In the case of an individual who meets the conditions specified in Sec. 416.1260 but whose spouse does not meet such conditions, whichever of the following is most advantageous for the individual (and spouse, if any) will be applied:
(a) The resource limitation and exclusions for an individual as in effect under the approved State plan for October 1972, or
(b) The resource limitation (as specified in Sec. 416.1205) and exclusions (as specified in Sec. 416.1210) for an individual and eligible spouse or an individual living with an ineligible spouse.