The following tables are to be used in connection with computations under section 72 and the regulations thereunder. Tables I, II, IIA, III, and IV are to be used if the investment in the contract does not include a post-June 1986 investment in the contract (as defined in Sec. 1.72-6(d)(3)). Tables V, VI, VIA, VII, and VIII are to be used if the investment in the contract includes a post-June 1986 investment in the contract (as defined in Sec. 1.72-6(d)(3)).
In the case of a contract under which amounts are received as an annuity after June 30, 1986, a taxpayer receiving such amounts may elect to treat the entire investment in the contract as post-June 1986 investment in the contract and thus apply Tables V through VIII. A taxpayer may make the election for any taxable year in which such amounts are received by attaching to the taxpayer's return for such taxable year a statement that the taxpayer is electing under Sec. 1.72-9 to treat the entire investment in the contract as post-June 1986 investment in the contract. The statement must contain the taxpayer's name, address, and taxpayer identification number. The election is irrevocable and applies with respect to all amounts that the taxpayer receives as an annuity under the contract in the taxable year for which the election is made or in any subsequent taxable year. (Note that for purposes of the examples in Sec. Sec. 1.72-4 through 1.72-11 the election described in this section is disregarded (i.e., it assumed that the taxpayer does not make an election under this section).) See also Sec. 1.72-6(d)(3) for rules treating the entire investment in a contract as post-June 1986 investment in a contract if the annuity starting date of the contract is after June 30, 1986, and the contract provides for a disqualifying form of payment or settlement, such as an option to receive a lump sum in full discharge of the obligation under the contract. In addition, see Sec. 1.72-6(d) for special rules concerning the tables to be used and the separate computations required if the investment in the contract includes both a pre-July 1986 investment in the contract and a post-June 1986 investment in the contract and the election described in Sec. 1.72-6(d)(6) is made with respect to the contract.
Table I--Ordinary Life Annuities--One Life--Expected Return Multiples------------------------------------------------------------------------
Ages------------------------------------------------------------- Multiples
Male Female------------------------------------------------------------------------6............................................... 11 65.07............................................... 12 64.18............................................... 13 63.29............................................... 14 62.310.............................................. 15 61.4
11.............................................. 16 60.412.............................................. 17 59.513.............................................. 18 58.614.............................................. 19 57.715.............................................. 20 56.7
16.............................................. 21 55.817.............................................. 22 54.918.............................................. 23 53.9
19.............................................. 24 53.020.............................................. 25 52.1
21.............................................. 26 51.122.............................................. 27 50.223.............................................. 28 49.324.............................................. 29 48.325.............................................. 30 47.4
26.............................................. 31 46.527.............................................. 32 45.628.............................................. 33 44.629.............................................. 34 43.730.............................................. 35 42.8
31.............................................. 36 41.932.............................................. 37 41.033.............................................. 38 40.034.............................................. 39 39.135.............................................. 40 38.2
36.............................................. 41 37.337.............................................. 42 36.538.............................................. 43 35.639.............................................. 44 34.740.............................................. 45 33.8
41.............................................. 46 33.042.............................................. 47 32.143.............................................. 48 31.244.............................................. 49 30.445.............................................. 50 29.6
46.............................................. 51 28.747.............................................. 52 27.948.............................................. 53 27.149.............................................. 54 26.350.............................................. 55 25.5
51.............................................. 56 24.752.............................................. 57 24.053.............................................. 58 23.254.............................................. 59 22.455.............................................. 60 21.7
56.............................................. 61 21.057.............................................. 62 20.358.............................................. 63 19.659.............................................. 64 18.960.............................................. 65 18.2
61.............................................. 66 17.562.............................................. 67 16.963.............................................. 68 16.264.............................................. 69 15.665.............................................. 70 15.0
66.............................................. 71 14.467.............................................. 72 13.868.............................................. 73 13.269.............................................. 74 12.670.............................................. 75 12.1
71.............................................. 76 11.672.............................................. 77 11.073.............................................. 78 10.574.............................................. 79 10.175.............................................. 80 9.6
76.............................................. 81 9.177.............................................. 82 8.778.............................................. 83 8.379.............................................. 84 7.880.............................................. 85 7.5
81.............................................. 86 7.182.............................................. 87 6.783.............................................. 88 6.384.............................................. 89 6.085.............................................. 90 5.7
86.............................................. 91 5.487.............................................. 92 5.188.............................................. 93 4.889.............................................. 94 4.590.............................................. 95 4.2
91.............................................. 96 4.092.............................................. 97 3.793.............................................. 98 3.594.............................................. 99 3.395.............................................. 100 3.1
96.............................................. 101 2.997.............................................. 102 2.798.............................................. 103 2.599.............................................. 104 2.3100............................................. 105 2.1
101............................................. 106 1.9102............................................. 107 1.7103............................................. 108 1.5104............................................. 109 1.3105............................................. 110 1.2
106............................................. 111 1.0107............................................. 112 .8108............................................. 113 .7109............................................. 114 .6110............................................. 115 .5111............................................. 116 0------------------------------------------------------------------------
Table II--Ordinary Joint Life and Last Survivor Annuities--Two Lives--Expected Return Multiples------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
-------------------------------------------------------------------------------------------------------------------------------------------
Female 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 73.5 73.0 72.6 72.2 71.8 71.4 71.0 70.7 70.4 70.0 69.7 69.5 69.2 68.9 68.77............................... 12................ 73.0 72.6 72.1 71.7 71.3 70.9 70.5 70.1 69.8 69.4 69.1 68.8 68.5 68.3 68.08............................... 13................ 72.6 72.1 71.6 71.2 70.8 70.4 70.0 69.6 69.2 68.9 68.5 68.2 67.9 67.6 67.39............................... 14................ 72.2 71.7 71.2 70.7 70.3 69.9 69.4 69.0 68.7 68.3 67.9 67.6 67.3 67.0 66.710.............................. 15................ 71.8 71.3 70.8 70.3 69.8 69.4 68.9 68.5 68.1 67.7 67.4 67.0 66.7 66.4 66.1
11.............................. 16................ 71.4 70.9 70.4 69.9 69.4 68.9 68.5 68.0 67.6 67.2 66.8 66.5 66.1 65.8 65.412.............................. 17................ 71.0 70.5 70.0 69.4 68.9 68.5 68.0 67.5 67.1 66.7 66.3 65.9 65.5 65.2 64.813.............................. 18................ 70.7 70.1 69.6 69.0 68.5 68.0 67.5 67.1 66.6 66.2 65.8 65.4 65.0 64.6 64.214.............................. 19................ 70.4 69.8 69.2 68.7 68.1 67.6 67.1 66.6 66.1 65.7 65.3 64.8 64.4 64.0 63.715.............................. 20................ 70.0 69.4 68.9 68.3 67.7 67.2 66.7 66.2 65.7 65.2 64.8 64.3 63.9 63.5 63.1
16.............................. 21................ 69.7 69.1 68.5 67.9 67.4 66.8 66.3 65.8 65.3 64.8 64.3 63.8 63.4 63.0 62.617.............................. 22................ 69.5 68.8 68.2 67.6 67.0 66.5 65.9 65.4 64.8 64.3 63.8 63.4 62.9 62.5 62.018.............................. 23................ 69.2 68.5 67.9 67.3 66.7 66.1 65.5 65.0 64.4 63.9 63.4 62.9 62.4 62.0 61.519.............................. 24................ 68.9 68.3 67.6 67.0 66.4 65.8 65.2 64.6 64.0 63.5 63.0 62.5 62.0 61.5 61.020.............................. 25................ 68.7 68.0 67.3 66.7 66.1 65.4 64.8 64.2 63.7 63.1 62.6 62.0 61.5 61.0 60.6------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------------------------
Male Female Male 21 22 23 24 25 26 27 28 29 30 31 32 33 34
----------------------------------------------------------------------------------------------------------------------------------
Female 26 27 28 29 30 31 32 33 34 35 36 37 38 39------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6................................... 11..................... 68.4 68.2 68.0 67.8 67.6 67.5 67.3 67.1 67.0 66.8 66.7 66.6 66.5 66.47................................... 12..................... 67.8 67.5 67.3 67.1 66.9 66.7 66.5 66.4 66.2 66.1 65.9 65.8 65.7 65.68................................... 13..................... 67.1 66.8 66.6 66.4 66.2 66.0 65.8 65.6 65.4 65.3 65.1 65.0 64.9 64.79................................... 14..................... 66.4 66.2 65.9 65.7 65.4 65.2 65.0 64.8 64.7 64.5 64.3 64.2 64.1 63.910.................................. 15..................... 65.8 65.5 65.2 65.0 64.7 64.5 64.3 64.1 63.9 63.7 63.6 63.4 63.3 63.1
11.................................. 16..................... 65.1 64.8 64.6 64.3 64.1 63.8 63.6 63.4 63.2 63.0 62.8 62.6 62.5 62.312.................................. 17..................... 64.5 64.2 63.9 63.6 63.4 63.1 62.9 62.7 62.4 62.2 62.0 61.9 61.7 61.513.................................. 18..................... 63.9 63.6 63.3 63.0 62.7 62.4 62.2 61.9 61.7 61.5 61.3 61.1 60.9 60.814.................................. 19..................... 63.3 63.0 62.7 62.3 62.0 61.8 61.5 61.2 61.0 60.8 60.6 60.4 60.2 60.015.................................. 20..................... 62.7 62.4 62.0 61.7 61.4 61.1 60.8 60.6 60.3 60.1 59.8 59.6 59.4 59.2
16.................................. 21..................... 62.2 61.8 61.4 61.1 60.8 60.5 60.2 59.9 59.6 59.4 59.1 58.9 58.7 58.517.................................. 22..................... 61.6 61.2 60.9 60.5 60.2 59.8 59.5 59.2 58.9 58.7 58.4 58.2 57.9 57.718.................................. 23..................... 61.1 60.7 60.3 59.9 59.6 59.2 58.9 58.6 58.3 58.0 57.7 57.5 57.2 57.019.................................. 24..................... 60.6 60.2 59.7 59.4 59.0 58.6 58.3 57.9 57.6 57.3 57.0 56.8 56.5 56.320.................................. 25..................... 60.1 59.6 59.2 58.8 58.4 58.0 57.7 57.3 57.0 56.7 56.4 56.1 55.8 55.6
21.................................. 26..................... 59.6 59.1 58.7 58.3 57.9 57.5 57.1 56.7 56.4 56.0 55.7 55.4 55.1 54.9
22.................................. 27..................... 59.1 58.7 58.2 57.7 57.3 56.9 56.5 56.1 55.8 55.4 55.1 54.8 54.5 54.223.................................. 28..................... 58.7 58.2 57.7 57.2 56.8 56.4 55.9 55.5 55.2 54.8 54.4 54.1 53.8 53.524.................................. 29..................... 58.3 57.7 57.2 56.8 56.3 55.8 55.4 55.0 54.6 54.2 53.8 53.5 53.2 52.825.................................. 30..................... 57.9 57.3 56.8 56.3 55.8 55.3 54.9 54.4 54.0 53.6 53.2 52.9 52.5 52.2
26.................................. 31..................... 57.5 56.9 56.4 55.8 55.3 54.8 54.4 53.9 53.5 53.1 52.7 52.3 51.9 51.627.................................. 32..................... 57.1 56.5 55.9 55.4 54.9 54.4 53.9 53.4 53.0 52.5 52.1 51.7 51.3 50.928.................................. 33..................... 56.7 56.1 55.5 55.0 54.4 53.9 53.4 52.9 52.4 52.0 51.6 51.1 50.7 50.329.................................. 34..................... 56.4 55.8 55.2 54.6 54.0 53.5 53.0 52.4 52.0 51.5 51.0 50.6 50.2 49.330.................................. 35..................... 56.0 55.4 54.8 54.2 53.6 53.1 52.5 52.0 51.5 51.0 50.5 50.1 49.6 49.2
31.................................. 36..................... 55.7 55.1 54.4 53.8 53.2 52.7 52.1 51.6 51.0 50.5 50.0 49.5 49.1 48.732.................................. 37..................... 55.4 54.8 54.1 53.5 52.9 52.3 51.7 51.1 50.6 50.1 49.5 49.1 48.6 48.133.................................. 38..................... 55.1 54.5 53.8 53.2 52.5 51.9 51.3 50.7 50.2 49.6 49.1 48.6 48.1 47.634.................................. 39..................... 54.9 54.2 53.5 52.8 52.2 51.6 50.9 50.3 49.8 49.2 48.7 48.1 47.6 47.1------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
--------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49
--------------------------------------------------------------------------------------------------------------------------------------------
Female 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6.............................. 11................ 66.3 66.2 66.1 66.0 65.9 65.9 65.8 65.7 65.7 65.6 65.6 65.5 65.5 65.5 65.47.............................. 12................ 65.4 65.3 65.3 65.2 65.1 65.0 64.9 64.9 64.8 64.8 64.7 64.7 64.6 64.6 64.58.............................. 13................ 64.6 64.5 64.4 64.3 64.2 64.2 64.1 64.0 64.0 63.9 63.8 63.8 63.7 63.7 63.79.............................. 14................ 63.8 63.7 63.6 63.5 63.4 63.3 63.2 63.2 63.1 63.0 63.0 62.9 62.9 62.8 62.810............................. 15................ 63.0 62.9 62.8 62.7 62.6 62.5 62.4 62.3 62.2 62.2 62.1 62.0 62.0 61.9 61.9
11............................. 16................ 62.2 62.1 61.9 61.8 61.7 61.6 61.5 61.4 61.4 61.3 61.2 61.2 61.1 61.0 61.012............................. 17................ 61.4 61.3 61.1 61.0 60.9 60.8 60.7 60.6 60.5 60.4 60.4 60.3 60.2 60.2 60.113............................. 18................ 60.6 60.5 60.3 60.2 60.1 60.0 59.9 59.8 59.7 59.6 59.5 59.4 59.4 59.3 59.214............................. 19................ 59.8 59.7 59.5 59.4 59.3 59.1 59.0 58.9 58.8 58.7 58.6 58.6 58.5 58.4 58.415............................. 20................ 59.0 58.9 58.7 58.6 58.4 58.3 58.2 58.1 58.0 57.9 57.8 57.7 57.6 57.6 57.5
16............................. 21................ 58.3 58.1 57.9 57.8 57.6 57.5 57.4 57.2 57.1 57.0 56.9 56.8 56.8 56.7 56.617............................. 22................ 57.5 57.3 57.2 57.0 56.8 56.7 56.6 56.4 56.3 56.2 56.1 56.0 55.9 55.8 55.718............................. 23................ 56.8 56.6 56.4 56.2 56.0 55.9 55.7 55.6 55.5 55.4 55.2 55.1 55.1 55.0 54.919............................. 24................ 56.0 55.8 55.6 55.4 55.3 55.1 54.9 54.8 54.7 54.5 54.4 54.3 54.2 54.1 54.020............................. 25................ 55.3 55.1 54.9 54.7 54.5 54.3 54.1 54.0 53.8 53.7 53.6 53.5 53.4 53.3 53.2
21............................. 26................ 54.6 54.4 54.1 53.9 53.7 53.5 53.4 53.2 53.0 52.9 52.8 52.6 52.5 52.4 52.322............................. 27................ 53.9 53.6 53.4 53.2 53.0 52.8 52.6 52.4 52.2 52.1 51.9 51.8 51.7 51.6 51.523............................. 28................ 53.2 52.9 52.7 52.5 52.2 52.0 51.8 51.6 51.5 51.3 51.1 51.0 50.9 50.7 50.624............................. 29................ 52.5 52.3 52.0 51.7 51.5 51.3 51.1 50.9 50.7 50.5 50.3 50.2 50.0 49.9 49.825............................. 30................ 51.9 51.6 51.3 51.0 50.8 50.5 50.3 50.1 49.9 49.7 49.6 49.4 49.2 49.1 49.0
26............................. 31................ 51.2 50.9 50.6 50.3 50.1 49.8 49.6 49.4 49.2 49.0 48.8 48.6 48.4 48.3 48.127............................. 32................ 50.6 50.3 50.0 49.7 49.4 49.1 48.9 48.6 48.4 48.2 48.0 47.8 47.6 47.5 47.328............................. 33................ 50.0 49.6 49.3 49.0 48.7 48.4 48.2 47.9 47.7 47.5 47.2 47.1 46.9 46.7 46.529............................. 34................ 49.4 49.0 48.7 48.3 48.0 47.7 47.5 47.2 47.0 46.7 46.5 46.3 46.1 45.9 45.730............................. 35................ 48.8 48.4 48.1 47.7 47.4 47.1 46.8 46.5 46.2 46.0 45.8 45.5 45.3 45.2 45.0
31............................. 36................ 48.2 47.8 47.5 47.1 46.8 46.4 46.1 45.8 45.6 45.3 45.0 44.8 44.6 44.4 44.232............................. 37................ 47.7 47.3 46.9 46.5 46.1 45.8 45.5 45.2 44.9 44.6 44.3 44.1 43.9 43.7 43.433............................. 38................ 47.2 46.7 46.3 45.9 45.5 45.2 44.8 44.5 44.2 43.9 43.7 43.4 43.2 42.9 42.734............................. 39................ 46.7 46.2 45.8 45.4 45.0 44.6 44.2 43.9 43.6 43.3 43.0 42.7 42.5 42.2 42.0------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-----------------------------------------------------------------------------------------------------------------------------------
Male Female Male 50 51 52 53 54 55 56 57 58 59 60 61 62 63
-----------------------------------------------------------------------------------------------------------------------------------
Female 55 56 57 58 59 60 61 62 63 64 65 66 67 68------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6................................... 11.................... 65.4 65.4 65.3 65.3 65.3 65.3 65.3 65.2 65.2 65.2 65.2 65.2 65.2 65.27................................... 12.................... 64.5 64.5 64.4 64.4 64.4 64.4 64.3 64.3 64.3 64.3 64.3 64.3 64.3 64.28................................... 13.................... 63.6 63.6 63.5 63.5 63.5 63.5 63.4 63.4 63.4 63.4 63.4 63.4 63.3 63.39................................... 14.................... 62.7 62.7 62.7 62.6 62.6 62.6 62.5 62.5 62.5 62.5 62.5 62.4 62.4 62.410.................................. 15.................... 61.8 61.8 61.8 61.7 61.7 61.7 61.6 61.6 61.6 61.6 61.6 61.5 61.5 61.5
11.................................. 16.................... 61.0 60.9 60.9 60.8 60.8 60.8 60.7 60.7 60.7 60.7 60.6 60.6 60.6 60.612.................................. 17.................... 60.1 60.0 60.0 59.9 59.9 59.9 59.8 59.8 59.8 59.8 59.7 59.7 59.7 59.713.................................. 18.................... 59.2 59.1 59.1 59.0 59.0 59.0 58.9 58.9 58.9 58.9 58.8 58.8 58.8 58.814.................................. 19.................... 58.3 58.2 58.2 58.2 58.1 58.1 58.0 58.0 58.0 57.9 57.9 57.9 57.9 57.915.................................. 20.................... 57.4 57.4 57.3 57.3 57.2 57.2 57.1 57.1 57.1 57.0 57.0 57.0 57.0 56.9
16.................................. 21.................... 56.5 56.5 56.4 56.4 56.3 56.3 56.2 56.2 56.2 56.1 56.1 56.1 56.1 56.017.................................. 22.................... 55.7 55.6 55.5 55.5 55.4 55.4 55.3 55.3 55.3 55.2 55.2 55.2 55.1 55.118.................................. 23.................... 54.8 54.7 54.7 54.6 54.6 54.5 54.5 54.4 54.4 54.3 54.3 54.3 54.2 54.219.................................. 24.................... 53.9 53.9 53.8 53.7 53.7 53.6 53.6 53.5 53.5 53.4 53.4 53.4 53.3 53.320.................................. 25.................... 53.1 53.0 52.9 52.8 52.8 52.7 52.7 52.6 52.6 52.5 52.5 52.4 52.4 52.4
21.................................. 26.................... 52.2 52.1 52.0 52.0 51.9 51.8 51.8 51.7 51.7 51.6 51.6 51.5 51.5 51.522.................................. 27.................... 51.4 51.3 51.2 51.1 51.0 51.0 50.9 50.8 50.8 50.7 50.7 50.6 50.6 50.623.................................. 28.................... 50.5 50.4 50.3 50.2 50.2 50.1 50.0 50.0 49.9 49.8 49.8 49.7 49.7 49.724.................................. 29.................... 49.7 49.6 49.5 49.4 49.3 49.2 49.1 49.1 49.0 49.0 48.9 48.9 48.8 48.825.................................. 30.................... 48.8 48.7 48.6 48.5 48.4 48.3 48.3 48.2 48.1 48.1 48.0 48.0 47.9 47.9
26.................................. 31.................... 48.0 47.9 47.8 47.7 47.6 47.5 47.4 47.3 47.3 47.2 47.1 47.1 47.0 47.027.................................. 32.................... 47.2 47.1 46.9 46.8 46.7 46.6 46.5 46.5 46.4 46.3 46.2 46.2 46.1 46.128.................................. 33.................... 46.4 46.3 46.1 46.0 45.9 45.8 45.7 45.6 45.5 45.4 45.4 45.3 45.2 45.229.................................. 34.................... 45.6 45.4 45.3 45.2 45.1 44.9 44.8 44.7 44.7 44.6 44.5 44.4 44.4 44.330.................................. 35.................... 44.8 44.6 44.5 44.4 44.2 44.1 44.0 43.9 43.8 43.7 43.6 43.6 43.5 43.4
31.................................. 36.................... 44.0 43.9 43.7 43.6 43.4 43.3 43.2 43.1 43.0 42.9 42.8 42.7 42.6 42.032.................................. 37.................... 43.3 43.1 42.9 42.8 42.6 42.5 42.4 42.2 42.1 42.0 41.9 41.9 41.8 41.7
33.................................. 38.................... 42.5 42.3 42.1 42.0 41.8 41.7 41.5 41.4 41.3 41.2 41.1 41.0 40.9 40.834.................................. 39.................... 41.8 41.6 41.4 41.2 41.0 40.9 40.7 40.6 40.5 40.4 40.3 40.2 40.1 40.0------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78
-------------------------------------------------------------------------------------------------------------------------------------------
Female 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.17............................... 12................ 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.2 64.1 64.18............................... 13................ 63.3 63.3 63.3 63.3 63.3 63.3 63.3 63.3 63.3 63.2 63.2 63.2 63.2 63.2 63.29............................... 14................ 62.4 62.4 62.4 62.4 62.4 62.4 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.310.............................. 15................ 61.5 61.5 61.5 61.5 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4
