The percentage of guarantee, up to the maximum allowed by this section, is a matter for negotiation between the lender and the Agency.
(a) The maximum guarantee is 90 percent of eligible loss.
(b) The lender will retain a minimum of 5 percent of the total loan amount. The retained amount must be from the unguaranteed portion of the loan and cannot be participated to another lender. Sec. Sec. 3575.31-3575.32 [Reserved]