The OCC processes applications under this part using two procedures, expedited treatment and standard treatment. To determine which treatment applies, you may use the following chart: ------------------------------------------------------------------------
Then the OCC will process your
(a) The applicable regulation Standard treatment.
does not specifically state that
expedited treatment is available.(b) [Reserved](c) Your composite rating is 3, Standard treatment.
4, or 5. The composite rating is
the composite numeric rating
that the OCC or the other
Federal banking regulator
assigned to you under the
Uniform Financial Institutions
Rating System \1\ or under a
comparable rating system. The
composite rating refers to the
rating assigned and provided to
you, in writing, as a result of
the most recent examination.(d) Your Community Reinvestment Standard treatment.
Act (CRA) rating is Needs to
Improve or Substantial
Noncompliance. The CRA rating is
the Community Reinvestment Act
performance rating that the OCC
or the other Federal banking
regulator assigned and provided
to you, in writing, as a result
of the most recent compliance
examination. See, for example,
Sec. 195.28 of this chapter.(e) Your compliance rating is 3, Standard treatment.
4, or 5. The compliance rating
is the numeric rating that the
OCC or the other Federal banking
regulator assigned to you under
the OCC compliance rating
system, or a comparable rating
system used by the other Federal
banking regulator. The
compliance rating refers to the
rating assigned and provided to
you, in writing, as a result of
the most recent compliance
examination.(f) You fail any one of your Standard treatment.
capital requirements under 12
CFR part 3 or part 167, as
applicable.(g) The OCC or OTS has notified Standard treatment.
you that you are an association
in troubled condition.(h) Neither the OCC nor any other Standard treatment.
Federal banking regulator has
assigned you a composite rating,
a CRA rating or a compliance
(i) You do not meet any of the Expedited treatment.
criteria listed in paragraphs
(a) through (h) of this section.------------------------------------------------------------------------\1\ A savings association may obtain a copy of its composite rating from
the appropriate Federal banking agency. [76 FR 48972, Aug. 9, 2011, as amended at 79 FR 11313, Feb. 28, 2014]