11.............................. 16................ 60.6 60.6 60.6 60.5 60.5 60.5 60.5 60.5 60.5 60.5 60.5 60.5 60.5 60.5 60.512.............................. 17................ 59.7 59.6 59.6 59.6 59.6 59.6 59.6 59.6 59.6 59.6 59.6 59.6 59.6 59.5 59.513.............................. 18................ 58.8 58.7 58.7 58.7 58.7 58.7 58.7 58.7 58.7 58.7 58.6 58.6 58.6 58.6 58.614.............................. 19................ 57.8 57.8 57.8 57.8 57.8 57.8 57.8 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.715.............................. 20................ 56.9 56.9 56.9 56.9 56.9 56.8 56.8 56.8 56.8 56.8 56.8 56.8 56.8 56.8 56.8
16.............................. 21................ 56.0 56.0 56.0 56.0 55.9 55.9 55.9 55.9 55.9 55.9 55.9 55.9 55.9 55.9 55.817.............................. 22................ 55.1 55.1 55.1 55.0 55.0 55.0 55.0 55.0 55.0 55.0 55.0 54.9 54.9 54.9 54.918.............................. 23................ 54.2 54.2 54.1 54.1 54.1 54.1 54.1 54.1 54.0 54.0 54.0 54.0 54.0 54.0 54.019.............................. 24................ 53.3 53.2 53.2 53.2 53.2 53.2 53.2 53.1 53.1 53.1 53.1 53.1 53.1 53.1 53.120.............................. 25................ 52.4 52.3 52.3 52.3 52.3 52.2 52.2 52.2 52.2 52.2 52.2 52.2 52.2 52.1 52.1
21.............................. 26................ 51.4 51.4 51.4 51.4 51.3 51.3 51.3 51.3 51.3 51.3 51.3 51.2 51.2 51.2 51.222.............................. 27................ 50.5 50.5 50.5 50.5 50.4 50.4 50.4 50.4 50.4 50.3 50.3 50.3 50.3 50.3 50.323.............................. 28................ 49.6 49.6 49.6 49.5 49.5 49.5 49.5 49.5 49.4 49.4 49.4 49.4 49.4 49.4 49.424.............................. 29................ 48.7 48.7 48.7 48.6 48.6 48.6 48.6 48.5 48.5 48.5 48.5 48.5 48.5 48.4 48.425.............................. 30................ 47.8 47.8 47.8 47.7 47.7 47.7 47.6 47.6 47.6 47.6 47.6 47.5 47.5 47.5 47.5
26.............................. 31................ 46.9 46.9 46.8 46.8 46.8 46.8 46.7 46.7 46.7 46.7 46.6 46.6 46.6 46.6 46.627.............................. 32................ 46.0 46.0 45.9 45.9 45.9 45.8 45.8 45.8 45.8 45.7 45.7 45.7 45.7 45.7 45.728.............................. 33................ 45.1 45.1 45.1 45.0 45.0 44.9 44.9 44.9 44.9 44.8 44.8 44.8 44.8 44.8 44.829.............................. 34................ 44.3 44.2 44.2 44.1 44.1 44.0 44.0 44.0 44.0 43.9 43.9 43.9 43.9 43.9 43.830.............................. 35................ 43.4 43.3 43.3 43.2 43.2 43.1 43.1 43.1 43.1 43.0 43.0 43.0 43.0 42.9 42.9
31.............................. 36................ 42.5 42.4 42.4 42.3 42.3 42.3 42.2 42.2 42.2 42.1 42.1 42.1 42.1 42.0 42.032.............................. 37................ 41.6 41.6 41.5 41.5 41.4 41.4 41.3 41.3 41.3 41.2 41.2 41.2 41.2 41.1 41.133.............................. 38................ 40.8 40.7 40.7 40.6 40.5 40.5 40.5 40.4 40.4 40.3 40.3 40.3 40.3 40.2 40.234.............................. 39................ 39.9 39.9 39.8 39.7 39.7 39.6 39.6 39.5 39.5 39.5 39.4 39.4 39.4 39.3 39.3------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------------------------
Male Female Male 79 80 81 82 83 84 85 86 87 88 89 90 91 92
----------------------------------------------------------------------------------------------------------------------------------
Female 84 85 86 87 88 89 90 91 92 93 94 95 96 97------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6................................... 11..................... 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.1 65.0 65.0 65.0 65.0 65.07................................... 12..................... 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.18................................... 13..................... 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.29................................... 14..................... 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.310.................................. 15..................... 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4
11.................................. 16..................... 60.5 60.5 60.5 60.5 60.5 60.5 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.412.................................. 17..................... 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.513.................................. 18..................... 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.614.................................. 19..................... 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.715.................................. 20..................... 56.8 56.8 56.8 56.8 56.8 56.8 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7
16.................................. 21..................... 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.817.................................. 22..................... 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.918.................................. 23..................... 54.0 54.0 54.0 54.0 54.0 54.0 54.0 54.0 54.0 54.0 54.0 54.0 54.0 53.919.................................. 24..................... 53.1 53.1 53.1 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.020.................................. 25..................... 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1
21.................................. 26..................... 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.2 51.222.................................. 27..................... 50.3 50.3 50.3 50.3 50.3 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.223.................................. 28..................... 49.4 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.324.................................. 29..................... 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.425.................................. 30..................... 47.5 47.5 47.5 47.5 47.5 47.5 47.5 47.5 47.4 47.4 47.4 47.4 47.4 47.4
26.................................. 31..................... 46.6 46.6 46.6 46.6 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.527.................................. 32..................... 45.7 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.628.................................. 33..................... 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.7 44.729.................................. 34..................... 43.8 43.8 43.8 43.8 43.8 43.8 43.8 43.8 43.8 43.7 43.7 43.7 43.7 43.730.................................. 35..................... 42.9 42.9 42.9 42.9 42.9 42.9 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8
31.................................. 36..................... 42.0 42.0 42.0 42.0 42.0 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.932.................................. 37..................... 41.1 41.1 41.1 41.1 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.033.................................. 38..................... 40.2 40.2 40.2 40.2 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.134.................................. 39..................... 39.3 39.3 39.3 39.3 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108
----------------------------------------------------------------------------------------------------------------------------------------------------
Female 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6.............................................. 11................................ 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.0 65.07.............................................. 12................................ 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.1 64.18.............................................. 13................................ 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.2 63.29.............................................. 14................................ 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3 62.3
10............................................. 15................................ 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4 61.4
11............................................. 16................................ 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.4 60.412............................................. 17................................ 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.5 59.513............................................. 18................................ 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.6 58.614............................................. 19................................ 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.7 57.715............................................. 20................................ 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7 56.7
16............................................. 21................................ 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.8 55.817............................................. 22................................ 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.9 54.918............................................. 23................................ 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.9 53.919............................................. 24................................ 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.0 53.020............................................. 25................................ 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1 52.1
21............................................. 26................................ 51.2 51.2 51.2 51.2 51.2 51.2 51.1 51.1 51.1 51.1 51.1 51.1 51.1 51.1 51.1 51.122............................................. 27................................ 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.2 50.223............................................. 28................................ 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.3 49.324............................................. 29................................ 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.4 48.3 48.325............................................. 30................................ 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4 47.4
26............................................. 31................................ 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.5 46.527............................................. 32................................ 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.6 45.628............................................. 33................................ 44.7 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.6 44.629............................................. 34................................ 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.7 43.730............................................. 35................................ 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8 42.8
31............................................. 36................................ 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.9 41.932............................................. 37................................ 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.0 41.033............................................. 38................................ 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.1 40.034............................................. 39................................ 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.2 39.1 39.1 39.1 39.1 39.1---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 35 36 37 38 39 40 41 42 43 44 45 46 47
-------------------------------------------------------------------------------------------------------------------------
Female 40 41 42 43 44 45 46 47 48 49 50 51 52------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 46.2 45.7 45.3 44.8 44.4 44.0 43.6 43.3 43.0 42.6 42.3 42.0 41.836....................................... 41......................... 45.7 45.2 44.8 44.3 43.9 43.5 43.1 42.7 42.3 42.0 41.7 41.4 41.137....................................... 42......................... 45.3 44.8 44.3 43.8 43.4 42.9 42.5 42.1 41.8 41.4 41.1 40.7 40.438....................................... 43......................... 44.8 44.3 43.8 43.3 42.9 42.4 42.0 41.6 41.2 40.8 40.5 40.1 39.839....................................... 44......................... 44.4 43.9 43.4 42.9 42.4 41.9 41.5 41.0 40.6 40.2 39.9 39.5 39.240....................................... 45......................... 44.0 43.5 42.9 42.4 41.9 41.4 41.0 40.5 40.1 39.7 39.3 38.9 38.6
41....................................... 46......................... 43.6 43.1 42.5 42.0 41.5 41.0 40.5 40.0 39.6 39.2 38.8 38.4 38.0
42....................................... 47......................... 43.3 42.7 42.1 41.6 41.0 40.5 40.0 39.6 39.1 38.7 38.2 37.8 37.543....................................... 48......................... 43.0 42.3 41.8 41.2 40.6 40.1 39.6 39.1 38.6 38.2 37.7 37.3 36.944....................................... 49......................... 42.6 42.0 41.4 40.8 40.2 39.7 39.2 38.7 38.2 37.7 37.2 36.8 36.445....................................... 50......................... 42.3 41.7 41.1 40.5 39.9 39.3 38.8 38.2 37.7 37.2 36.8 36.3 35.9
46....................................... 51......................... 42.0 41.4 40.7 40.1 39.5 38.9 38.4 37.8 37.3 36.8 36.3 35.9 35.447....................................... 52......................... 41.8 41.1 40.4 39.8 39.2 38.6 38.0 37.5 36.9 36.4 35.9 35.4 35.0------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 48 49 50 51 52 53 54 55 56 57 58 59 60
-------------------------------------------------------------------------------------------------------------------------
Female 53 54 55 56 57 58 59 60 61 62 63 64 65------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 41.5 41.3 41.0 40.8 40.6 40.4 40.3 40.1 40.0 39.8 39.7 39.6 39.536....................................... 41......................... 40.8 40.6 40.3 40.1 39.9 39.7 39.5 39.3 39.2 39.0 38.9 38.8 38.637....................................... 42......................... 40.2 39.9 39.6 39.4 39.2 39.0 38.8 38.6 38.4 38.3 38.1 38.0 37.938....................................... 43......................... 39.5 39.2 39.0 38.7 38.5 38.3 38.1 37.9 37.7 37.5 37.3 37.2 37.139....................................... 44......................... 38.9 38.6 38.3 38.0 37.8 37.6 37.3 37.1 36.9 36.8 36.6 36.4 36.340....................................... 45......................... 38.3 38.0 37.7 37.4 37.1 36.9 36.6 36.4 36.2 36.0 35.9 35.7 35.5
41....................................... 46......................... 37.7 37.3 37.0 36.7 36.5 36.2 36.0 35.7 35.5 35.3 35.1 35.0 34.842....................................... 47......................... 37.1 36.8 36.4 36.1 35.8 35.6 35.3 35.1 34.8 34.6 34.4 34.2 34.143....................................... 48......................... 36.5 36.2 35.8 35.5 35.2 34.9 34.7 34.4 34.2 33.9 33.7 33.5 33.344....................................... 49......................... 36.0 35.6 35.3 34.9 34.6 34.3 34.0 33.8 33.5 33.3 33.0 32.8 32.645....................................... 50......................... 35.5 35.1 34.7 34.4 34.0 33.7 33.4 33.1 32.9 32.6 32.4 32.2 31.9
46....................................... 51......................... 35.0 34.6 34.2 33.8 33.5 33.1 32.8 32.5 32.2 32.0 31.7 31.5 31.347....................................... 52......................... 34.5 34.1 33.7 33.3 32.9 32.6 32.2 31.9 31.6 31.4 31.1 30.9 30.648....................................... 53......................... 34.0 33.6 33.2 32.8 32.4 32.0 31.7 31.4 31.1 30.8 30.5 30.2 30.049....................................... 54......................... 33.6 33.1 32.7 32.3 31.9 31.5 31.2 30.8 30.5 30.2 29.9 29.6 29.450....................................... 55......................... 33.2 32.7 32.3 31.8 31.4 31.0 30.6 30.3 29.9 29.6 29.3 29.0 28.8
51....................................... 56......................... 32.8 32.3 31.8 31.4 30.9 30.5 30.1 29.8 29.4 29.1 28.8 28.5 28.252....................................... 57......................... 32.4 31.9 31.4 30.9 30.5 30.1 29.7 29.3 28.9 28.6 28.2 27.9 27.653....................................... 58......................... 32.0 31.5 31.0 30.5 30.1 29.6 29.2 28.8 28.4 28.1 27.7 27.4 27.154....................................... 59......................... 31.7 31.2 30.6 30.1 29.7 29.2 28.8 28.3 27.9 27.6 27.2 26.9 26.555....................................... 60......................... 31.4 30.8 30.3 29.8 29.3 28.8 28.3 27.9 27.5 27.1 26.7 26.4 26.0
56....................................... 61......................... 31.1 30.5 29.9 29.4 28.9 28.4 27.9 27.5 27.1 26.7 26.3 25.9 25.557....................................... 62......................... 30.8 30.2 29.6 29.1 28.6 28.1 27.6 27.1 26.7 26.2 25.8 25.4 25.158....................................... 63......................... 30.5 29.9 29.3 28.8 28.2 27.7 27.2 26.7 26.3 25.8 25.4 25.0 24.659....................................... 64......................... 30.2 29.6 29.0 28.5 27.9 27.4 26.9 26.4 25.9 25.4 25.0 24.6 24.260....................................... 65......................... 30.0 29.4 28.8 28.2 27.6 27.1 26.5 26.0 25.5 25.1 24.6 24.2 23.8------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 61 62 63 64 65 66 67 68 69 70 71 72 73
-------------------------------------------------------------------------------------------------------------------------
Female 66 67 68 69 70 71 72 73 74 75 76 77 78------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 39.4 39.3 39.2 39.1 39.0 38.9 38.9 38.8 38.8 38.7 38.7 38.6 38.636....................................... 41......................... 38.5 38.4 38.3 38.2 38.2 38.1 38.0 38.0 37.9 37.9 37.8 37.8 37.737....................................... 42......................... 37.7 37.6 37.5 37.4 37.3 37.3 37.2 37.1 37.1 37.0 36.9 36.9 36.938....................................... 43......................... 36.9 36.8 36.7 36.6 36.5 36.4 36.4 36.3 36.2 36.2 36.1 36.0 36.039....................................... 44......................... 36.2 36.0 35.9 35.8 35.7 35.6 35.5 35.5 35.4 35.3 35.3 35.2 35.240....................................... 45......................... 35.4 35.3 35.1 35.0 34.9 34.8 34.7 34.6 34.6 34.5 34.4 34.4 34.3
41....................................... 46......................... 34.6 34.5 34.4 34.2 34.1 34.0 33.9 33.8 33.8 33.7 33.6 33.5 33.542....................................... 47......................... 33.9 33.7 33.6 33.5 33.4 33.2 33.1 33.0 33.0 32.9 32.8 32.7 32.743....................................... 48......................... 33.2 33.0 32.9 32.7 32.6 32.5 32.4 32.3 32.2 32.1 32.0 31.9 31.944....................................... 49......................... 32.5 32.3 32.1 32.0 31.8 31.7 31.6 31.5 31.4 31.3 31.2 31.1 31.145....................................... 50......................... 31.8 31.6 31.4 31.3 31.1 31.0 30.8 30.7 30.6 30.5 30.4 30.4 30.3
46....................................... 51......................... 31.1 30.9 30.7 30.5 30.4 30.2 30.1 30.0 29.9 29.8 29.7 29.6 29.547....................................... 52......................... 30.4 30.2 30.0 29.8 29.7 29.5 29.4 29.3 29.1 29.0 28.9 28.8 28.748....................................... 53......................... 29.8 29.5 29.3 29.2 29.0 28.8 28.7 28.5 28.4 28.3 28.2 28.1 28.049....................................... 54......................... 29.1 28.9 28.7 28.5 28.3 28.1 28.0 27.8 27.7 27.6 27.5 27.4 27.350....................................... 55......................... 28.5 28.3 28.1 27.8 27.6 27.5 27.3 27.1 27.0 26.9 26.7 26.6 26.5
51....................................... 56......................... 27.9 27.7 27.4 27.2 27.0 26.8 26.6 26.5 26.3 26.2 26.0 25.9 25.852....................................... 57......................... 27.3 27.1 26.8 26.6 26.4 26.2 26.0 25.8 25.7 25.5 25.4 25.2 25.153....................................... 58......................... 26.8 26.5 26.2 26.0 25.8 25.6 25.4 25.2 25.0 24.8 24.7 24.6 24.454....................................... 59......................... 26.2 25.9 25.7 25.4 25.2 25.0 24.7 24.6 24.4 24.2 24.0 23.9 23.855....................................... 60......................... 25.7 25.4 25.1 24.9 24.6 24.4 24.1 23.9 23.8 23.6 23.4 23.3 23.1
56....................................... 61......................... 25.2 24.9 24.6 24.3 24.1 23.8 23.6 23.4 23.2 23.0 22.8 22.6 22.557....................................... 62......................... 24.7 24.4 24.1 23.8 23.5 23.3 23.0 22.8 22.6 22.4 22.2 22.0 21.958....................................... 63......................... 24.3 23.9 23.6 23.3 23.0 22.7 22.5 22.2 22.0 21.8 21.6 21.4 21.359....................................... 64......................... 23.8 23.5 23.1 22.8 22.5 22.2 21.9 21.7 21.5 21.2 21.0 20.9 20.760....................................... 65......................... 23.4 23.0 22.7 22.3 22.0 21.7 21.4 21.2 20.9 20.7 20.5 20.3 20.1
61....................................... 66......................... 23.0 22.6 22.2 21.9 21.6 21.3 21.0 20.7 20.4 20.2 20.0 19.8 19.662....................................... 67......................... 22.6 22.2 21.8 21.5 21.1 20.8 20.5 20.2 19.9 19.7 19.5 19.2 19.063....................................... 68......................... 22.2 21.8 21.4 21.1 20.7 20.4 20.1 19.8 19.5 19.2 19.0 18.7 18.564....................................... 69......................... 21.9 21.5 21.1 20.7 20.3 20.0 19.6 19.3 19.0 18.7 18.5 18.2 18.065....................................... 70......................... 21.6 21.1 20.7 20.3 19.9 19.6 19.2 18.9 18.6 18.3 18.0 17.8 17.5
66....................................... 71......................... 21.3 20.8 20.4 20.0 19.6 19.2 18.8 18.5 18.2 17.9 17.6 17.3 17.167....................................... 72......................... 21.0 20.5 20.1 19.6 19.2 18.8 18.5 18.1 17.8 17.5 17.2 16.9 16.768....................................... 73......................... 20.7 20.2 19.8 19.3 18.9 18.5 18.1 17.8 17.4 17.1 16.8 16.5 16.269....................................... 74......................... 20.4 19.9 19.5 19.0 18.6 18.2 17.8 17.4 17.1 16.7 16.4 16.1 15.870....................................... 75......................... 20.2 19.7 19.2 18.7 18.3 17.9 17.5 17.1 16.7 16.4 16.1 15.8 15.5
71....................................... 76......................... 20.0 19.5 19.0 18.5 18.0 17.6 17.2 16.8 16.4 16.1 15.7 15.4 15.172....................................... 77......................... 19.8 19.2 18.7 18.2 17.8 17.3 16.9 16.5 16.1 15.8 15.4 15.1 14.8
73....................................... 78......................... 19.6 19.0 18.5 18.0 17.5 17.1 16.7 16.2 15.8 15.5 15.1 14.8 14.4------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------
Male Female Male 74 75 76 77 78 79 80 81 82 83 84 85
----------------------------------------------------------------------------------------------------------------
Female 79 80 81 82 83 84 85 86 87 88 89 90------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35........................................... 40.............................. 38.6 38.5 38.5 38.5 38.4 38.4 38.4 38.4 38.4 38.4 38.3 38.336........................................... 41.............................. 37.7 37.6 37.6 37.6 37.6 27.5 37.5 37.5 37.5 37.5 37.5 37.437........................................... 42.............................. 36.8 36.8 36.7 36.7 36.7 36.7 36.6 36.6 36.6 36.6 36.6 36.638........................................... 43.............................. 36.0 35.9 35.9 35.9 35.8 35.8 35.8 35.8 35.7 35.7 35.7 35.739........................................... 44.............................. 35.1 35.1 35.0 35.0 35.0 34.9 34.9 34.9 34.9 34.8 34.8 34.840........................................... 45.............................. 34.3 34.2 34.2 34.1 34.1 34.1 34.1 34.0 34.0 34.0 34.0 34.0
