This part regulates SBA's financial assistance to small businesses under its general business loan programs (``7(a) loans'') authorized by section 7(a) of the Small Business Act (``the Act''), 15 U.S.C. 636(a), its microloan demonstration loan program (``Microloans'') authorized by section 7(m) of the Act, 15 U.S.C. 636(m), and its development company program (``504 loans'') authorized by Title V of the Small Business Investment Act, 15 U.S.C. 695 to 697f (``Title V''). These three programs constitute the business loan programs of the SBA.