(a) If you are a savings association, OTS uses the following chart to determine your condition component: ------------------------------------------------------------------------
Then your condition component
If your composite rating is: is:------------------------------------------------------------------------1 or 2................................. Zero.3...................................... 50 percent of your size
component.4 or 5................................. 100 percent of your size
component.------------------------------------------------------------------------
(b) For the purposes of this section, OTS uses the most recent composite rating, as defined in 12 CFR part 516, of which you have been notified in writing before an assessment's due date.