41........................................... 46.............................. 33.4 33.4 33.3 33.3 33.3 33.2 33.2 33.2 33.2 33.1 33.1 33.142........................................... 47.............................. 32.6 32.6 32.5 32.5 32.4 32.4 32.4 32.3 32.3 32.3 32.3 32.343........................................... 48.............................. 31.8 31.8 31.7 31.7 31.6 31.6 31.5 31.5 31.5 31.5 31.4 31.444........................................... 49.............................. 31.0 30.9 30.9 30.8 30.8 30.8 30.7 30.7 30.7 30.6 30.6 30.645........................................... 50.............................. 30.2 30.1 30.1 30.0 30.0 29.9 29.9 29.9 29.8 29.8 29.8 29.8
46........................................... 51.............................. 29.4 29.4 29.3 29.2 29.2 29.2 29.1 29.1 29.0 29.0 29.0 28.947........................................... 52.............................. 28.7 28.6 28.5 28.5 28.4 28.4 28.3 28.3 28.2 28.2 28.2 28.148........................................... 53.............................. 27.9 27.8 27.8 27.7 27.6 27.6 27.5 27.5 27.5 27.4 27.4 27.449........................................... 54.............................. 27.2 27.1 27.0 26.9 26.9 26.8 26.8 26.7 26.7 26.6 26.6 26.650........................................... 55.............................. 26.4 26.3 26.3 26.2 26.1 26.1 26.0 26.0 25.9 25.9 25.8 25.8
51........................................... 56.............................. 25.7 25.6 25.5 25.5 25.4 25.3 25.3 25.2 25.2 25.1 25.1 25.052........................................... 57.............................. 25.0 24.9 24.8 24.7 24.7 24.6 24.5 24.5 24.4 24.4 24.3 24.353........................................... 58.............................. 24.3 24.2 24.1 24.0 23.9 23.9 23.8 23.7 23.7 23.6 23.6 23.554........................................... 59.............................. 23.6 23.5 23.4 23.3 23.2 23.2 23.1 23.0 23.0 22.9 22.9 22.855........................................... 60.............................. 23.0 22.9 22.8 22.7 22.6 22.5 22.4 22.3 22.3 22.2 22.2 22.1
56........................................... 61.............................. 22.3 22.2 22.1 22.0 21.9 21.8 21.7 21.6 21.6 21.5 21.5 21.457........................................... 62.............................. 21.7 21.6 21.5 21.3 21.2 21.1 21.1 21.0 20.9 20.8 20.8 20.758........................................... 63.............................. 21.1 21.0 20.8 20.7 20.6 20.5 20.4 20.3 20.2 20.2 20.1 20.059........................................... 64.............................. 20.5 20.4 20.2 20.1 20.0 19.9 19.8 19.7 19.6 19.5 19.4 19.460........................................... 65.............................. 19.9 19.8 19.6 19.5 19.4 19.3 19.1 19.0 19.0 18.9 18.8 18.7
61........................................... 66.............................. 19.4 19.2 19.1 18.9 18.8 18.7 18.5 18.4 18.3 18.3 18.2 18.162........................................... 67.............................. 18.8 18.7 18.5 18.3 18.2 18.1 18.0 17.8 17.7 17.7 17.6 17.563........................................... 68.............................. 18.3 18.1 18.0 17.8 17.6 17.5 17.4 17.3 17.2 17.1 17.0 16.964........................................... 69.............................. 17.8 17.6 17.4 17.3 17.1 17.0 16.8 16.7 16.6 16.5 16.4 16.365........................................... 70.............................. 17.3 17.1 16.9 16.7 16.6 16.4 16.3 16.2 16.0 15.9 15.8 15.8
66........................................... 71.............................. 16.9 16.6 16.4 16.3 16.1 15.9 15.8 15.6 15.5 15.4 15.3 15.267........................................... 72.............................. 16.4 16.2 16.0 15.8 15.6 15.4 15.3 15.1 15.0 14.9 14.8 14.768........................................... 73.............................. 16.0 15.7 15.5 15.3 15.1 15.0 14.8 14.6 14.5 14.4 14.3 14.269........................................... 74.............................. 15.6 15.3 15.1 14.9 14.7 14.5 14.3 14.2 14.0 13.9 13.8 13.770........................................... 75.............................. 15.2 14.9 14.7 14.5 14.3 14.1 13.9 13.7 13.6 13.4 13.3 13.2
71........................................... 76.............................. 14.8 14.5 14.3 14.1 13.8 13.6 13.5 13.3 13.1 13.0 12.8 12.772........................................... 77.............................. 14.5 14.2 13.9 13.7 13.5 13.2 13.0 12.9 12.7 12.5 12.4 12.373........................................... 78.............................. 14.1 13.8 13.6 13.3 13.1 12.9 12.7 12.5 12.3 12.1 12.0 11.874........................................... 79.............................. 13.8 13.5 13.2 13.0 12.7 12.5 12.3 12.1 11.9 11.7 11.6 11.475........................................... 80.............................. 13.5 13.2 12.9 12.6 12.4 12.2 11.9 11.7 11.5 11.4 11.2 11.0
76........................................... 81.............................. 13.2 12.9 12.6 12.3 12.1 11.8 11.6 11.4 11.2 11.0 10.8 10.777........................................... 82.............................. 13.0 12.6 12.3 12.1 11.8 11.5 11.3 11.1 10.8 10.7 10.5 10.378........................................... 83.............................. 12.7 12.4 12.1 11.8 11.5 11.2 11.0 10.7 10.5 10.3 10.1 10.079........................................... 84.............................. 12.5 12.2 11.8 11.5 11.2 11.0 10.7 10.5 10.2 10.0 9.8 9.680........................................... 85.............................. 12.3 11.9 11.6 11.3 11.0 10.7 10.4 10.2 10.0 9.7 9.5 9.3
81........................................... 86.............................. 12.1 11.7 11.4 11.1 10.7 10.5 10.2 9.9 9.7 9.5 9.3 9.182........................................... 87.............................. 11.9 11.5 11.2 10.8 10.5 10.2 10.0 9.7 9.4 9.2 9.0 8.883........................................... 88.............................. 11.7 11.4 11.0 10.7 10.3 10.0 9.7 9.5 9.2 9.0 8.7 8.584........................................... 89.............................. 11.6 11.2 10.8 10.5 10.1 9.8 9.5 9.3 9.0 8.7 8.5 8.385........................................... 90.............................. 11.4 11.0 10.7 10.3 10.0 9.6 9.3 9.1 8.8 8.5 8.3 8.1------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------
Male Female Male 86 87 88 89 90 91 92 93 94 95 96 97
----------------------------------------------------------------------------------------------------------------
Female 91 92 93 94 95 96 97 98 99 100 101 102------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35........................................... 40.............................. 38.3 38.3 38.3 38.3 38.3 38.3 38.3 38.3 38.3 38.3 38.3 38.336........................................... 41.............................. 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.437........................................... 42.............................. 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.538........................................... 43.............................. 35.7 35.7 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.639........................................... 44.............................. 34.8 34.8 34.8 34.8 34.8 34.8 34.7 34.7 34.7 34.7 34.7 34.740........................................... 45.............................. 33.9 33.9 33.9 33.9 33.9 33.9 33.9 33.9 33.9 33.9 33.9 33.9
41........................................... 46.............................. 33.1 33.1 33.1 33.0 33.0 33.0 33.0 33.0 33.0 33.0 33.0 33.042........................................... 47.............................. 32.2 32.2 32.2 32.2 32.2 32.2 32.2 32.2 32.2 32.1 32.1 32.143........................................... 48.............................. 31.4 31.4 31.4 31.3 31.3 31.3 31.3 31.3 31.3 31.3 31.3 31.344........................................... 49.............................. 30.6 30.5 30.5 30.5 30.5 30.5 30.5 30.5 30.5 30.5 30.5 30.445........................................... 50.............................. 29.7 29.7 29.7 29.7 29.7 29.7 29.7 29.6 29.6 29.6 29.6 29.6
46........................................... 51.............................. 28.9 28.9 28.9 28.9 28.9 28.8 28.8 28.8 28.8 28.8 28.8 28.847........................................... 52.............................. 28.1 28.1 28.1 28.1 28.0 28.0 28.0 28.0 28.0 28.0 28.0 28.048........................................... 53.............................. 27.3 27.3 27.3 27.3 27.2 27.2 27.2 27.2 27.2 27.2 27.2 27.249........................................... 54.............................. 26.5 26.5 26.5 26.5 26.5 26.4 26.4 26.4 26.4 26.4 26.4 26.450........................................... 55.............................. 25.8 25.7 25.7 25.7 25.7 25.7 25.6 25.6 25.6 25.6 25.6 25.6
51........................................... 56.............................. 25.0 25.0 24.9 24.9 24.9 24.9 24.9 24.9 24.8 24.8 24.8 24.8
52........................................... 57.............................. 24.3 24.2 24.2 24.2 24.1 24.1 24.1 24.1 24.1 24.1 24.1 24.053........................................... 58.............................. 23.5 23.5 23.4 23.4 23.4 23.4 23.4 23.3 23.3 23.3 23.3 23.354........................................... 59.............................. 22.8 22.7 22.7 22.7 22.7 22.6 22.6 22.6 22.6 22.6 22.6 22.555........................................... 60.............................. 22.1 22.0 22.0 22.0 21.9 21.9 21.9 21.9 21.8 21.8 21.8 21.8
56........................................... 61.............................. 21.4 21.3 21.3 21.3 21.2 21.2 21.2 21.1 21.1 21.1 21.1 21.157........................................... 62.............................. 20.7 20.6 20.6 20.6 20.5 20.5 20.5 20.4 20.4 20.4 20.4 20.458........................................... 63.............................. 20.0 19.9 19.9 19.9 19.8 19.8 19.8 19.8 19.7 19.7 19.7 19.759........................................... 64.............................. 19.3 19.3 19.2 19.2 19.2 19.1 19.1 19.1 19.0 19.0 19.0 19.0------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 98 99 100 101 102 103 104 105 106 107 108
-------------------------------------------------------------------------------------------------------------
Female 103 104 105 106 107 108 109 110 111 112 113------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35............................................. 40............................... 38.3 38.3 38.3 38.3 38.3 38.3 38.2 38.2 38.2 38.2 38.236............................................. 41............................... 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.4 37.337............................................. 42............................... 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.5 36.538............................................. 43............................... 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.6 35.639............................................. 44............................... 34.7 34.7 34.7 34.7 34.7 34.7 34.7 34.7 34.7 34.7 34.7
40............................................. 45............................... 33.9 33.8 33.8 33.8 33.8 33.8 33.8 33.8 33.8 33.8 33.841............................................. 46............................... 33.0 33.0 33.0 33.0 33.0 33.0 33.0 33.0 33.0 33.0 33.042............................................. 47............................... 32.1 32.1 32.1 32.1 32.1 32.1 32.1 32.1 32.1 32.1 32.143............................................. 48............................... 31.3 31.3 31.3 31.3 31.3 31.3 31.3 31.3 31.3 31.3 31.344............................................. 49............................... 30.4 30.4 30.4 30.4 30.4 30.4 30.4 30.4 30.4 30.4 30.445............................................. 50............................... 29.6 29.6 29.6 29.6 29.6 29.6 29.6 29.6 29.6 29.6 29.6
46............................................. 51............................... 28.8 28.8 28.8 28.8 28.8 28.8 28.8 28.8 28.8 28.8 28.747............................................. 52............................... 28.0 28.0 28.0 28.0 28.0 28.0 28.0 27.9 27.9 27.9 27.948............................................. 53............................... 27.2 27.2 27.2 27.2 27.2 27.1 27.1 27.1 27.1 27.1 27.149............................................. 54............................... 26.4 26.4 26.4 26.4 26.4 26.3 26.3 26.3 26.3 26.3 26.350............................................. 55............................... 25.6 25.6 25.6 25.6 25.6 25.6 25.6 25.6 25.5 25.5 25.5
51............................................. 56............................... 24.8 24.8 24.8 24.8 24.8 24.8 24.8 24.8 24.8 24.8 24.752............................................. 57............................... 24.0 24.0 24.0 24.0 24.0 24.0 24.0 24.0 24.0 24.0 24.053............................................. 58............................... 23.3 23.3 23.3 23.3 23.3 23.3 23.2 23.2 23.2 23.2 23.254............................................. 59............................... 22.5 22.5 22.5 22.5 22.5 22.5 22.5 22.5 22.5 22.5 22.555............................................. 60............................... 21.8 21.8 21.8 21.8 21.8 21.8 21.8 21.8 21.8 21.7 21.7
56............................................. 61............................... 21.1 21.1 21.1 21.1 21.1 21.0 21.0 21.0 21.0 21.0 21.057............................................. 62............................... 20.4 20.4 20.4 20.3 20.3 20.3 20.3 20.3 20.3 20.3 20.358............................................. 63............................... 19.7 19.7 19.7 19.6 19.6 19.6 19.6 19.6 19.6 19.6 19.659............................................. 64............................... 19.0 19.0 19.0 19.0 19.0 18.9 18.9 18.9 18.9 18.9 18.9------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------
Male Female Male 86 87 88 89 90 91 92 93 94 95 96 97
----------------------------------------------------------------------------------------------------------------
Female 91 92 93 94 95 96 97 98 99 100 101 102------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------60........................................... 65.............................. 18.7 18.6 18.6 18.5 18.5 18.5 18.4 18.4 18.4 18.4 18.3 18.361........................................... 66.............................. 18.1 18.0 17.9 17.9 17.9 17.8 17.8 17.8 17.7 17.7 17.7 17.762........................................... 67.............................. 17.4 17.4 17.3 17.3 17.2 17.2 17.1 17.1 17.1 17.1 17.0 17.063........................................... 68.............................. 16.8 16.8 16.7 16.7 16.6 16.6 16.5 16.5 16.5 16.4 16.4 16.464........................................... 69.............................. 16.2 16.2 16.1 16.1 16.0 16.0 15.9 15.9 15.9 15.8 15.8 15.865........................................... 70.............................. 15.7 15.6 15.5 15.5 15.4 15.4 15.3 15.3 15.3 15.2 15.2 15.2
66........................................... 71.............................. 15.1 15.0 15.0 14.9 14.8 14.8 14.7 14.7 14.7 14.6 14.6 14.667........................................... 72.............................. 14.6 14.5 14.4 14.4 14.3 14.2 14.2 14.1 14.1 14.1 14.1 14.068........................................... 73.............................. 14.1 14.0 13.9 13.8 13.8 13.7 13.6 13.6 13.6 13.5 13.5 13.569........................................... 74.............................. 13.6 13.5 13.4 13.3 13.2 13.2 13.1 13.1 13.0 13.0 13.0 12.970........................................... 75.............................. 13.1 13.0 12.9 12.8 12.7 12.7 12.6 12.5 12.5 12.5 12.4 12.4
71........................................... 76.............................. 12.6 12.5 12.4 12.3 12.2 12.2 12.1 12.1 12.0 12.0 11.9 11.972........................................... 77.............................. 12.1 12.0 11.9 11.8 11.8 11.7 11.6 11.6 11.5 11.5 11.4 11.473........................................... 78.............................. 11.7 11.6 11.5 11.4 11.3 11.2 11.2 11.1 11.0 11.0 11.0 10.974........................................... 79.............................. 11.3 11.2 11.1 11.0 10.9 10.8 10.7 10.7 10.6 10.6 10.5 10.575........................................... 80.............................. 10.9 10.8 10.7 10.5 10.5 10.4 10.3 10.2 10.2 10.1 10.1 10.0
76........................................... 81.............................. 10.5 10.4 10.3 10.2 10.1 10.0 9.9 9.8 9.7 9.7 9.7 9.677........................................... 82.............................. 10.2 10.0 9.9 9.8 9.7 9.6 9.5 9.4 9.3 9.3 9.2 9.278........................................... 83.............................. 9.8 9.7 9.5 9.4 9.3 9.2 9.1 9.0 9.0 8.9 8.9 8.879........................................... 84.............................. 9.5 9.3 9.2 9.2 8.9 8.8 8.8 8.7 8.6 8.5 8.5 8.480........................................... 85.............................. 9.2 9.0 8.9 8.7 8.6 8.5 8.4 8.3 8.3 8.2 8.1 8.1
81........................................... 86.............................. 8.9 8.7 8.6 8.4 8.3 8.2 8.1 8.0 7.9 7.9 7.8 7.782........................................... 87.............................. 8.6 8.4 8.3 8.1 8.0 7.9 7.8 7.7 7.6 7.5 7.5 7.483........................................... 88.............................. 8.3 8.2 8.0 7.9 7.7 7.6 7.5 7.4 7.3 7.2 7.2 7.184........................................... 89.............................. 8.1 7.9 7.8 7.6 7.5 7.3 7.2 7.1 7.0 7.0 6.9 6.8------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 98 99 100 101 102 103 104 105 106 107 108
-------------------------------------------------------------------------------------------------------------
Female 103 104 105 106 107 108 109 110 111 112 113------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------60............................................. 65............................... 18.3 18.3 18.3 18.3 18.3 18.3 18.3 18.2 18.2 18.2 18.261............................................. 66............................... 17.7 17.7 17.6 17.6 17.6 17.6 17.6 17.6 17.6 17.6 17.562............................................. 67............................... 17.0 17.0 17.0 17.0 17.0 17.0 16.9 16.9 16.9 16.9 16.963............................................. 68............................... 16.4 16.4 16.4 16.3 16.3 16.3 16.3 16.3 16.3 16.3 16.264............................................. 69............................... 15.8 15.8 15.7 15.7 15.7 15.7 15.7 15.7 15.7 15.7 15.665............................................. 70............................... 15.2 15.2 15.1 15.1 15.1 15.1 15.1 15.1 15.1 15.0 15.0
66............................................. 71............................... 14.6 14.6 14.5 14.5 14.5 14.5 14.5 14.5 14.5 14.4 14.467............................................. 72............................... 14.0 14.0 14.0 14.0 13.9 13.9 13.9 13.9 13.9 13.9 13.8
68............................................. 73............................... 13.5 13.4 13.4 13.4 13.4 13.4 13.3 13.3 13.3 13.3 13.269............................................. 74............................... 12.9 12.9 12.9 12.8 12.8 12.8 12.8 12.8 12.8 12.7 12.770............................................. 75............................... 12.4 12.4 12.3 12.3 12.3 12.3 12.3 12.2 12.2 12.2 12.1
71............................................. 76............................... 11.9 11.9 11.8 11.8 11.8 11.8 11.7 11.7 11.7 11.7 11.672............................................. 77............................... 11.4 11.4 11.3 11.3 11.3 11.3 11.2 11.2 11.2 11.2 11.173............................................. 78............................... 10.9 10.9 10.9 10.8 10.8 10.8 10.7 10.7 10.7 10.7 10.674............................................. 79............................... 10.5 10.4 10.4 10.4 10.3 10.3 10.3 10.3 10.2 10.2 10.175............................................. 80............................... 10.0 10.0 9.9 9.9 9.9 9.8 9.8 9.8 9.8 9.7
76............................................. 81............................... 9.6 9.5 9.5 9.5 9.4 9.4 9.4 9.4 9.3 9.377............................................. 82............................... 9.2 9.1 9.1 9.1 9.0 9.0 9.0 8.9 8.9 8.978............................................. 83............................... 8.8 8.7 8.7 8.7 8.6 8.6 8.5 8.5 8.5 8.479............................................. 84............................... 8.4 8.4 8.3 8.3 8.2 8.2 8.2 8.1 8.1 8.080............................................. 85............................... 8.0 8.0 7.9 7.9 7.9 7.8 7.8 7.7 7.7 7.6
81............................................. 86............................... 7.7 7.6 7.6 7.6 7.5 7.5 7.4 7.4 7.3 7.382............................................. 87............................... 7.4 7.3 7.3 7.2 7.2 7.1 7.1 7.0 7.0 6.983............................................. 88............................... 7.1 7.0 6.9 6.9 6.8 6.8 6.7 6.7 6.7 6.684............................................. 89............................... 6.8 6.7 6.6 6.6 6.5 6.5 6.4 6.4 6.3 ....... .......------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 86 87 88 89 90 91 92 93 94 95 96
-------------------------------------------------------------------------------------------------------------
Female 91 92 93 94 95 96 97 98 99 100 101------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------85............................................. 90............................... 7.9 7.7 7.5 7.4 7.2 7.1 7.0 6.9 6.8 6.7 6.686............................................. 91............................... 7.7 7.5 7.3 7.1 7.0 6.8 6.7 6.6 6.5 6.4 6.487............................................. 92............................... 7.5 7.3 7.1 6.9 6.8 6.6 6.5 6.4 6.3 6.2 6.188............................................. 93............................... 7.3 7.1 6.9 6.7 6.6 6.4 6.3 6.2 6.1 6.0 5.989............................................. 94............................... 7.1 6.9 6.7 6.5 6.4 6.2 6.1 6.0 5.9 5.8 5.790............................................. 95............................... 7.0 6.8 6.6 6.4 6.2 6.1 5.9 5.8 5.7 5.6 5.5
91............................................. 96............................... 6.8 6.6 6.4 6.2 6.1 5.9 5.8 5.7 5.5 5.4 5.392............................................. 97............................... 6.7 6.5 6.3 6.1 5.9 5.8 5.6 5.5 5.4 5.3 5.293............................................. 98............................... 6.6 6.4 6.2 6.0 5.8 5.7 5.5 5.4 5.2 5.1 5.094............................................. 99............................... 6.5 6.3 6.1 5.9 5.7 5.5 5.4 5.2 5.1 5.0 4.995............................................. 100.............................. 6.4 6.2 6.0 5.8 5.6 5.4 5.3 5.1 5.0 4.9 4.7
96............................................. 101.............................. 6.4 6.1 5.9 5.7 5.5 5.3 5.2 5.0 4.9 4.7 4.697............................................. 102.............................. 6.3 6.1 5.8 5.6 5.4 5.2 5.1 4.9 4.8 4.6 4.598............................................. 103.............................. 6.2 6.0 5.8 5.5 5.3 5.1 5.0 4.8 4.7 4.5 4.499............................................. 104.............................. 6.2 5.9 5.7 5.5 5.2 5.1 4.9 4.7 4.6 4.4 4.3------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------
Male Female Male 97 98 99 100 101 102 103 104 105 106
----------------------------------------------------------------------------------------------------
