(a) The Agency may, when it is in the best interest of the Agency and its mission, the affected community, and the applicant, aid in achieving financial feasibility in an underserved area by taking the following steps:
(1) Extend the loan term up to 35 years, and
(2) Modify its security requirements.
(b) The Agency may reduce the security requirements discussed in Sec. 1738.154(a) to ensure that the security is commensurate with the risk involved.