Benefits will not be authorized to a fiduciary recognized or appointed for a child, by reason of its minority, for any period subsequent to the day preceding the date on which the child will attain its majority under the law of the State in which the child resides. Payments on or after that date, if otherwise in order, will be made direct to the child, if competent, or, if incompetent and direct payment under Sec. 3.850 is not in order, to a fiduciary appointed for the child as a mentally incompetent adult. [39 FR 34533, Sept. 26, 1974]