Female 102 103 104 105 106 107 108 109 110 111--------------------------------------------------------------------------------------------------------------------------------------------------------85............................. 90................ 6.6 6.5 6.4 6.4 6.3 6.2 6.2 6.1 6.1 6.086............................. 91................ 6.3 6.2 6.2 6.1 6.0 6.0 5.9 5.9 5.8 5.787............................. 92................ 6.1 6.0 5.9 5.8 5.8 5.7 5.6 5.6 5.5 5.488............................. 93................ 5.8 5.8 5.7 5.6 5.5 5.5 5.4 5.3 5.3 5.189............................. 94................ 5.6 5.5 5.5 5.4 5.3 5.2 5.2 5.1 5.0
90............................. 95................ 5.4 5.3 5.2 5.2 5.1 5.0 4.9 4.9 4.891............................. 96................ 5.2 5.1 5.1 5.0 4.9 4.8 4.7 4.6 4.592............................. 97................ 5.1 5.0 4.9 4.8 4.7 4.6 4.5 4.493............................. 98................ 4.9 4.8 4.7 4.6 4.5 4.4 4.3 4.294............................. 99................ 4.8 4.7 4.6 4.5 4.4 4.3 4.1
95............................. 100............... 4.6 4.5 4.4 4.3 4.2 4.1 4.096............................. 101............... 4.5 4.4 4.3 4.2 4.1 3.997............................. 102............... 4.4 4.3 4.1 4.0 3.9 3.798............................. 103............... 4.3 4.1 4.0 3.9 3.799............................. 104............... 4.1 4.0 3.9 3.7 ....... ....... ....... ....... ....... .......--------------------------------------------------------------------------------------------------------------------------------------------------------
Table IIa--Annuities for Joint Life Only--Two Lives--Expected Return Multiples------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
-------------------------------------------------------------------------------------------------------------------------------------------
Female 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 56.6 56.1 55.7 55.1 54.6 54.1 53.5 52.9 52.3 51.7 51.1 50.5 49.8 49.1 48.47............................... 12................ 56.1 55.7 55.2 54.7 54.2 53.7 53.1 52.6 52.0 51.4 50.8 50.2 49.5 48.9 48.28............................... 13................ 55.7 55.2 54.8 54.3 53.8 53.3 52.8 52.2 51.6 51.1 50.5 49.9 49.2 48.6 47.99............................... 14................ 55.1 54.7 54.3 53.8 53.3 52.9 52.3 51.8 51.3 50.7 50.1 49.5 48.9 48.3 47.710.............................. 15................ 54.6 54.2 53.8 53.3 52.9 52.4 51.9 51.4 50.9 50.3 49.8 49.2 48.6 48.0 47.4
11.............................. 16................ 54.1 53.7 53.3 52.9 52.4 52.0 51.5 51.0 50.5 50.0 49.4 48.8 48.3 47.7 47.112.............................. 17................ 53.5 53.1 52.8 52.3 51.9 51.5 51.0 50.6 50.1 49.6 49.0 48.5 47.9 47.3 46.713.............................. 18................ 52.9 52.6 52.2 51.8 51.4 51.0 50.6 50.1 49.6 49.1 48.6 48.1 47.5 47.0 46.414.............................. 19................ 52.3 52.0 51.6 51.3 50.9 50.5 50.1 49.6 49.2 48.7 48.2 47.7 47.2 46.6 46.1
15.............................. 20................ 51.7 51.4 51.1 50.7 50.3 50.0 49.6 49.1 48.7 48.2 47.8 47.3 46.8 46.2 45.716.............................. 21................ 51.1 50.8 50.5 50.1 49.8 49.4 49.0 48.6 48.2 47.8 47.3 46.8 46.3 45.8 45.317.............................. 22................ 50.5 50.2 49.9 49.5 49.2 48.8 48.5 48.1 47.7 47.3 46.8 46.4 45.9 45.4 44.918.............................. 23................ 49.8 49.5 49.2 48.9 48.6 48.3 47.9 47.5 47.2 46.8 46.3 45.9 45.4 45.0 44.519.............................. 24................ 49.1 48.9 48.6 48.3 48.0 47.7 47.3 47.0 46.6 46.2 45.8 45.4 45.0 44.5 44.020.............................. 25................ 48.4 48.2 47.9 47.7 47.4 47.1 46.7 46.4 46.1 45.7 45.3 44.9 44.5 44.0 43.6------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------------------------
Male Female Male 21 22 23 24 25 26 27 28 29 30 31 32 33 34
----------------------------------------------------------------------------------------------------------------------------------
Female 26 27 28 29 30 31 32 33 34 35 36 37 38 39------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6................................... 11..................... 47.7 47.0 46.3 45.6 44.8 44.1 43.3 42.5 41.8 41.0 40.2 39.4 38.6 37.87................................... 12..................... 47.5 46.8 46.1 45.4 44.6 43.9 43.2 42.4 41.6 40.9 40.1 39.3 38.5 37.78................................... 13..................... 47.3 46.6 45.9 45.2 44.5 43.7 43.0 42.2 41.5 40.7 39.9 39.2 38.4 37.69................................... 14..................... 47.0 46.3 45.6 45.0 44.2 43.5 42.8 42.1 41.3 40.6 39.8 39.0 38.3 37.510.................................. 15..................... 46.7 46.1 45.4 44.7 44.0 43.3 42.6 41.9 41.1 40.4 39.7 38.9 38.1 37.4
11.................................. 16..................... 46.4 45.8 45.1 44.5 43.8 43.1 42.4 41.7 41.0 40.2 39.5 38.8 38.0 37.212.................................. 17..................... 46.1 45.5 44.9 44.2 43.6 42.9 42.2 41.5 40.8 40.1 39.3 38.6 37.9 37.113.................................. 18..................... 45.8 45.2 44.6 43.9 43.3 42.6 42.0 41.3 40.6 39.9 39.2 38.4 37.7 37.014.................................. 19..................... 45.5 44.9 44.3 43.7 43.0 42.4 41.7 41.0 40.4 39.7 39.0 38.3 37.5 36.815.................................. 20..................... 45.1 44.6 44.0 43.4 42.7 42.1 41.5 40.8 40.1 39.5 38.8 38.1 37.4 36.6
16.................................. 21..................... 44.8 44.2 43.6 43.0 42.4 41.8 41.2 40.5 39.9 39.2 38.6 37.9 37.2 36.517.................................. 22..................... 44.4 43.8 43.3 42.7 42.1 41.5 40.9 40.3 39.6 39.0 38.3 37.7 37.0 36.318.................................. 23..................... 44.0 43.5 42.9 42.4 41.8 41.2 40.6 40.0 39.4 38.7 38.1 37.4 36.8 36.119.................................. 24..................... 43.6 43.1 42.5 42.0 41.4 40.9 40.3 39.7 39.1 38.5 37.8 37.2 36.5 35.920.................................. 25..................... 43.1 42.6 42.1 41.6 41.1 40.5 40.0 39.4 38.8 38.2 37.6 36.9 36.3 35.7
21.................................. 26..................... 42.7 42.2 41.7 41.2 40.7 40.2 39.6 39.1 38.5 37.9 37.3 36.7 36.1 35.422.................................. 27..................... 42.2 41.8 41.3 40.8 40.3 39.8 39.3 38.7 38.2 37.6 37.0 36.4 35.8 35.223.................................. 28..................... 41.7 41.3 40.8 40.4 39.9 39.4 38.9 38.4 37.8 37.3 36.7 36.1 35.5 34.924.................................. 29..................... 41.2 40.8 40.4 39.9 39.5 39.0 38.5 38.0 37.5 36.9 36.4 35.8 35.2 34.625.................................. 30..................... 40.7 40.3 39.9 39.5 39.0 38.6 38.1 37.6 37.1 36.6 36.0 35.5 34.9 34.4
26.................................. 31..................... 40.2 39.8 39.4 39.0 38.6 38.1 37.7 37.2 36.7 36.2 35.7 35.2 34.6 34.127.................................. 32..................... 39.6 39.3 38.9 38.5 38.1 37.7 37.2 36.8 36.3 35.8 35.3 34.8 34.3 33.728.................................. 33..................... 39.1 38.7 38.4 38.0 37.6 37.2 36.8 36.3 35.9 35.4 34.9 34.5 33.9 33.429.................................. 34..................... 38.5 38.2 37.8 37.5 37.1 36.7 36.3 35.9 35.5 35.0 34.6 34.1 33.6 33.130.................................. 35..................... 37.9 37.6 37.3 36.9 36.6 36.2 35.8 35.4 35.0 34.6 34.1 33.7 33.2 32.7
31.................................. 36..................... 37.3 37.0 36.7 36.4 36.0 35.7 35.3 34.9 34.6 34.1 33.7 33.3 32.8 32.332.................................. 37..................... 36.7 36.4 36.1 35.8 35.5 35.2 34.8 34.5 34.1 33.7 33.3 32.9 32.4 32.033.................................. 38..................... 36.1 35.8 35.5 35.2 34.9 34.6 34.3 33.9 33.6 33.2 32.8 32.4 32.0 31.634.................................. 39..................... 35.4 35.2 34.9 34.6 34.4 34.1 33.7 33.4 33.1 32.7 32.3 32.0 31.6 31.1------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49
-------------------------------------------------------------------------------------------------------------------------------------------
Female 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 37.0 36.2 35.4 34.6 33.8 33.0 32.2 31.4 30.6 29.8 29.0 28.2 27.5 26.7 25.97............................... 12................ 36.9 36.1 35.3 34.5 33.7 32.9 32.1 31.3 30.5 29.8 29.0 28.2 27.4 26.7 25.98............................... 13................ 36.8 36.0 35.2 34.4 33.7 32.9 32.1 31.3 30.5 29.7 28.9 28.2 27.4 26.6 25.99............................... 14................ 36.7 35.9 35.1 34.4 33.6 32.8 32.0 31.2 30.4 29.7 28.9 28.1 27.3 26.6 25.8
10.............................. 15................ 36.6 35.8 35.1 34.3 33.5 32.7 31.9 31.2 30.4 29.6 28.8 28.1 27.3 26.5 25.8
11.............................. 16................ 36.5 35.7 34.9 34.2 33.4 32.6 31.9 31.1 30.3 29.5 28.8 28.0 27.3 26.5 25.712.............................. 17................ 36.4 35.6 34.8 34.1 33.3 32.5 31.8 31.0 30.2 29.5 28.7 28.0 27.2 26.4 25.713.............................. 18................ 36.2 35.5 34.7 34.0 33.2 32.4 31.7 30.9 30.2 29.4 28.7 27.9 27.1 26.4 25.714.............................. 19................ 36.1 35.3 34.6 33.8 33.1 32.3 31.6 30.8 30.1 29.3 28.6 27.8 27.1 26.3 25.615.............................. 20................ 35.9 35.2 34.5 33.7 33.0 32.2 31.5 30.7 30.0 29.3 28.5 27.8 27.0 26.3 25.6
16.............................. 21................ 35.8 35.0 34.3 33.6 32.9 32.1 31.4 30.6 29.9 29.2 28.4 27.7 27.0 26.2 25.517.............................. 22................ 35.6 34.9 34.2 33.4 32.7 32.0 31.3 30.5 29.8 29.1 28.3 27.6 26.9 26.2 25.418.............................. 23................ 35.4 34.7 34.0 33.3 32.6 31.9 31.2 30.4 29.7 29.0 28.3 27.5 26.8 26.1 25.419.............................. 24................ 35.2 34.5 33.8 33.1 32.4 31.7 31.0 30.3 29.6 28.9 28.2 27.4 26.7 26.0 25.320.............................. 25................ 35.0 34.3 33.7 33.0 32.3 31.6 30.9 30.2 29.5 28.8 28.1 27.3 26.6 25.9 25.2
21.............................. 26................ 34.8 34.1 33.5 32.8 32.1 31.4 30.7 30.0 29.3 28.6 27.9 27.2 26.5 25.8 25.122.............................. 27................ 34.5 33.9 33.3 32.6 31.9 31.3 30.6 29.9 29.2 28.5 27.8 27.1 26.4 25.7 25.123.............................. 28................ 34.3 33.7 33.0 32.4 31.7 31.1 30.4 29.7 29.1 28.4 27.7 27.0 26.3 25.6 25.024.............................. 29................ 34.0 33.4 32.8 32.2 31.5 30.9 30.2 29.6 28.9 28.2 27.6 26.9 26.2 25.5 24.925.............................. 30................ 33.8 33.2 32.6 32.0 31.3 30.7 30.1 29.4 28.8 28.1 27.4 26.8 26.1 25.4 24.8
26.............................. 31................ 33.5 32.9 32.3 31.7 31.1 30.5 29.9 29.2 28.6 27.9 27.3 26.6 26.0 25.3 24.627.............................. 32................ 33.2 32.6 32.1 31.5 30.9 30.3 29.6 29.0 28.4 27.8 27.1 26.5 25.8 25.2 24.528.............................. 33................ 32.9 32.3 31.8 31.2 30.6 30.0 29.4 28.8 28.2 27.6 27.0 26.3 25.7 25.0 24.429.............................. 34................ 32.6 32.0 31.5 30.9 30.4 29.8 29.2 28.6 28.0 27.4 26.8 26.2 25.5 24.9 24.330.............................. 35................ 32.2 31.7 31.2 30.6 30.1 29.5 29.0 28.4 27.8 27.2 26.6 26.0 25.4 24.7 24.1
31.............................. 36................ 31.9 31.4 30.9 30.3 29.8 29.3 28.7 28.1 27.6 27.0 26.4 25.8 25.2 24.6 24.032.............................. 37................ 31.5 31.0 30.5 30.0 29.5 29.0 28.4 27.9 27.3 26.8 26.2 25.6 25.0 24.4 23.833.............................. 38................ 31.1 30.7 30.2 29.7 29.2 28.7 28.2 27.6 27.1 26.5 26.0 25.4 24.8 24.2 23.634.............................. 39................ 30.7 30.3 29.8 29.3 28.9 28.4 27.9 27.3 26.8 26.3 25.7 25.2 24.6 24.0 23.5------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------------------------------------
Male Female Male 50 51 52 53 54 55 56 57 58 59 60 61 62 63
----------------------------------------------------------------------------------------------------------------------------------
Female 55 56 57 58 59 60 61 62 63 64 65 66 67 68------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6................................... 11..................... 25.2 24.4 23.7 22.9 22.2 21.5 20.8 20.1 19.4 18.7 18.0 17.4 16.7 16.17................................... 12..................... 25.1 24.4 23.6 22.9 22.2 21.5 20.8 20.1 19.4 18.7 18.0 17.4 16.7 16.18................................... 13..................... 25.1 24.4 23.6 22.9 22.2 21.4 20.7 20.0 19.4 18.7 18.0 17.4 16.7 16.19................................... 14..................... 25.1 24.3 23.6 22.9 22.1 21.4 20.7 20.0 19.3 18.7 18.0 17.3 16.7 16.110.................................. 15..................... 25.0 24.3 23.6 22.8 22.1 21.4 20.7 20.0 19.3 18.6 18.0 17.3 16.7 16.1
11.................................. 16..................... 25.0 24.3 23.5 22.8 22.1 21.4 20.7 20.0 19.3 18.6 18.0 17.3 16.7 16.112.................................. 17..................... 25.0 24.2 23.5 22.8 22.1 21.4 20.7 20.0 19.3 18.6 18.0 17.3 16.7 16.0
13.................................. 18..................... 24.9 24.2 23.5 22.7 22.0 21.3 20.6 19.9 19.3 18.6 17.9 17.3 16.7 16.014.................................. 19..................... 24.9 24.1 23.4 22.7 22.0 21.3 20.6 19.9 19.2 18.6 17.9 17.3 16.6 16.015.................................. 20..................... 24.8 24.1 23.4 22.7 22.0 21.3 20.6 19.9 19.2 18.5 17.9 17.3 16.6 16.0
16.................................. 21..................... 24.8 24.0 23.3 22.6 21.9 21.2 20.5 19.9 19.2 18.5 17.9 17.2 16.6 16.017.................................. 22..................... 24.7 24.0 23.3 22.6 21.9 21.2 20.5 19.8 19.2 18.5 17.8 17.2 16.6 16.018.................................. 23..................... 24.7 23.9 23.2 22.5 21.8 21.1 20.5 19.8 19.1 18.5 17.8 17.2 16.6 15.919.................................. 24..................... 24.6 23.9 23.2 22.5 21.8 21.1 20.4 19.8 19.1 18.4 17.8 17.2 16.5 15.920.................................. 25..................... 24.5 23.8 23.1 22.4 21.7 21.1 20.4 19.7 19.1 18.4 17.8 17.1 16.5 15.9
21.................................. 26..................... 24.4 23.7 23.1 22.4 21.7 21.0 20.3 19.7 19.0 18.4 17.7 17.1 16.5 15.922.................................. 27..................... 24.4 23.7 23.0 22.3 21.6 21.0 20.3 19.6 19.0 18.3 17.7 17.1 16.5 15.923.................................. 28..................... 24.3 23.6 22.9 22.2 21.6 20.9 20.2 19.6 18.9 18.3 17.7 17.0 16.4 15.824.................................. 29..................... 24.2 23.5 22.8 22.2 21.5 20.8 20.2 19.5 18.9 18.3 17.6 17.0 16.4 15.825.................................. 30..................... 24.1 23.4 22.8 22.1 21.4 20.8 20.1 19.5 18.8 18.2 17.6 17.0 16.4 15.8
26.................................. 31..................... 24.0 23.3 22.7 22.0 21.4 20.7 20.1 19.4 18.8 18.2 17.5 16.9 16.3 15.727.................................. 32..................... 23.9 23.2 22.6 21.9 21.3 20.6 20.0 19.4 18.7 18.1 17.5 16.9 16.3 15.728.................................. 33..................... 23.8 23.1 22.5 21.8 21.2 20.6 19.9 19.3 18.7 18.1 17.4 16.8 16.2 15.629.................................. 34..................... 23.6 23.0 22.4 21.7 21.1 20.5 19.8 19.2 18.6 18.0 17.4 16.8 16.2 15.630.................................. 35..................... 23.5 22.9 22.3 21.6 21.0 20.4 19.8 19.1 18.5 17.9 17.3 16.7 16.1 15.6
31.................................. 36..................... 23.4 22.7 22.1 21.5 20.9 20.3 19.7 19.1 18.5 17.9 17.3 16.7 16.1 15.532.................................. 37..................... 23.2 22.6 22.0 21.4 20.8 20.2 19.6 19.0 18.4 17.8 17.2 16.6 16.0 15.533.................................. 38..................... 23.1 22.5 21.9 21.3 20.7 20.1 19.5 18.9 18.3 17.7 17.1 16.5 16.0 15.434.................................. 39..................... 22.9 22.3 21.7 21.1 20.5 20.0 19.4 18.8 18.2 17.6 17.0 16.5 15.9 15.3------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
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Male Female Male 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78
-------------------------------------------------------------------------------------------------------------------------------------------
Female 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 15.5 14.9 14.3 13.7 13.1 12.6 12.0 11.5 11.0 10.5 10.0 9.6 9.1 8.7 8.27............................... 12................ 15.5 14.9 14.3 13.7 13.1 12.6 12.0 11.5 11.0 10.5 10.0 9.6 9.1 8.7 8.28............................... 13................ 15.5 14.9 14.3 13.7 13.1 12.6 12.0 11.5 11.0 10.5 10.0 9.6 9.1 8.7 8.29............................... 14................ 15.5 14.9 14.3 13.7 13.1 12.6 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.7 8.210.............................. 15................ 15.4 14.8 14.3 13.7 13.1 12.6 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.7 8.2
11.............................. 16................ 15.4 14.8 14.2 13.7 13.1 12.6 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.7 8.212.............................. 17................ 15.4 14.8 14.2 13.7 13.1 12.5 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.6 8.213.............................. 18................ 15.4 14.8 14.2 13.6 13.1 12.5 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.6 8.214.............................. 19................ 15.4 14.8 14.2 13.6 13.1 12.5 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.6 8.215.............................. 20................ 15.4 14.8 14.2 13.6 13.1 12.5 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.6 8.2
16.............................. 21................ 15.4 14.8 14.2 13.6 13.1 12.5 12.0 11.5 11.0 10.5 10.0 9.5 9.1 8.6 8.217.............................. 22................ 15.4 14.8 14.2 13.6 13.0 12.5 12.0 11.5 10.9 10.5 10.0 9.5 9.1 8.6 8.218.............................. 23................ 15.3 14.7 14.2 13.6 13.0 12.5 12.0 11.4 10.9 10.4 10.0 9.5 9.1 8.6 8.219.............................. 24................ 15.3 14.7 14.1 13.6 13.0 12.5 12.0 11.4 10.9 10.4 10.0 9.5 9.1 8.6 8.220.............................. 25................ 15.3 14.7 14.1 13.6 13.0 12.5 11.9 11.4 10.9 10.4 10.0 9.5 9.0 8.6 8.2
21.............................. 26................ 15.3 14.7 14.1 13.5 13.0 12.5 11.9 11.4 10.9 10.4 9.9 9.5 9.0 8.6 8.222.............................. 27................ 15.3 14.7 14.1 13.5 13.0 12.4 11.9 11.4 10.9 10.4 9.9 9.5 9.0 8.6 8.223.............................. 28................ 15.2 14.6 14.1 13.5 13.0 12.4 11.9 11.4 10.9 10.4 9.9 9.5 9.0 8.6 8.224.............................. 29................ 15.2 14.6 14.0 13.5 12.9 12.4 11.9 11.4 10.9 10.4 9.9 9.5 9.0 8.6 8.225.............................. 30................ 15.2 14.6 14.0 13.5 12.9 12.4 11.9 11.4 10.9 10.4 9.9 9.5 9.0 8.6 8.2
26.............................. 31................ 15.1 14.6 14.0 13.4 12.9 12.4 11.9 11.3 10.8 10.4 9.9 9.4 9.0 8.6 8.227.............................. 32................ 15.1 14.5 14.0 13.4 12.9 12.4 11.8 11.3 10.8 10.4 9.9 9.4 9.0 8.6 8.228.............................. 33................ 15.1 14.5 13.9 13.4 12.9 12.3 11.8 11.3 10.8 10.3 9.9 9.4 9.0 8.6 8.129.............................. 34................ 15.0 14.5 13.9 13.4 12.8 12.3 11.8 11.3 10.8 10.3 9.9 9.4 9.0 8.5 8.130.............................. 35................ 15.0 14.4 13.9 13.3 12.8 12.3 11.8 11.3 10.8 10.3 9.8 9.4 9.0 8.5 8.1
31.............................. 36................ 14.9 14.4 13.8 13.3 12.8 12.2 11.7 11.2 10.8 10.3 9.8 9.4 8.9 8.5 8.132.............................. 37................ 14.9 14.3 13.8 13.3 12.7 12.2 11.7 11.2 10.7 10.3 9.8 9.4 8.9 8.5 8.133.............................. 38................ 14.8 14.3 13.8 13.2 12.7 12.2 11.7 11.2 10.7 10.2 9.8 9.3 8.9 8.5 8.134.............................. 39................ 14.8 14.2 13.7 13.2 12.7 12.2 11.7 11.2 10.7 10.2 9.8 9.3 8.9 8.5 8.1------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------------------------
Male Female Male 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93
-------------------------------------------------------------------------------------------------------------------------------------------
Female 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 7.8 7.4 7.1 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.57............................... 12................ 7.8 7.4 7.1 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.58............................... 13................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.59............................... 14................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.510.............................. 15................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.5
11.............................. 16................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.512.............................. 17................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.4 5.1 4.8 4.5 4.2 4.0 3.7 3.513.............................. 18................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.1 4.8 4.5 4.2 4.0 3.7 3.514.............................. 19................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.515.............................. 20................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.5
16.............................. 21................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.517.............................. 22................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.518.............................. 23................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.519.............................. 24................ 7.8 7.4 7.0 6.7 6.3 6.0 5.7 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.520.............................. 25................ 7.8 7.4 7.0 6.7 6.3 6.0 5.6 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.5
21.............................. 26................ 7.8 7.4 7.0 6.7 6.3 6.0 5.6 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.522.............................. 27................ 7.8 7.4 7.0 6.7 6.3 6.0 5.6 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.523.............................. 28................ 7.8 7.4 7.0 6.6 6.3 6.0 5.6 5.3 5.0 4.8 4.5 4.2 4.0 3.7 3.5
24.............................. 29................ 7.8 7.4 7.0 6.6 6.3 6.0 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.525.............................. 30................ 7.8 7.4 7.0 6.6 6.3 6.0 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.5
26.............................. 31................ 7.8 7.4 7.0 6.6 6.3 6.0 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.527.............................. 32................ 7.7 7.4 7.0 6.6 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.528.............................. 33................ 7.7 7.4 7.0 6.6 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.529.............................. 34................ 7.7 7.3 7.0 6.6 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.530.............................. 35................ 7.7 7.3 7.0 6.6 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.5
31.............................. 36................ 7.7 7.3 7.0 6.6 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.532.............................. 37................ 7.7 7.3 7.0 6.6 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.7 3.533.............................. 38................ 7.7 7.3 6.9 6.6 6.2 5.9 5.6 5.3 5.0 4.7 4.5 4.2 3.9 3.7 3.534.............................. 39................ 7.7 7.3 6.9 6.6 6.2 5.9 5.6 5.3 5.0 4.7 4.4 4.2 3.9 3.7 3.5------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
