(a) Your application's filing date is the date that you complete all of the following requirements.
(1) You attend a pre-filing meeting and submit a draft business plan or relevant information, if the OCC requires you to do so under Sec. 116.15.
(2) You file your application and all required copies with the OCC, as described under Sec. 116.40.
(i) If you are required to file with an OCC licensing office and with OCC headquarters, you have not filed with the OCC until you file with both offices.
(ii) You have not filed with an OCC licensing office or with OCC headquarters until you file the application and the required number of copies with that office.
(iii) If you file after the close of business established by an OCC licensing office or OCC headquarters, you have filed with that office on the next business day.
(3) You pay the applicable fee. You have not paid the fee until you submit the fee to the appropriate OCC licensing office, or the OCC waives the fee. You may pay by check, money order, cashier's check or wire transfer payable to the OCC.
(b) The OCC may notify you that it has adjusted your application filing date if you fail to meet any applicable publication requirements.
(c) If, after you properly file your application with the appropriate OCC licensing office, the OCC determines that a significant issue of law or policy exists under Sec. 116.40(b)(2)(ii), the filing date of your application is the day you filed with the appropriate OCC licensing office. The 30-day review period under Sec. 116.200 or Sec. 116.210 of this part will restart in its entirety when the OCC licensing office forwards the appropriate number of copies of your application to OCC headquarters.