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Male Female Male 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108
-------------------------------------------------------------------------------------------------------------------------------------------
Female 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.77............................... 12................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.78............................... 13................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.79............................... 14................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.710.............................. 15................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.7
11.............................. 16................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.712.............................. 17................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.713.............................. 18................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.714.............................. 19................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.715.............................. 20................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.7
16.............................. 21................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.717.............................. 22................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.718.............................. 23................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.719.............................. 24................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.720.............................. 25................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.7
21.............................. 26................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.722.............................. 27................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.723.............................. 28................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.724.............................. 29................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.725.............................. 30................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.7
26.............................. 31................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.727.............................. 32................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.728.............................. 33................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.729.............................. 34................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.730.............................. 35................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.7
31.............................. 36................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.732.............................. 37................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.733.............................. 38................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.734.............................. 39................ 3.3 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.7------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 35 36 37 38 39 40 41 42 43 44 45 46 47
-------------------------------------------------------------------------------------------------------------------------
Female 40 41 42 43 44 45 46 47 48 49 50 51 52------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 30.3 29.9 29.4 29.0 28.5 28.0 27.5 27.0 26.5 26.0 25.5 24.9 24.436....................................... 41......................... 29.9 29.5 29.0 28.6 28.2 27.7 27.2 26.7 26.2 25.7 25.2 24.7 24.237....................................... 42......................... 29.4 29.0 28.6 28.2 27.8 27.3 26.9 26.4 25.9 25.5 25.0 24.4 23.938....................................... 43......................... 29.0 28.6 28.2 27.8 27.4 27.0 26.5 26.1 25.6 25.2 24.7 24.2 23.739....................................... 44......................... 28.5 28.2 27.8 27.4 27.0 26.6 26.2 25.8 25.3 24.8 24.4 23.9 23.440....................................... 45......................... 28.0 27.7 27.3 27.0 26.6 26.2 25.8 25.4 25.0 24.5 24.1 23.6 23.1
41....................................... 46......................... 27.5 27.2 26.9 26.5 26.2 25.8 25.4 25.0 24.6 24.2 23.8 23.3 22.942....................................... 47......................... 27.0 26.7 26.4 26.1 25.8 25.4 25.0 24.6 24.2 23.8 23.4 23.0 22.643....................................... 48......................... 26.5 26.2 25.9 25.6 25.3 25.0 24.6 24.2 23.9 23.5 23.1 22.7 22.244....................................... 49......................... 26.0 25.7 25.5 25.2 24.8 24.5 24.2 23.8 23.5 23.1 22.7 22.3 21.945....................................... 50......................... 25.5 25.2 25.0 24.7 24.4 24.1 23.8 23.4 23.1 22.7 22.4 22.0 21.6
46....................................... 51......................... 24.9 24.7 24.4 24.2 23.9 23.6 23.3 23.0 22.7 22.3 22.0 21.6 21.247....................................... 52......................... 24.4 24.2 23.9 23.7 23.4 23.1 22.9 22.6 22.2 21.9 21.6 21.2 20.9------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 48 49 50 51 52 53 54 55 56 57 58 59 60
-------------------------------------------------------------------------------------------------------------------------
Female 53 54 55 56 57 58 59 60 61 62 63 64 65------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 23.8 23.3 22.7 22.1 21.6 21.0 20.4 19.8 19.3 18.7 18.1 17.5 17.036....................................... 41......................... 23.6 23.1 22.5 22.0 21.4 20.8 20.3 19.7 19.1 18.6 18.0 17.4 16.937....................................... 42......................... 23.4 22.9 22.3 21.8 21.2 20.7 20.1 19.6 19.0 18.4 17.9 17.3 16.838....................................... 43......................... 23.2 22.6 22.1 21.6 21.1 20.5 20.0 19.4 18.9 18.3 17.8 17.2 16.739....................................... 44......................... 22.9 22.4 21.9 21.4 20.9 20.3 19.8 19.3 18.7 18.2 17.7 17.1 16.640....................................... 45......................... 22.7 22.2 21.7 21.2 20.7 20.1 19.6 19.1 18.6 18.0 17.5 17.0 16.5
41....................................... 46......................... 22.4 21.9 21.4 20.9 20.4 19.9 19.4 18.9 18.4 17.9 17.4 16.9 16.342....................................... 47......................... 22.1 21.6 21.2 20.7 20.2 19.7 19.2 18.7 18.2 17.7 17.2 16.7 16.243....................................... 48......................... 21.8 21.4 20.9 20.5 20.0 19.5 19.0 18.6 18.1 17.6 17.1 16.6 16.144....................................... 49......................... 21.5 21.1 20.6 20.2 19.8 19.3 18.8 18.4 17.9 17.4 16.9 16.4 15.945....................................... 50......................... 21.2 20.8 20.4 19.9 19.5 19.1 18.6 18.1 17.7 17.2 16.7 16.3 15.8
46....................................... 51......................... 20.9 20.5 20.1 19.7 19.2 18.8 18.4 17.9 17.5 17.0 16.6 16.1 15.647....................................... 52......................... 20.5 20.1 19.8 19.4 19.0 18.5 18.1 17.7 17.3 16.8 16.4 15.9 15.548....................................... 53......................... 20.2 19.8 19.4 19.1 18.7 18.3 17.9 17.5 17.0 16.6 16.2 15.7 15.349....................................... 54......................... 19.8 19.5 19.1 18.8 18.4 18.0 17.6 17.2 16.8 16.4 16.0 15.5 15.150....................................... 55......................... 19.4 19.1 18.8 18.4 18.1 17.7 17.3 16.9 16.6 16.2 15.8 15.3 14.9
51....................................... 56......................... 19.1 18.8 18.4 18.1 17.8 17.4 17.0 16.7 16.3 15.9 15.5 15.1 14.752....................................... 57......................... 18.7 18.4 18.1 17.8 17.4 17.1 16.8 16.4 16.0 15.7 15.3 14.9 14.553....................................... 58......................... 18.3 18.0 17.7 17.4 17.1 16.8 16.4 16.1 15.8 15.4 15.1 14.7 14.354....................................... 59......................... 17.9 17.6 17.3 17.0 16.8 16.4 16.1 15.8 15.5 15.1 14.8 14.4 14.155....................................... 60......................... 17.5 17.2 16.9 16.7 16.4 16.1 15.8 15.5 15.2 14.9 14.5 14.2 13.9
56....................................... 61......................... 17.0 16.8 16.6 16.3 16.0 15.8 15.5 15.2 14.9 14.6 14.3 13.9 13.657....................................... 62......................... 16.6 16.4 16.2 15.9 15.7 15.4 15.1 14.9 14.6 14.3 14.0 13.7 13.458....................................... 63......................... 16.2 16.0 15.8 15.5 15.3 15.1 14.8 14.5 14.3 14.0 13.7 13.4 13.159....................................... 64......................... 15.7 15.5 15.3 15.1 14.9 14.7 14.4 14.2 13.9 13.7 13.4 13.1 12.860....................................... 65......................... 15.3 15.1 14.9 14.7 14.5 14.3 14.1 13.9 13.6 13.4 13.1 12.8 12.6------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 61 62 63 64 65 66 67 68 69 70 71 72 73
-------------------------------------------------------------------------------------------------------------------------
Female 66 67 68 69 70 71 72 73 74 74 76 77 78------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 16.4 15.8 15.3 14.7 14.2 13.7 13.1 12.6 12.1 11.6 11.1 10.7 10.236....................................... 41......................... 16.3 15.8 15.2 14.7 14.1 13.6 13.1 12.6 12.1 11.6 11.1 10.6 10.237....................................... 42......................... 16.2 15.7 15.1 14.6 14.1 13.6 13.0 12.5 12.0 11.5 11.1 10.6 10.138....................................... 43......................... 16.1 15.6 15.1 14.5 14.0 13.5 13.0 12.5 12.0 11.5 11.0 10.6 10.139....................................... 44......................... 16.0 15.5 15.0 14.5 13.9 13.4 12.9 12.4 11.9 11.5 11.0 10.5 10.140....................................... 45......................... 15.9 15.4 14.9 14.4 13.9 13.4 12.9 12.4 11.9 11.4 11.0 10.5 10.0
41....................................... 46......................... 15.8 15.3 14.8 14.3 13.8 13.3 12.8 12.3 11.8 11.4 10.9 10.5 10.042....................................... 47......................... 15.7 15.2 14.7 14.2 13.7 13.2 12.7 12.3 11.8 11.3 10.9 10.4 10.043....................................... 48......................... 15.6 15.1 14.6 14.1 13.6 13.1 12.7 12.2 11.7 11.3 10.8 10.4 9.944....................................... 49......................... 15.5 15.0 14.5 14.0 13.5 13.1 12.6 12.1 11.7 11.2 10.8 10.3 9.945....................................... 50......................... 15.3 14.8 14.4 13.9 13.4 13.0 12.5 12.0 11.6 11.1 10.7 10.3 9.8
46....................................... 51......................... 15.2 14.7 14.2 13.8 13.3 12.9 12.4 12.0 11.5 11.1 10.6 10.2 9.847....................................... 52......................... 15.0 14.6 14.1 13.7 13.2 12.8 12.3 11.9 11.4 11.0 10.6 10.1 9.748....................................... 53......................... 14.9 14.4 14.0 13.5 13.1 12.6 12.2 11.8 11.3 10.9 10.5 10.1 9.749....................................... 54......................... 14.7 14.3 13.8 13.4 13.0 12.5 12.1 11.7 11.3 10.8 10.4 10.0 9.650....................................... 55......................... 14.5 14.1 13.7 13.3 12.8 12.4 12.0 11.6 11.2 10.7 10.3 9.9 9.5
51....................................... 56......................... 14.3 13.9 13.5 13.1 12.7 12.3 11.9 11.5 11.1 10.7 10.3 9.9 9.552....................................... 57......................... 14.1 13.7 13.3 12.9 12.5 12.1 11.7 11.3 10.9 10.6 10.2 9.8 9.453....................................... 58......................... 13.9 13.6 13.2 12.8 12.4 12.0 11.6 11.2 10.8 10.5 10.1 9.7 9.354....................................... 59......................... 13.7 13.4 13.0 12.6 12.2 11.9 11.5 11.1 10.7 10.3 10.0 9.6 9.255....................................... 60......................... 13.5 13.2 12.8 12.4 12.1 11.7 11.3 11.0 10.6 10.2 9.9 9.5 9.1
56....................................... 61......................... 13.3 12.9 12.6 12.2 11.9 11.5 11.2 10.8 10.5 10.1 9.8 9.4 9.057....................................... 62......................... 13.0 12.7 12.4 12.1 11.7 11.4 11.0 10.7 10.3 10.0 9.6 9.3 8.958....................................... 63......................... 12.8 12.5 12.2 11.8 11.5 11.2 10.9 10.5 10.2 9.8 9.5 9.2 8.859....................................... 64......................... 12.6 12.3 11.9 11.6 11.3 11.0 10.7 10.4 10.0 9.7 9.4 9.1 8.760....................................... 65......................... 12.3 12.0 11.7 11.4 11.1 10.8 10.5 10.2 9.9 9.6 9.3 8.9 8.6
61....................................... 66......................... 12.0 11.8 11.5 11.2 10.9 10.6 10.3 10.0 9.7 9.4 9.1 8.8 8.562....................................... 67......................... 11.8 11.5 11.2 11.0 10.7 10.4 10.1 9.8 9.6 9.3 9.0 8.7 8.463....................................... 68......................... 11.5 11.2 11.0 10.7 10.5 10.2 9.9 9.7 9.4 9.1 8.8 8.5 8.264....................................... 69......................... 11.2 11.0 10.7 10.5 10.2 10.0 9.7 9.5 9.2 8.9 8.7 8.4 8.165....................................... 70......................... 10.9 10.7 10.5 10.2 10.0 9.8 9.5 9.3 9.0 8.8 8.5 8.2 8.0
66....................................... 71......................... 10.6 10.4 10.2 10.0 9.8 9.5 9.3 9.1 8.8 8.6 8.3 8.1 7.867....................................... 72......................... 10.3 10.1 9.9 9.7 9.5 9.3 9.1 8.9 8.6 8.4 8.1 7.9 7.768....................................... 73......................... 10.0 9.8 9.7 9.5 9.3 9.1 8.9 8.6 8.4 8.2 8.0 7.7 7.569....................................... 74......................... 9.7 9.6 9.4 9.2 9.0 8.8 8.6 8.4 8.2 8.0 7.8 7.6 7.370....................................... 75......................... 9.4 9.3 9.1 8.9 8.8 8.6 8.4 8.2 8.0 7.8 7.6 7.4 7.271....................................... 76......................... 9.1 9.0 8.8 8.7 8.5 8.3 8.1 8.0 7.8 7.6 7.4 7.2 7.072....................................... 77......................... 8.8 8.7 8.5 8.4 8.2 8.1 7.9 7.7 7.6 7.4 7.2 7.0 6.873....................................... 78......................... 8.5 8.4 8.2 8.1 8.0 7.8 7.7 7.5 7.3 7.2 7.0 6.8 6.7------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------------------
Male Female Male 74 75 76 77 78 79 80 81 82 83 84 85 86
-------------------------------------------------------------------------------------------------------------------------
Female 79 80 81 82 83 84 85 86 87 88 89 90 91------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35....................................... 40......................... 9.7 9.3 8.9 8.5 8.1 7.7 7.3 6.9 6.6 6.2 5.9 5.6 5.336....................................... 41......................... 9.7 9.3 8.9 8.4 8.0 7.7 7.3 6.9 6.6 6.2 5.9 5.6 5.337....................................... 42......................... 9.7 9.3 8.8 8.4 8.0 7.6 7.3 6.9 6.5 6.2 5.9 5.6 5.338....................................... 43......................... 9.7 9.2 8.8 8.4 8.0 7.6 7.2 6.9 6.5 6.2 5.9 5.6 5.339....................................... 44......................... 9.6 9.2 8.8 8.4 8.0 7.6 7.2 6.9 6.5 6.2 5.9 5.6 5.340....................................... 45......................... 9.6 9.2 8.8 8.4 8.0 7.6 7.2 6.9 6.5 6.2 5.9 5.5 5.2
41....................................... 46......................... 9.6 9.2 8.7 8.3 7.9 7.6 7.2 6.8 6.5 6.2 5.8 5.5 5.242....................................... 47......................... 9.5 9.1 8.7 8.3 7.9 7.5 7.2 6.8 6.5 6.2 5.8 5.5 5.243....................................... 48......................... 9.5 9.1 8.7 8.3 7.9 7.5 7.2 6.8 6.5 6.1 5.8 5.5 5.244....................................... 49......................... 9.5 9.0 8.6 8.2 7.9 7.5 7.1 6.8 6.4 6.1 5.8 5.5 5.245....................................... 50......................... 9.4 9.0 8.6 8.2 7.8 7.5 7.1 6.8 6.4 6.1 5.8 5.5 5.2
46....................................... 51......................... 9.4 9.0 8.6 8.2 7.8 7.4 7.1 6.7 6.4 6.1 5.8 5.5 5.247....................................... 52......................... 9.3 8.9 8.5 8.1 7.8 7.4 7.1 6.7 6.4 6.1 5.8 5.5 5.248....................................... 53......................... 9.3 8.9 8.5 8.1 7.7 7.4 7.0 6.7 6.4 6.0 5.7 5.4 5.149....................................... 54......................... 9.2 8.8 8.4 8.1 7.7 7.3 7.0 6.7 6.3 6.0 5.7 5.4 5.150....................................... 55......................... 9.1 8.8 8.4 8.0 7.7 7.3 7.0 6.6 6.3 6.0 5.7 5.4 5.1
51....................................... 56......................... 9.1 8.7 8.3 8.0 7.6 7.3 6.9 6.6 6.3 6.0 5.7 5.4 5.152....................................... 57......................... 9.0 8.6 8.3 7.9 7.6 7.2 6.9 6.6 6.2 5.9 5.6 5.4 5.153....................................... 58......................... 8.9 8.6 8.2 7.9 7.5 7.2 6.9 6.5 6.2 5.9 5.6 5.3 5.154....................................... 59......................... 8.9 8.5 8.2 7.8 7.5 7.1 6.8 6.5 6.2 5.9 5.6 5.3 5.055....................................... 60......................... 8.8 8.4 8.1 7.7 7.4 7.1 6.8 6.4 6.1 5.8 5.6 5.3 5.0
56....................................... 61......................... 8.7 8.4 8.0 7.7 7.3 7.0 6.7 6.4 6.1 5.8 5.5 5.3 5.057....................................... 62......................... 8.6 8.3 7.9 7.6 7.3 7.0 6.7 6.4 6.1 5.8 5.5 5.2 5.058....................................... 63......................... 8.5 8.2 7.9 7.5 7.2 6.9 6.6 6.3 6.0 5.7 5.5 5.2 4.959....................................... 64......................... 8.4 8.1 7.8 7.5 7.1 6.8 6.5 6.3 6.0 5.7 5.4 5.2 4.960....................................... 65......................... 8.3 8.0 7.7 7.4 7.1 6.8 6.5 6.2 5.9 5.6 5.4 5.1 4.9
61....................................... 66......................... 8.2 7.9 7.6 7.3 7.0 6.7 6.4 6.1 5.9 5.6 5.3 5.1 4.862....................................... 67......................... 8.1 7.8 7.5 7.2 6.9 6.6 6.4 6.1 5.8 5.5 5.3 5.0 4.863....................................... 68......................... 8.0 7.7 7.4 7.1 6.8 6.6 6.3 6.0 5.7 5.5 5.2 5.0 4.764....................................... 69......................... 7.8 7.6 7.3 7.0 6.7 6.5 6.2 5.9 5.7 5.4 5.2 4.9 4.765....................................... 70......................... 7.7 7.4 7.2 6.9 6.6 6.4 6.1 5.9 5.6 5.4 5.1 4.9 4.7
66....................................... 71......................... 7.6 7.3 7.1 6.8 6.5 6.3 6.0 5.8 5.5 5.3 5.1 4.8 4.667....................................... 72......................... 7.4 7.2 6.9 6.7 6.4 6.2 6.0 5.7 5.5 5.2 5.0 4.8 4.668....................................... 73......................... 7.3 7.0 6.8 6.6 6.3 6.1 5.9 5.6 5.4 5.2 4.9 4.7 4.569....................................... 74......................... 7.1 6.9 6.7 6.4 6.2 6.0 5.8 5.5 5.3 5.1 4.9 4.7 4.570....................................... 75......................... 7.0 6.8 6.5 6.3 6.1 5.9 5.7 5.4 5.2 5.0 4.8 4.6 4.4
71....................................... 76......................... 6.8 6.6 6.4 6.2 6.0 5.8 5.6 5.3 5.1 4.9 4.7 4.5 4.372....................................... 77......................... 6.6 6.4 6.3 6.1 5.9 5.7 5.5 5.3 5.0 4.9 4.7 4.5 4.373....................................... 78......................... 6.5 6.3 6.1 5.9 5.7 5.5 5.3 5.1 5.0 4.8 4.6 4.4 4.274....................................... 79......................... 6.3 6.1 6.0 5.8 5.6 5.4 5.2 5.0 4.9 4.7 4.5 4.3 4.175....................................... 80......................... 6.1 6.0 5.8 5.6 5.5 5.3 5.1 4.9 4.8 4.6 4.4 4.2 4.1
76....................................... 81......................... 6.0 5.8 5.6 5.5 5.3 5.2 5.0 4.8 4.7 4.5 4.3 4.1 4.077....................................... 82......................... 5.8 5.6 5.5 5.3 5.2 5.0 4.9 4.7 4.5 4.4 4.2 4.1 3.978....................................... 83......................... 5.6 5.5 5.3 5.2 5.0 4.9 4.7 4.6 4.4 4.3 4.1 4.0 3.879....................................... 84......................... 5.4 5.3 5.2 5.0 4.9 4.7 4.6 4.5 4.3 4.2 4.0 3.9 3.780....................................... 85......................... 5.2 5.1 5.0 4.9 4.7 4.6 4.5 4.3 4.2 4.1 3.9 3.8 3.6
81....................................... 86......................... 5.0 4.9 4.8 4.7 4.6 4.5 4.3 4.2 4.1 3.9 3.8 3.7 3.682....................................... 87......................... 4.9 4.8 4.7 4.5 4.4 4.3 4.2 4.1 4.0 3.8 3.7 3.6 3.583....................................... 88......................... 4.7 4.6 4.5 4.4 4.3 4.2 4.1 3.9 3.8 3.7 3.6 3.5 3.484....................................... 89......................... 4.5 4.4 4.3 4.2 4.1 4.0 3.9 3.8 3.7 3.6 3.5 3.4 3.385....................................... 90......................... 4.3 4.2 4.1 4.1 4.0 3.9 3.8 3.7 3.6 3.5 3.4 3.3 3.286....................................... 91......................... 4.1 4.1 4.0 3.9 3.8 3.7 3.6 3.6 3.5 3.4 3.3 3.2 3.1------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 87 88 89 90 91 92 93 94 95 96 97
-------------------------------------------------------------------------------------------------------------
Female 92 93 94 95 96 97 98 99 100 101 102------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35............................................. 40............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 3.1 2.9 2.7
36............................................. 41............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 3.1 2.9 2.737............................................. 42............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 3.1 2.9 2.738............................................. 43............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 3.1 2.8 2.639............................................. 44............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 3.0 2.8 2.640............................................. 45............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 3.0 2.8 2.6
41............................................. 46............................... 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.2 3.0 2.8 2.642............................................. 47............................... 4.9 4.7 4.4 4.2 3.9 3.7 3.5 3.2 3.0 2.8 2.643............................................. 48............................... 4.9 4.7 4.4 4.1 3.9 3.7 3.5 3.2 3.0 2.8 2.644............................................. 49............................... 4.9 4.7 4.4 4.1 3.9 3.7 3.4 3.2 3.0 2.8 2.645............................................. 50............................... 4.9 4.6 4.4 4.1 3.9 3.7 3.4 3.2 3.0 2.8 2.6
46............................................. 51............................... 4.9 4.6 4.4 4.1 3.9 3.7 3.4 3.2 3.0 2.8 2.647............................................. 52............................... 4.9 4.6 4.4 4.1 3.9 3.7 3.4 3.2 3.0 2.8 2.648............................................. 53............................... 4.9 4.6 4.4 4.1 3.9 3.6 3.4 3.2 3.0 2.8 2.649............................................. 54............................... 4.9 4.6 4.3 4.1 3.9 3.6 3.4 3.2 3.0 2.8 2.650............................................. 55............................... 4.8 4.6 4.3 4.1 3.9 3.6 3.4 3.2 3.0 2.8 2.6
51............................................. 56............................... 4.8 4.6 4.3 4.1 3.8 3.6 3.4 3.2 3.0 2.8 2.652............................................. 57............................... 4.8 4.5 4.3 4.1 3.8 3.6 3.4 3.2 3.0 2.8 2.653............................................. 58............................... 4.8 4.5 4.3 4.0 3.8 3.6 3.4 3.2 3.0 2.8 2.654............................................. 59............................... 4.8 4.5 4.3 4.0 3.8 3.6 3.4 3.2 3.0 2.8 2.655............................................. 60............................... 4.7 4.5 4.3 4.0 3.8 3.6 3.4 3.2 3.0 2.8 2.6
56............................................. 61............................... 4.7 4.5 4.2 4.0 3.8 3.6 3.3 3.1 2.9 2.8 2.657............................................. 62............................... 4.7 4.5 4.2 4.0 3.8 3.5 3.3 3.1 2.9 2.7 2.658............................................. 63............................... 4.7 4.4 4.2 4.0 3.7 3.5 3.3 3.1 2.9 2.7 2.559............................................. 64............................... 4.6 4.4 4.2 3.9 3.7 3.5 3.3 3.1 2.9 2.7 2.5------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 98 99 100 101 102 103 104 105 106 107 108
-------------------------------------------------------------------------------------------------------------
Female 103 104 105 106 107 108 109 110 111 112 113------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------35............................................. 40............................... 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.736............................................. 41............................... 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.2 1.0 0.8 0.737............................................. 42............................... 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.738............................................. 43............................... 2.5 2.3 2.1 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.739............................................. 44............................... 2.4 2.3 2.1 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.7
40............................................. 45............................... 2.4 2.2 2.1 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.741............................................. 46............................... 2.4 2.2 2.1 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.742............................................. 47............................... 2.4 2.2 2.0 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.743............................................. 48............................... 2.4 2.2 2.0 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.7
44............................................. 49............................... 2.4 2.2 2.0 1.9 1.7 1.5 1.3 1.1 1.0 0.8 0.7
45............................................. 50............................... 2.4 2.2 2.0 1.8 1.7 1.5 1.3 1.1 1.0 0.8 0.746............................................. 51............................... 2.4 2.2 2.0 1.8 1.7 1.5 1.3 1.1 1.0 0.8 0.747............................................. 52............................... 2.4 2.2 2.0 1.8 1.7 1.5 1.3 1.1 1.0 0.8 0.748............................................. 53............................... 2.4 2.2 2.0 1.8 1.7 1.5 1.3 1.1 1.0 0.8 0.749............................................. 54............................... 2.4 2.2 2.0 1.8 1.7 1.5 1.3 1.1 1.0 0.8 0.7
50............................................. 55............................... 2.4 2.2 2.0 1.8 1.6 1.5 1.3 1.1 1.0 0.8 0.751............................................. 56............................... 2.4 2.2 2.0 1.8 1.6 1.5 1.3 1.1 1.0 0.8 0.752............................................. 57............................... 2.4 2.2 2.0 1.8 1.6 1.5 1.3 1.1 1.0 0.8 0.753............................................. 58............................... 2.4 2.2 2.0 1.8 1.6 1.5 1.3 1.1 1.0 0.8 0.754............................................. 59............................... 2.4 2.2 2.0 1.8 1.6 1.5 1.3 1.1 1.0 0.8 0.7
55............................................. 60............................... 2.4 2.2 2.0 1.8 1.6 1.4 1.3 1.1 1.0 0.8 0.756............................................. 61............................... 2.4 2.2 2.0 1.8 1.6 1.4 1.3 1.1 1.0 0.8 0.757............................................. 62............................... 2.4 2.2 2.0 1.8 1.6 1.4 1.3 1.1 0.9 0.8 0.758............................................. 63............................... 2.4 2.2 2.0 1.8 1.6 1.4 1.3 1.1 0.9 0.8 0.759............................................. 64............................... 2.3 2.2 2.0 1.8 1.6 1.4 1.3 1.1 0.9 0.8 0.7------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 87 88 89 90 91 92 93 94 95 96 97
-------------------------------------------------------------------------------------------------------------
Female 92 93 94 95 96 97 98 99 100 101 102------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------60............................................. 65............................... 4.6 4.4 4.1 3.9 3.7 3.5 3.3 3.1 2.9 2.7 2.561............................................. 66............................... 4.6 4.3 4.1 3.9 3.7 3.5 3.3 3.1 2.9 2.7 2.562............................................. 67............................... 4.5 4.3 4.1 3.9 3.7 3.5 3.3 3.1 2.9 2.7 2.563............................................. 68............................... 4.5 4.3 4.1 3.8 3.6 3.4 3.2 3.0 2.9 2.7 2.564............................................. 69............................... 4.5 4.2 4.0 3.8 3.6 3.4 3.2 3.0 2.8 2.7 2.5
65............................................. 70............................... 4.4 4.2 4.0 3.8 3.6 3.4 3.2 3.0 2.8 2.6 2.566............................................. 71............................... 4.4 4.2 4.0 3.8 3.6 3.4 3.2 3.0 2.8 2.6 2.467............................................. 72............................... 4.3 4.1 3.9 3.7 3.5 3.3 3.1 3.0 2.8 2.6 2.468............................................. 73............................... 4.3 4.1 3.9 3.7 3.5 3.3 3.1 2.9 2.8 2.6 2.469............................................. 74............................... 4.2 4.0 3.8 3.6 3.5 3.3 3.1 2.9 2.7 2.6 2.4
70............................................. 75............................... 4.2 4.0 3.8 3.6 3.4 3.2 3.1 2.9 2.7 2.5 2.471............................................. 76............................... 4.1 3.9 3.8 3.6 3.4 3.2 3.0 2.9 2.7 2.5 2.372............................................. 77............................... 4.1 3.9 3.7 3.5 3.3 3.2 3.0 2.8 2.7 2.5 2.373............................................. 78............................... 4.0 3.8 3.7 3.5 3.3 3.1 3.0 2.8 2.6 2.5 2.374............................................. 79............................... 3.9 3.8 3.6 3.4 3.3 3.1 2.9 2.8 2.6 2.4 2.3
75............................................. 80............................... 3.9 3.7 3.5 3.4 3.2 3.0 2.9 2.7 2.6 2.4 2.276............................................. 81............................... 3.8 3.6 3.5 3.3 3.2 3.0 2.8 2.7 2.5 2.4 2.277............................................. 82............................... 3.7 3.6 3.4 3.3 3.1 3.0 2.8 2.6 2.5 2.3 2.278............................................. 83............................... 3.7 3.5 3.4 3.2 3.1 2.9 2.7 2.6 2.4 2.3 2.179............................................. 84............................... 3.6 3.4 3.3 3.1 3.0 2.8 2.7 2.5 2.4 2.2 2.1
80............................................. 85............................... 3.5 3.4 3.2 3.1 2.9 2.8 2.6 2.5 2.3 2.2 2.081............................................. 86............................... 3.4 3.3 3.1 3.0 2.9 2.7 2.6 2.4 2.3 2.1 2.082............................................. 87............................... 3.3 3.2 3.1 2.9 2.8 2.7 2.5 2.4 2.2 2.1 2.083............................................. 88............................... 3.2 3.1 3.0 2.9 2.7 2.6 2.5 2.3 2.2 2.0 1.984............................................. 89............................... 3.1 3.0 2.9 2.8 2.7 2.5 2.4 2.3 2.1 2.0 1.9------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
-------------------------------------------------------------------------------------------------------------
Male Female Male 98 99 100 101 102 103 104 105 106 107 108
-------------------------------------------------------------------------------------------------------------
Female 103 104 105 106 107 108 109 110 111 112 113------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------60............................................. 65............................... 2.3 2.1 2.0 1.8 1.6 1.4 1.3 1.1 0.9 0.8 0.761............................................. 66............................... 2.3 2.1 2.0 1.8 1.6 1.4 1.2 1.1 0.9 0.8 0.762............................................. 67............................... 2.3 2.1 1.9 1.8 1.6 1.4 1.2 1.1 0.9 0.8 0.763............................................. 68............................... 2.3 2.1 1.9 1.7 1.6 1.4 1.2 1.1 0.9 0.8 0.764............................................. 69............................... 2.3 2.1 1.9 1.7 1.6 1.4 1.2 1.1 0.9 0.8 0.765............................................. 70............................... 2.3 2.1 1.9 1.7 1.6 1.4 1.2 1.1 0.9 0.8 0.7
66............................................. 71............................... 2.3 2.1 1.9 1.7 1.5 1.4 1.2 1.1 0.9 0.8 0.767............................................. 72............................... 2.2 2.1 1.9 1.7 1.5 1.4 1.2 1.0 0.9 0.7 0.768............................................. 73............................... 2.2 2.0 1.9 1.7 1.5 1.4 1.2 1.0 0.9 0.7 0.769............................................. 74............................... 2.2 2.0 1.8 1.7 1.5 1.3 1.2 1.0 0.9 0.7 0.670............................................. 75............................... 2.2 2.0 1.8 1.7 1.5 1.3 1.2 1.0 0.9 0.7 0.6
71............................................. 76............................... 2.2 2.0 1.8 1.6 1.5 1.3 1.2 1.0 0.9 0.7 0.672............................................. 77............................... 2.1 2.0 1.8 1.6 1.5 1.3 1.1 1.0 0.8 0.7 0.673............................................. 78............................... 2.1 1.9 1.8 1.6 1.4 1.3 1.1 1.0 0.8 0.7 0.674............................................. 79............................... 2.1 1.9 1.7 1.6 1.4 1.3 1.1 1.0 0.8 0.7 0.675............................................. 80............................... 2.1 1.9 1.7 1.6 1.4 1.3 1.1 1.0 0.8 0.7
76............................................. 81............................... 2.0 1.9 1.7 1.5 1.4 1.2 1.1 0.9 0.8 0.777............................................. 82............................... 2.0 1.8 1.7 1.5 1.4 1.2 1.1 0.9 0.8 0.778............................................. 83............................... 2.0 1.8 1.6 1.5 1.3 1.2 1.0 0.9 0.8 0.779............................................. 84............................... 1.9 1.8 1.6 1.5 1.3 1.2 1.0 0.9 0.8 0.780............................................. 85............................... 1.9 1.7 1.6 1.4 1.3 1.1 1.0 0.9 0.7 0.7
81............................................. 86............................... 1.8 1.7 1.5 1.4 1.3 1.1 1.0 0.8 0.7 0.682............................................. 87............................... 1.8 1.7 1.5 1.4 1.2 1.1 1.0 0.8 0.7 0.683............................................. 88............................... 1.8 1.6 1.5 1.3 1.2 1.1 0.9 0.8 0.7 0.684............................................. 89............................... 1.7 1.6 1.4 1.3 1.2 1.0 0.9 0.8 0.7 ....... .......------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------
Male Female Male 87 88 89 90 91 92 93 94 95 96
----------------------------------------------------------------------------------------------------
Female 92 93 94 95 96 97 98 99 100 101--------------------------------------------------------------------------------------------------------------------------------------------------------85............................. 90................ 3.1 2.9 2.8 2.7 2.6 2.5 2.3 2.2 2.1 1.986............................. 91................ 3.0 2.8 2.7 2.6 2.5 2.4 2.3 2.1 2.0 1.987............................. 92................ 2.9 2.8 2.6 2.5 2.4 2.3 2.2 2.1 1.9 1.888............................. 93................ 2.8 2.7 2.6 2.4 2.3 2.2 2.1 2.0 1.9 1.789............................. 94................ 2.6 2.6 2.5 2.4 2.2 2.1 2.0 1.9 1.8 1.790............................. 95................ 2.5 2.4 2.4 2.3 2.2 2.0 1.9 1.8 1.7 1.6
91............................. 96................ 2.4 2.3 2.2 2.2 2.1 2.0 1.9 1.7 1.6 1.592............................. 97................ 2.3 2.2 2.1 2.0 2.0 1.9 1.8 1.7 1.6 1.593............................. 98................ 2.2 2.1 2.0 1.9 1.9 1.8 1.7 1.6 1.5 1.494............................. 99................ 2.1 2.0 1.9 1.8 1.7 1.7 1.6 1.5 1.4 1.395............................. 100............... 1.9 1.9 1.8 1.7 1.6 1.6 1.5 1.4 1.3 1.2
96............................. 101............... 1.8 1.7 1.7 1.6 1.5 1.5 1.4 1.3 1.2 1.197............................. 102............... 1.7 1.6 1.6 1.5 1.4 1.4 1.3 1.2 1.1 1.198............................. 103............... 1.6 1.5 1.4 1.4 1.3 1.3 1.2 1.1 1.0 1.099............................. 104............... 1.4 1.4 1.3 1.3 1.2 1.1 1.1 1.0 1.0 0.9-------------------------------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------------------------------------
Ages
----------------------------------------------------------------------------------------------------
Male Female Male 97 98 99 100 101 102 103 104 105 106
----------------------------------------------------------------------------------------------------
Female 102 103 104 105 106 107 108 109 110 111--------------------------------------------------------------------------------------------------------------------------------------------------------85............................. 90................ 1.8 1.7 1.5 1.4 1.3 1.1 1.0 0.9 0.8 0.786............................. 91................ 1.7 1.6 1.5 1.3 1.2 1.1 1.0 0.8 0.7 0.787............................. 92................ 1.7 1.6 1.4 1.3 1.2 1.1 0.9 0.8 0.7 0.688............................. 93................ 1.6 1.5 1.4 1.3 1.1 1.0 0.9 0.8 0.7 0.689............................. 94................ 1.6 1.4 1.3 1.2 1.1 1.0 0.9 0.7 0.790............................. 95................ 1.5 1.4 1.3 1.2 1.0 0.9 0.8 0.7 0.6
91............................. 96................ 1.4 1.3 1.2 1.1 1.0 0.9 0.8 0.7 0.692............................. 97................ 1.4 1.3 1.1 1.0 0.9 0.8 0.7 0.793............................. 98................ 1.3 1.2 1.1 1.0 0.9 0.8 0.7 0.694............................. 99................ 1.2 1.1 1.0 0.9 0.8 0.7 0.795............................. 100............... 1.1 1.0 1.0 0.9 0.8 0.7 0.6
96............................. 101............... 1.1 1.0 0.9 0.8 0.7 0.797............................. 102............... 1.0 0.9 0.8 0.7 0.7 0.698............................. 103............... 0.9 0.8 0.7 0.7 0.699............................. 104............... 0.8 0.7 0.7 0.6 ....... ....... ....... ....... ....... .......--------------------------------------------------------------------------------------------------------------------------------------------------------
Table III--Percent Value of Refund Feature------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Duration of guaranteed amount--[Years]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 1 2 3 4 5 6 7 8 9 10 11 12 13------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6.......................................... 11............................ ....... ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 17.......................................... 12............................ ....... ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 18.......................................... 13............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 19.......................................... 14............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 110......................................... 15............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1
11......................................... 16............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 112......................................... 17............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 113......................................... 18............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 114......................................... 19............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 115......................................... 20............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1
16......................................... 21............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 117......................................... 22............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 118......................................... 23............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 119......................................... 24............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 120......................................... 25............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1
21......................................... 26............................ ....... ....... ....... ....... ....... ....... ....... 1 1 1 1 1 122......................................... 27............................ ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1 123......................................... 28............................ ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1 124......................................... 29............................ ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1 125......................................... 30............................ ....... ....... ....... ....... ....... ....... 1 1 1 1 1 1 1
26......................................... 31............................ ....... ....... ....... ....... ....... 1 1 1 1 1 1 1 127......................................... 32............................ ....... ....... ....... ....... ....... 1 1 1 1 1 1 1 128......................................... 33............................ ....... ....... ....... ....... ....... 1 1 1 1 1 1 1 129......................................... 34............................ ....... ....... ....... ....... ....... 1 1 1 1 1 1 1 230......................................... 35............................ ....... ....... ....... ....... 1 1 1 1 1 1 1 2 2
31......................................... 36............................ ....... ....... ....... ....... 1 1 1 1 1 1 1 2 232......................................... 37............................ ....... ....... ....... ....... 1 1 1 1 1 1 2 2 233......................................... 38............................ ....... ....... ....... 1 1 1 1 1 1 1 2 2 234......................................... 39............................ ....... ....... ....... 1 1 1 1 1 1 2 2 2 235......................................... 40............................ ....... ....... ....... 1 1 1 1 1 2 2 2 2 2
36......................................... 41............................ ....... ....... ....... 1 1 1 1 1 2 2 2 2 337......................................... 42............................ ....... ....... 1 1 1 1 1 2 2 2 2 3 338......................................... 43............................ ....... ....... 1 1 1 1 1 2 2 2 2 3 339......................................... 44............................ ....... ....... 1 1 1 1 2 2 2 2 3 3 340......................................... 45............................ ....... ....... 1 1 1 1 2 2 2 3 3 3 4
41......................................... 46............................ ....... ....... 1 1 1 1 2 2 2 3 3 3 442......................................... 47............................ ....... ....... 1 1 1 2 2 2 3 3 3 4 4
43......................................... 48............................ ....... 1 1 1 1 2 2 2 3 3 4 4 444......................................... 49............................ ....... 1 1 1 1 2 2 3 3 3 4 4 545......................................... 50............................ ....... 1 1 1 2 2 2 3 3 4 4 5 5
46......................................... 51............................ ....... 1 1 1 2 2 3 3 3 4 4 5 547......................................... 52............................ ....... 1 1 1 2 2 3 3 4 4 5 5 648......................................... 53............................ ....... 1 1 2 2 2 3 3 4 5 5 6 649......................................... 54............................ ....... 1 1 2 2 3 3 4 4 5 5 6 750......................................... 55............................ ....... 1 1 2 2 3 3 4 5 5 6 7 7
51......................................... 56............................ ....... 1 1 2 3 3 4 4 5 6 6 7 852......................................... 57............................ 1 1 2 2 3 3 4 5 5 6 7 8 853......................................... 58............................ 1 1 2 2 3 4 4 5 6 7 7 8 954......................................... 59............................ 1 1 2 2 3 4 5 5 6 7 8 9 1055......................................... 60............................ 1 1 2 3 3 4 5 6 7 8 8 9 10
56......................................... 61............................ 1 1 2 3 4 4 5 6 7 8 9 10 1157......................................... 62............................ 1 1 2 3 4 5 6 7 8 9 10 11 1258......................................... 63............................ 1 2 2 3 4 5 6 7 8 9 10 12 1359......................................... 64............................ 1 2 3 4 5 6 7 8 9 10 11 12 1460......................................... 65............................ 1 2 3 4 5 6 7 8 10 11 12 13 15
61......................................... 66............................ 1 2 3 4 5 6 8 9 10 12 13 14 1662......................................... 67............................ 1 2 3 4 6 7 8 10 11 12 14 15 1763......................................... 68............................ 1 2 4 5 6 7 9 10 12 13 15 16 1864......................................... 69............................ 1 3 4 5 7 8 9 11 13 14 16 17 1965......................................... 70............................ 1 3 4 6 7 9 10 12 13 15 17 19 20
66......................................... 71............................ 1 3 4 6 8 9 11 13 14 16 18 20 2267......................................... 72............................ 2 3 5 6 8 10 12 14 15 17 19 21 2368......................................... 73............................ 2 3 5 7 9 11 13 14 16 18 21 23 2569......................................... 74............................ 2 4 6 7 9 11 13 16 18 20 22 24 2670......................................... 75............................ 2 4 6 8 10 12 14 17 19 21 23 26 28
71......................................... 76............................ 2 4 6 9 11 13 15 18 20 22 25 27 2972......................................... 77............................ 2 5 7 9 12 14 16 19 21 24 26 29 3173......................................... 78............................ 2 5 7 10 12 15 18 20 23 25 28 30 3374......................................... 79............................ 3 5 8 11 13 16 19 22 24 27 30 32 3575......................................... 80............................ 3 6 8 11 14 17 20 23 26 29 31 34 37
76......................................... 81............................ 3 6 9 12 15 18 21 24 27 30 33 36 3977......................................... 82............................ 3 7 10 13 16 20 23 26 29 32 35 38 4178......................................... 83............................ 4 7 11 14 17 21 24 28 31 34 37 40 4379......................................... 84............................ 4 8 11 15 19 22 26 29 33 36 39 42 4580......................................... 85............................ 4 8 12 16 20 24 27 31 34 38 41 44 47
81......................................... 86............................ 4 9 13 17 21 25 29 33 36 40 43 46 4982......................................... 87............................ 5 9 14 18 23 27 31 35 38 42 45 48 5183......................................... 88............................ 5 10 15 19 24 28 33 37 40 44 47 50 5384......................................... 89............................ 5 11 16 21 26 30 34 38 42 46 49 52 55
85......................................... 90............................ 6 11 17 22 27 32 36 41 44 48 51 55 57------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Duration of guaranteed amount--[Years]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 14 15 16 17 18 19 20 21 22 23 24 25 26------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------6.......................................... 11............................ 1 1 1 1 1 1 1 1 1 1 2 2 27.......................................... 12............................ 1 1 1 1 1 1 1 1 1 1 2 2 28.......................................... 13............................ 1 1 1 1 1 1 1 1 1 1 2 2 29.......................................... 14............................ 1 1 1 1 1 1 1 1 1 1 2 2 210......................................... 15............................ 1 1 1 1 1 1 1 1 1 2 2 2 2
11......................................... 16............................ 1 1 1 1 1 1 1 1 1 2 2 2 212......................................... 17............................ 1 1 1 1 1 1 1 1 1 2 2 2 213......................................... 18............................ 1 1 1 1 1 1 1 1 2 2 2 2 214......................................... 19............................ 1 1 1 1 1 1 1 1 2 2 2 2 215......................................... 20............................ 1 1 1 1 1 1 1 1 2 2 2 2 2
16......................................... 21............................ 1 1 1 1 1 1 1 2 2 2 2 2 217......................................... 22............................ 1 1 1 1 1 1 1 2 2 2 2 2 218......................................... 23............................ 1 1 1 1 1 1 2 2 2 2 2 2 219......................................... 24............................ 1 1 1 1 1 2 2 2 2 2 2 2 220......................................... 25............................ 1 1 1 1 1 2 2 2 2 2 2 2 3
21......................................... 26............................ 1 1 1 1 2 2 2 2 2 2 2 3 322......................................... 27............................ 1 1 1 1 2 2 2 2 2 2 3 3 323......................................... 28............................ 1 1 1 2 2 2 2 2 2 2 3 3 324......................................... 29............................ 1 1 2 2 2 2 2 2 2 3 3 3 325......................................... 30............................ 1 1 2 2 2 2 2 2 3 3 3 3 3
26......................................... 31............................ 1 2 2 2 2 2 2 3 3 3 3 3 427......................................... 32............................ 2 2 2 2 2 2 3 3 3 3 3 4 428......................................... 33............................ 2 2 2 2 2 3 3 3 3 3 4 4 429......................................... 34............................ 2 2 2 2 2 3 3 3 3 4 4 4 530......................................... 35............................ 2 2 2 2 3 3 3 3 4 4 4 5 5
31......................................... 36............................ 2 2 2 3 3 3 3 4 4 4 5 5 532......................................... 37............................ 2 2 3 3 3 3 4 4 4 5 5 5 633......................................... 38............................ 2 3 3 3 3 4 4 4 5 5 5 6 634......................................... 39............................ 3 3 3 3 4 4 4 5 5 5 6 6 735......................................... 40............................ 3 3 3 4 4 4 5 5 5 6 6 7 7
36......................................... 41............................ 3 3 4 4 4 5 5 5 6 6 7 7 837......................................... 42............................ 3 3 4 4 4 5 5 6 6 7 7 8 8
38......................................... 43............................ 3 4 4 4 5 5 6 6 7 7 8 8 939......................................... 44............................ 4 4 4 5 5 6 6 7 7 8 8 9 940......................................... 45............................ 4 4 5 5 6 6 7 7 8 8 9 9 10
41......................................... 46............................ 4 5 5 6 6 7 7 8 8 9 9 10 1142......................................... 47............................ 5 5 5 6 6 7 8 8 9 9 10 11 1243......................................... 48............................ ....... 5 6 6 7 8 8 9 9 10 11 12 1244......................................... 49............................ 5 6 6 7 7 8 9 9 10 11 12 12 1345......................................... 50............................ 6 6 7 7 8 9 9 10 11 12 12 13 1446......................................... 51............................ 6 7 7 8 9 9 10 11 12 12 13 14 1547......................................... 52............................ 7 7 8 9 9 10 11 12 12 13 14 15 1648......................................... 53............................ 7 8 8 9 10 11 12 12 13 14 15 16 1749......................................... 54............................ 8 8 9 10 11 11 12 13 14 15 16 17 1850......................................... 55............................ 8 9 10 11 11 12 13 14 15 16 17 18 20
51......................................... 56............................ 9 10 10 11 12 13 14 15 16 17 18 20 2152......................................... 57............................ 9 10 11 12 13 14 15 16 17 18 20 21 2253......................................... 58............................ 10 11 12 13 14 15 16 17 19 20 21 22 2454......................................... 59............................ 11 12 13 14 15 16 17 18 20 21 22 24 2555......................................... 60............................ 11 13 14 15 16 17 18 20 21 22 24 25 26
56......................................... 61............................ 12 13 15 16 17 18 20 21 22 24 25 27 2857......................................... 62............................ 13 14 16 17 18 20 21 22 24 25 27 28 3058......................................... 63............................ 14 15 17 18 19 21 22 24 25 27 28 30 3159......................................... 64............................ 15 16 18 19 21 22 24 25 27 28 30 31 3360......................................... 65............................ 16 18 19 20 22 24 25 27 28 30 32 33 35
61......................................... 66............................ 17 19 20 22 23 25 27 28 30 32 33 35 3762......................................... 67............................ 18 20 22 23 25 27 28 30 32 33 35 37 3863......................................... 68............................ 20 21 23 25 26 28 30 32 33 35 37 39 4064......................................... 69............................ 21 23 24 26 28 30 32 33 35 37 39 41 4265......................................... 70............................ 22 24 26 28 30 32 33 35 37 39 41 42 44
66......................................... 71............................ 24 26 28 29 31 33 35 37 39 41 43 44 4667......................................... 72............................ 25 27 29 31 33 35 37 39 41 43 45 46 4868......................................... 73............................ 27 29 31 33 35 37 39 41 43 45 47 48 5069......................................... 74............................ 28 30 33 35 37 39 41 43 45 47 48 50 5270......................................... 75............................ 30 32 34 37 39 41 43 45 47 49 50 52 54
71......................................... 76............................ 32 34 36 39 41 43 45 47 49 51 52 54 5672......................................... 77............................ 34 36 38 41 43 45 47 49 51 53 54 56 5873......................................... 78............................ 35 38 40 43 45 47 49 51 53 55 56 58 5974......................................... 79............................ 37 40 42 45 47 49 51 53 55 57 58 60 6175......................................... 80............................ 39 42 44 47 49 51 53 55 57 58 60 62 63
76......................................... 81............................ 41 44 46 49 51 53 55 57 59 60 62 63 6577......................................... 82............................ 43 46 48 51 53 55 57 59 61 62 64 65 6678......................................... 83............................ 45 48 50 53 55 57 59 61 62 64 65 67 6879......................................... 84............................ 48 50 53 55 57 59 61 63 64 66 67 68 7080......................................... 85............................ 50 52 55 57 59 61 63 64 66 67 69 70 71
81......................................... 86............................ 52 54 57 59 61 63 65 66 68 69 70 72 7382......................................... 87............................ 54 56 59 61 63 65 66 68 69 71 72 73 7483......................................... 88............................ 56 58 61 63 65 66 68 70 71 72 73 74 7584......................................... 89............................ 58 60 63 65 67 68 70 71 73 74 75 76 7785......................................... 90............................ 60 62 65 67 68 70 71 73 74 75 76 77 .......------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Duration of guaranteed amount--[Years]--------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 27 28 29 30 31 32 33 34 35--------------------------------------------------------------------------------------------------------------------------------------------------------6............................... 11................. 2 2 2 2 2 2 2 2 27............................... 12................. 2 2 2 2 2 2 2 2 38............................... 13................. 2 2 2 2 2 2 2 2 39............................... 14................. 2 2 2 2 2 2 2 3 310.............................. 15................. 2 2 2 2 2 2 3 3 3
11.............................. 16................. 2 2 2 2 2 2 3 3 312.............................. 17................. 2 2 2 2 2 3 3 3 313.............................. 18................. 2 2 2 2 2 3 3 3 314.............................. 19................. 2 2 2 2 3 3 3 3 315.............................. 20................. 2 2 2 3 3 3 3 3 3
16.............................. 21................. 2 2 3 3 3 3 3 3 417.............................. 22................. 2 2 3 3 3 3 3 4 418.............................. 23................. 2 3 3 3 3 3 4 4 419.............................. 24................. 3 3 3 3 3 4 4 4 420.............................. 25................. 3 3 3 3 4 4 4 4 5
21.............................. 26................. 3 3 3 4 4 4 4 5 522.............................. 27................. 3 3 4 4 4 4 5 5 523.............................. 28................. 3 3 4 4 4 5 5 5 524.............................. 29................. 3 4 4 4 5 5 5 5 625.............................. 30................. 4 4 4 5 5 5 6 6 6
26.............................. 31................. 4 4 5 5 5 6 6 6 727.............................. 32................. 4 5 5 5 6 6 6 7 728.............................. 33................. 5 5 5 6 6 6 7 7 829.............................. 34................. 5 5 6 6 6 7 7 8 830.............................. 35................. 5 6 6 6 7 7 8 8 9
31.............................. 36................. 6 6 6 7 7 8 8 9 932.............................. 37................. 6 7 7 7 8 8 9 10 1033.............................. 38................. 7 7 7 8 8 9 10 10 1134.............................. 39................. 7 8 8 9 9 10 10 11 1235.............................. 40................. 8 8 9 9 10 10 11 12 12
36.............................. 41................. 8 9 9 10 10 11 12 13 1337.............................. 42................. 9 9 10 11 11 12 13 13 1438.............................. 43................. 9 10 11 11 12 13 13 14 1539.............................. 44................. 10 11 11 12 13 14 14 15 1640.............................. 45................. 11 11 12 13 14 15 15 16 17
41.............................. 46................. 11 12 13 14 15 16 16 17 1842.............................. 47................. 12 13 14 15 16 17 18 18 1943.............................. 48................. 13 14 15 16 17 18 19 20 2144.............................. 49................. 14 15 16 17 18 19 20 21 2245.............................. 50................. 15 16 17 18 19 20 21 22 23
46.............................. 51................. 16 17 18 19 20 21 22 24 2547.............................. 52................. 17 18 19 20 21 23 24 25 2648.............................. 53................. 18 19 20 22 23 24 25 26 2849.............................. 54................. 19 21 22 23 24 25 27 28 2950.............................. 55................. 21 22 23 24 26 27 28 29 31
51.............................. 56................. 22 23 25 26 27 28 30 31 3252.............................. 57................. 23 25 26 27 29 30 31 33 3453.............................. 58................. 25 26 28 29 30 32 33 34 3654.............................. 59................. 26 28 29 31 32 33 35 36 3855.............................. 60................. 28 29 31 32 34 35 36 38 39
56.............................. 61................. 29 31 32 34 35 37 38 40 4157.............................. 62................. 31 33 34 36 37 39 40 41 4358.............................. 63................. 33 34 36 37 39 40 42 43 4559.............................. 64................. 35 36 38 39 41 42 44 45 4760.............................. 65................. 36 38 40 41 43 44 46 47 48
61.............................. 66................. 38 40 41 43 44 46 47 49 5062.............................. 67................. 40 42 43 45 46 48 49 51 5263.............................. 68................. 42 44 45 47 48 50 51 52 5464.............................. 69................. 44 46 47 49 50 52 53 54 5565.............................. 70................. 46 47 49 50 52 53 55 56 57
66.............................. 71................. 48 49 51 52 54 55 56 58 5967.............................. 72................. 50 51 53 54 56 57 58 59 6168.............................. 73................. 52 53 55 56 57 59 60 61 6269.............................. 74................. 53 55 56 58 59 60 62 63 6470.............................. 75................. 55 57 58 60 61 62 62 64 65
71.............................. 76................. 57 59 60 61 63 64 65 66 6772.............................. 77................. 59 60 62 63 64 65 66 67 6873.............................. 78................. 61 62 64 65 66 67 68 69 7074.............................. 79................. 63 64 65 66 67 68 69 70 7175.............................. 80................. 64 66 67 68 69 70 71 72 72
76.............................. 81................. 66 67 68 69 70 71 72 73
77.............................. 82................. 68 69 70 71 72 73 7478.............................. 83................. 69 70 71 72 73 7479.............................. 84................. 71 72 73 74 7580.............................. 85................. 72 73 74 75
81.............................. 86................. 74 75 7582.............................. 87................. 75 7683.............................. 88................. 7684.............................. 89.................85.............................. 90................. ......... ......... ......... ......... ......... ......... ......... ......... .........-------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Duration of guaranteed amount--[Years]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 1 2 3 4 5 6 7 8 9 10 11 12 13 14------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------86..................................... 91....................... 6 12 18 24 29 34 38 43 47 50 54 57 59 6287..................................... 92....................... 7 13 19 25 31 36 40 45 49 52 56 59 61 6488..................................... 93....................... 7 14 21 27 32 38 42 47 51 55 58 61 63 6689..................................... 94....................... 8 15 22 28 34 40 45 49 53 57 60 63 65 6890..................................... 95....................... 8 16 23 30 36 42 47 51 55 59 62 65 67 70
91..................................... 96....................... 9 17 25 32 38 44 49 53 57 61 64 67 69 7192..................................... 97....................... 9 18 26 34 40 46 51 55 59 63 66 69 71 7393..................................... 98....................... 10 20 28 36 42 48 53 58 62 65 68 70 73 7594..................................... 99....................... 11 21 30 37 44 50 55 60 64 67 70 72 74 7695..................................... 100...................... 12 22 31 39 46 52 58 62 66 69 72 74 76 78
96..................................... 101...................... 12 24 33 42 49 55 60 64 68 71 73 76 78 7997..................................... 102...................... 13 25 35 44 51 57 62 66 70 73 75 77 7998..................................... 103...................... 14 27 37 46 54 60 65 69 72 75 77 7999..................................... 104...................... 15 29 40 49 56 62 67 71 74 77 79100.................................... 105...................... 17 31 43 52 59 65 70 74 76 79
101.................................... 106...................... 18 33 46 55 63 68 73 76 79102.................................... 107...................... 20 36 49 59 66 71 75 78103.................................... 108...................... 22 40 53 62 69 74 78104.................................... 109...................... 24 43 57 66 73 77105.................................... 110...................... 27 48 61 70 76
106.................................... 111...................... ....... 53 66 74107.................................... 112...................... 35 53 71108.................................... 113...................... 40 64 ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... .......------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Duration of guaranteed amount--[Years]--------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 15 16 17 18 19 20 21 22 23 24 25--------------------------------------------------------------------------------------------------------------------------------------------------------86.............................. 91................. 64 66 68 70 72 73 74 75 76 7787.............................. 92................. 66 68 70 72 73 74 76 77 7888.............................. 93................. 68 70 72 73 75 76 77 7889.............................. 94................. 70 72 73 75 76 77 7890.............................. 95................. 72 73 75 76 77 79
91.............................. 96................. 73 75 76 78 7992.............................. 97................. 75 76 78 7993.............................. 98................. 76 78 7994.............................. 99................. 78 7995.............................. 100................ 79 ....... ....... ....... ....... ....... ....... ....... ....... ....... .......--------------------------------------------------------------------------------------------------------------------------------------------------------
Table IV--Temporary Life Annuities \1\--One Life--Expected Return Multiples
[See footnote at end of table]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Temporary period--maximum duration of annuity--[Years]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 1 2 3 4 5 6 7 8 9 10------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------0 to 8......................................... 0 to 13.......................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.99.............................................. 14............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.910............................................. 15............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.9
11............................................. 16............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.912............................................. 17............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.913............................................. 18............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.914............................................. 19............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.915............................................. 20............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.9
16............................................. 21............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.917............................................. 22............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.918............................................. 23............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.919............................................. 24............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.920............................................. 25............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.9
21............................................. 26............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.922............................................. 27............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.923............................................. 28............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.924............................................. 29............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.925............................................. 30............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.9
26............................................. 31............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.927............................................. 32............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.928............................................. 33............................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.929............................................. 34............................... 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.930............................................. 35............................... 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.9
31............................................. 36............................... 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.932............................................. 37............................... 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.933............................................. 38............................... 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.934............................................. 39............................... 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.9 9.835............................................. 40............................... 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.9 9.8
36............................................. 41............................... 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.9 9.837............................................. 42............................... 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.8 9.838............................................. 43............................... 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.8 9.839............................................. 44............................... 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.9 8.8 9.840............................................. 45............................... 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.7
41............................................. 46............................... 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.742............................................. 47............................... 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.743............................................. 48............................... 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.744............................................. 49............................... 1.0 2.0 3.0 4.0 4.9 5.9 6.8 7.8 8.7 9.745............................................. 50............................... 1.0 2.0 3.0 3.9 4.9 5.9 6.8 7.8 8.7 9.6
46............................................. 51............................... 1.0 2.0 3.0 3.9 4.9 5.9 6.8 7.8 8.7 9.647............................................. 52............................... 1.0 2.0 3.0 3.9 4.9 5.9 6.8 7.7 8.7 9.648............................................. 53............................... 1.0 2.0 3.0 3.9 4.9 5.9 6.8 7.7 8.6 9.549............................................. 54............................... 1.0 2.0 3.0 3.9 4.9 5.8 6.8 7.7 8.6 9.550............................................. 55............................... 1.0 2.0 3.0 3.9 4.9 5.8 6.8 7.7 8.6 9.5
51............................................. 56............................... 1.0 2.0 3.0 3.9 4.9 5.8 6.7 7.7 8.6 9.452............................................. 57............................... 1.0 2.0 3.0 3.9 4.9 5.8 6.7 7.6 8.5 9.453............................................. 58............................... 1.0 2.0 2.9 3.9 4.9 5.8 6.7 7.6 8.5 9.354............................................. 59............................... 1.0 2.0 2.9 3.9 4.8 5.8 6.7 7.6 8.4 9.355............................................. 60............................... 1.0 2.0 2.9 3.9 4.8 5.8 6.7 7.5 8.4 9.2
56............................................. 61............................... 1.0 2.0 2.9 3.9 4.8 5.7 6.6 7.5 8.4 9.257............................................. 62............................... 1.0 2.0 2.9 3.9 4.8 5.7 6.6 7.5 8.3 9.158............................................. 63............................... 1.0 2.0 2.9 3.9 4.8 5.7 6.6 7.4 8.3 9.159............................................. 64............................... 1.0 2.0 2.9 3.9 4.8 5.7 6.5 7.4 8.2 9.060............................................. 65............................... 1.0 2.0 2.9 3.8 4.8 5.6 6.5 7.3 8.1 8.9
61............................................. 66............................... 1.0 2.0 2.9 3.8 4.7 5.6 6.5 7.3 8.1 8.862............................................. 67............................... 1.0 2.0 2.9 3.8 4.7 5.6 6.4 7.2 8.0 8.863............................................. 68............................... 1.0 2.0 2.9 3.8 4.7 5.6 6.4 7.2 7.9 8.764............................................. 69............................... 1.0 1.9 2.9 3.8 4.7 5.5 6.3 7.1 7.9 8.665............................................. 70............................... 1.0 1.9 2.9 3.8 4.6 5.5 6.3 7.1 7.8 8.5
66............................................. 71............................... 1.0 1.9 2.9 3.8 4.6 5.4 6.2 7.0 7.7 8.467............................................. 72............................... 1.0 1.9 2.9 3.7 4.6 5.4 6.2 6.9 7.6 8.368............................................. 73............................... 1.0 1.9 2.8 3.7 4.6 5.4 6.1 6.8 7.5 8.269............................................. 74............................... 1.0 1.9 2.8 3.7 4.5 5.3 6.1 6.8 7.4 8.070............................................. 75............................... 1.0 1.9 2.8 3.7 4.5 5.3 6.0 6.7 7.3 7.9
71............................................. 76............................... 1.0 1.9 2.8 3.7 4.5 5.2 5.9 6.6 7.2 7.872............................................. 77............................... 1.0 1.9 2.8 3.6 4.4 5.2 5.8 6.5 7.1 7.673............................................. 78............................... 1.0 1.9 2.8 3.6 4.4 5.1 5.8 6.4 7.0 7.574............................................. 79............................... 1.0 1.9 2.8 3.6 4.3 5.0 5.7 6.3 6.8 7.375............................................. 80............................... 1.0 1.9 2.7 3.5 4.3 5.0 5.6 6.2 6.7 7.1
76............................................. 81............................... 1.0 1.9 2.7 3.5 4.2 4.9 5.5 6.1 6.5 7.077............................................. 82............................... 1.0 1.9 2.7 3.5 4.2 4.8 5.4 5.9 6.4 6.878............................................. 83............................... 1.0 1.9 2.7 3.4 4.1 4.7 5.3 5.8 6.2 6.679............................................. 84............................... 1.0 1.8 2.7 3.4 4.1 4.7 5.2 5.7 6.1 6.480............................................. 85............................... 1.0 1.8 2.6 3.4 4.0 4.6 5.1 5.5 5.9 6.2
81............................................. 86............................... 1.0 1.8 2.6 3.3 3.9 4.5 5.0 5.4 5.7 6.082............................................. 87............................... 1.0 1.8 2.6 3.3 3.9 4.4 4.8 5.2 5.6 5.883............................................. 88............................... .9 1.8 2.6 3.2 3.8 4.3 4.7 5.1 5.4 5.684............................................. 89............................... .9 1.8 2.5 3.2 3.7 4.2 4.6 4.9 5.2 5.485............................................. 90............................... .9 1.8 2.5 3.1 3.6 4.1 4.5 4.8 5.0 5.286............................................. 91............................... .9 1.8 2.5 3.1 3.6 4.0 4.3 4.6 4.8 5.0------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Temporary period--maximum duration of annuity--[Years]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 11 12 13 14 15 16 17 18 19 20------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------0 to 8......................................... 0 to 13.......................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.79.............................................. 14............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.710............................................. 15............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.7
11............................................. 16............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.712............................................. 17............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.713............................................. 18............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.714............................................. 19............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.715............................................. 20............................... 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.7 19.7
16............................................. 21............................... 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.8 18.7 19.717............................................. 22............................... 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.8 18.7 19.718............................................. 23............................... 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.8 18.7 19.719............................................. 24............................... 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.7 18.7 19.720............................................. 25............................... 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.7 18.7 19.7
21............................................. 26............................... 10.9 11.9 12.9 13.8 14.8 15.8 16.8 17.7 18.7 19.622............................................. 27............................... 10.9 11.9 12.9 13.8 14.8 15.8 16.7 17.7 18.7 19.623............................................. 28............................... 10.9 11.9 12.9 13.8 14.8 15.8 16.7 17.7 18.7 19.624............................................. 29............................... 10.9 11.9 12.9 13.8 14.8 15.8 16.7 17.7 18.6 19.625............................................. 30............................... 10.9 11.9 12.8 13.8 14.8 15.7 16.7 17.7 18.6 19.6
26............................................. 31............................... 10.9 11.9 12.8 13.8 14.8 15.7 16.7 17.6 18.6 19.527............................................. 32............................... 10.9 11.9 12.8 13.8 14.8 15.7 16.7 17.6 18.6 19.528............................................. 33............................... 10.9 11.8 12.8 13.8 14.7 15.7 16.6 17.6 18.5 19.529............................................. 34............................... 10.9 11.8 12.8 13.8 14.7 15.7 16.6 17.6 18.5 19.430............................................. 35............................... 10.9 11.8 12.8 13.7 14.7 15.6 16.6 17.5 18.4 19.4
31............................................. 36............................... 10.8 11.8 12.8 13.7 14.7 15.6 16.5 17.5 18.4 19.332............................................. 37............................... 10.8 11.8 12.7 13.7 14.6 15.6 16.5 17.4 18.4 19.333............................................. 38............................... 10.8 11.8 12.7 13.7 14.6 15.6 16.5 17.4 18.3 19.234............................................. 39............................... 10.8 11.8 12.7 13.6 14.6 15.5 16.4 17.4 18.3 19.235............................................. 40............................... 10.8 11.7 12.7 13.6 14.6 15.5 16.4 17.3 18.2 19.1
36............................................. 41............................... 10.8 11.7 12.7 13.6 14.5 15.4 16.3 17.2 18.1 19.037............................................. 42............................... 10.8 11.7 12.6 13.6 14.5 15.4 16.3 17.2 18.1 18.938............................................. 43............................... 10.7 11.7 12.6 13.5 14.4 15.3 16.2 17.1 18.0 18.939............................................. 44............................... 10.7 11.6 12.6 13.5 14.4 15.3 16.2 17.1 17.9 18.840............................................. 45............................... 10.7 11.6 12.5 13.5 14.4 15.2 16.1 17.0 17.8 18.7
41............................................. 46............................... 10.7 11.6 12.5 13.4 14.3 15.2 16.1 16.9 17.8 18.642............................................. 47............................... 10.6 11.6 12.5 13.4 14.3 15.1 16.0 16.8 17.7 18.543............................................. 48............................... 10.6 11.5 12.4 13.3 14.2 15.1 15.9 16.7 17.6 18.444............................................. 49............................... 10.6 11.5 12.4 13.3 14.1 15.0 15.8 16.7 17.5 18.345............................................. 50............................... 10.5 11.4 12.3 13.2 14.1 14.9 15.7 16.6 17.4 18.1
46............................................. 51............................... 10.5 11.4 12.3 13.2 14.0 14.8 15.7 16.5 17.2 18.047............................................. 52............................... 10.5 11.4 12.2 13.1 13.9 14.7 15.6 16.3 17.1 17.848............................................. 53............................... 10.4 11.3 12.2 13.0 13.8 14.7 15.4 16.2 17.0 17.749............................................. 54............................... 10.4 11.3 12.1 12.9 13.8 14.6 15.3 16.1 16.8 17.550............................................. 55............................... 10.3 11.2 12.0 12.9 13.7 14.5 15.2 16.0 16.7 17.4
51............................................. 56............................... 10.3 11.1 12.0 12.8 13.6 14.3 15.1 15.8 16.5 17.252............................................. 57............................... 10.2 11.1 11.9 12.7 13.5 14.2 14.9 15.6 16.3 17.053............................................. 58............................... 10.2 11.0 11.8 12.6 13.4 14.1 14.8 15.5 16.1 16.854............................................. 59............................... 10.1 10.9 11.7 12.5 13.2 14.0 14.6 15.3 15.9 16.555............................................. 60............................... 10.1 10.9 11.6 12.4 13.1 13.8 14.5 15.1 15.7 16.3
56............................................. 61............................... 10.0 10.8 11.5 12.3 13.0 13.7 14.3 14.9 15.5 16.157............................................. 62............................... 9.9 10.7 11.4 12.2 12.8 13.5 14.1 14.7 15.3 15.858............................................. 63............................... 9.8 10.6 11.3 12.0 12.7 13.3 13.9 14.5 15.0 15.559............................................. 64............................... 9.8 10.5 11.2 11.9 12.5 13.2 13.7 14.3 14.8 15.360............................................. 65............................... 9.7 10.4 11.1 11.7 12.4 13.0 13.5 14.0 14.5 15.0
61............................................. 66............................... 9.6 10.3 11.0 11.6 12.2 12.8 13.3 13.8 14.2 14.762............................................. 67............................... 9.5 10.2 10.8 11.4 12.0 12.5 13.1 13.5 14.0 14.363............................................. 68............................... 9.4 10.0 10.7 11.3 11.8 12.3 12.8 13.2 13.7 14.0
64............................................. 69............................... 9.3 9.9 10.5 11.1 11.6 12.1 12.5 13.0 13.3 13.765............................................. 70............................... 9.1 9.8 10.3 10.9 11.4 11.9 12.3 12.7 13.0 13.3
66............................................. 71............................... 9.0 9.6 10.2 10.7 11.2 11.6 12.0 12.4 12.7 13.067............................................. 72............................... 8.9 9.5 10.0 10.5 10.9 11.3 11.7 12.0 12.3 12.668............................................. 73............................... 8.7 9.3 9.8 10.3 10.7 11.1 11.4 11.7 12.0 12.269............................................. 74............................... 8.6 9.1 9.6 10.0 10.4 10.8 11.1 11.4 11.6 11.870............................................. 75............................... 8.4 8.9 9.4 9.8 10.2 10.5 10.8 11.0 11.2 11.4
71............................................. 76............................... 8.3 8.7 9.2 9.6 9.9 10.2 10.4 10.7 10.9 11.072............................................. 77............................... 8.1 8.6 8.9 9.3 9.6 9.9 10.1 10.3 10.5 10.673............................................. 78............................... 7.9 8.3 8.7 9.0 9.3 9.6 9.8 9.9 10.1 10.274............................................. 79............................... 7.7 8.1 8.5 8.8 9.0 9.2 9.4 9.6 9.7 9.875............................................. 80............................... 7.6 7.9 8.2 8.5 8.7 8.9 9.1 9.2 9.3 9.4
76............................................. 81............................... 7.4 7.7 8.0 8.2 8.4 8.6 8.7 8.8 8.9 9.077............................................. 82............................... 7.1 7.5 7.7 7.9 8.1 8.3 8.4 8.5 8.5 8.678............................................. 83............................... 6.9 7.2 7.4 7.6 7.8 7.9 8.0 8.1 8.2 8.279............................................. 84............................... 6.7 7.0 7.2 7.3 7.5 7.6 7.7 7.7 7.8 7.880............................................. 85............................... 6.5 6.7 6.9 7.1 7.2 7.3 7.3 7.4 7.4 7.4
81............................................. 86............................... 6.3 6.5 6.6 6.8 6.9 6.9 7.0 7.0 7.182............................................. 87............................... 6.0 6.2 6.4 6.5 6.5 6.6 6.7 6.783............................................. 88............................... 5.8 6.0 6.1 6.2 6.2 6.3 6.384............................................. 89............................... 5.6 5.7 5.8 5.9 5.9 6.085............................................. 90............................... 5.3 5.5 5.5 5.6 5.686............................................. 91............................... 5.1 5.2 5.3 5.3 ......... ......... ......... ......... ......... .........------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Ages Temporary period--maximum duration of annuity--[Years]------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Male Female 21 22 23 24 25 26 27 28 29 30------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------0 to 8......................................... 0 to 13.......................... 20.7 21.7 22.7 23.6 24.6 25.6 26.5 27.5 28.4 29.49.............................................. 14............................... 20.7 21.7 22.7 23.6 24.6 25.5 26.5 27.5 28.4 29.410............................................. 15............................... 20.7 21.7 22.7 23.6 24.6 25.5 26.5 27.5 28.4 29.4
11............................................. 16............................... 20.7 21.7 22.6 23.6 24.6 25.5 26.5 27.4 28.4 29.312............................................. 17............................... 20.7 21.7 22.6 23.6 24.6 25.5 26.5 27.4 28.4 29.313............................................. 18............................... 20.7 21.7 22.6 23.6 24.6 25.5 26.5 27.4 28.4 29.314............................................. 19............................... 20.7 21.7 22.6 23.6 24.5 25.5 26.4 27.4 28.3 29.315............................................. 20............................... 20.7 21.6 22.6 23.6 24.5 25.5 26.4 27.4 28.3 29.2
16............................................. 21............................... 20.7 21.6 22.6 23.6 24.5 25.5 26.4 27.3 28.3 29.217............................................. 22............................... 20.7 21.6 22.6 23.5 24.5 25.4 26.4 27.3 28.2 29.218............................................. 23............................... 20.7 21.6 22.6 23.5 24.5 25.4 26.3 27.3 28.2 29.119............................................. 24............................... 20.6 21.6 22.5 23.5 24.4 25.4 26.3 27.2 28.1 29.120............................................. 25............................... 20.6 21.6 22.5 23.5 24.4 25.3 26.3 27.2 28.1 29.0
21............................................. 26............................... 20.6 21.5 22.5 23.4 24.4 25.3 26.2 27.1 28.0 28.922............................................. 27............................... 20.6 21.5 22.5 23.4 24.3 25.3 26.2 27.1 28.0 28.9
23............................................. 28............................... 20.6 21.5 22.4 23.4 24.3 25.2 26.1 27.0 27.9 28.824............................................. 29............................... 20.5 21.5 22.4 23.3 24.2 25.2 26.1 27.0 27.8 28.725............................................. 30............................... 20.5 21.4 22.4 23.3 24.2 25.1 26.0 26.9 27.8 28.6
26............................................. 31............................... 20.5 21.4 22.3 23.2 24.1 25.0 25.9 26.8 27.7 28.527............................................. 32............................... 20.4 21.3 22.3 23.2 24.1 25.0 25.8 26.7 27.6 28.428............................................. 33............................... 20.4 21.3 22.2 23.1 24.0 24.9 25.8 26.6 27.5 28.329............................................. 34............................... 20.3 21.2 22.1 23.0 23.9 24.8 25.7 26.5 27.4 28.230............................................. 35............................... 20.3 21.2 22.1 23.0 23.8 24.7 25.6 26.4 27.2 28.1
31............................................. 36............................... 20.2 21.1 22.0 22.9 23.8 24.6 25.5 26.3 27.1 27.932............................................. 37............................... 20.2 21.1 21.9 22.8 23.7 24.5 25.4 26.2 27.0 27.833............................................. 38............................... 20.1 21.0 21.9 22.7 23.6 24.4 25.2 26.0 26.8 27.634............................................. 39............................... 20.0 20.9 21.8 22.6 23.5 24.3 25.1 25.9 26.7 27.435............................................. 40............................... 20.0 20.8 21.7 22.5 23.3 24.2 25.0 25.7 26.5 27.2
36............................................. 41............................... 19.9 20.7 21.6 22.4 23.2 24.0 24.8 25.6 26.3 27.037............................................. 42............................... 19.8 20.6 21.5 22.3 23.1 23.9 24.6 25.4 26.1 26.838............................................. 43............................... 19.7 20.5 21.4 22.2 23.0 23.7 24.5 25.2 25.9 26.639............................................. 44............................... 19.6 20.4 21.2 22.0 22.8 23.6 24.3 25.0 25.7 26.440............................................. 45............................... 19.5 20.3 21.1 21.9 22.6 23.4 24.1 24.8 25.5 26.1
41............................................. 46............................... 19.4 20.2 21.0 21.7 22.5 23.2 23.9 24.6 25.2 25.942............................................. 47............................... 19.3 20.1 20.8 21.6 22.3 23.0 23.7 24.3 25.0 25.643............................................. 48............................... 19.2 19.9 20.7 21.4 22.1 22.8 23.4 24.1 24.7 25.344............................................. 49............................... 19.0 19.8 20.5 21.2 21.9 22.6 23.2 23.8 24.4 25.045............................................. 50............................... 18.9 19.6 20.3 21.0 21.7 22.3 22.9 23.5 24.1 24.6
46............................................. 51............................... 18.7 19.4 20.1 20.8 21.5 22.1 22.7 23.2 23.8 24.347............................................. 52............................... 18.6 19.3 19.9 20.6 21.2 21.8 22.4 22.9 23.4 23.948............................................. 53............................... 18.4 19.1 19.7 20.4 21.0 21.5 22.1 22.6 23.1 23.549............................................. 54............................... 18.2 18.9 19.5 20.1 20.7 21.2 21.7 22.2 22.7 23.150............................................. 55............................... 18.0 18.7 19.3 19.8 20.4 20.9 21.4 21.9 22.3 22.7
51............................................. 56............................... 17.8 18.4 19.0 19.6 20.1 20.6 21.1 21.5 21.9 22.352............................................. 57............................... 17.6 18.2 18.7 19.3 19.8 20.2 20.7 21.1 21.5 21.853............................................. 58............................... 17.4 17.9 18.5 19.0 19.4 19.9 20.3 20.7 21.0 21.354............................................. 59............................... 17.1 17.7 18.2 18.7 19.1 19.5 19.9 20.2 20.6 20.855............................................. 60............................... 16.9 17.4 17.9 18.3 18.7 19.1 19.5 19.8 20.1 20.3
56............................................. 61............................... 16.6 17.1 17.5 18.0 18.4 18.7 19.0 19.3 19.6 19.857............................................. 62............................... 16.3 16.8 17.2 17.6 18.0 18.3 18.6 18.9 19.1 19.358............................................. 63............................... 16.0 16.5 16.9 17.2 17.6 17.9 18.1 18.4 18.6 18.859............................................. 64............................... 15.7 16.1 16.5 16.8 17.1 17.4 17.7 17.9 18.1 18.260............................................. 65............................... 15.4 15.8 16.1 16.4 16.7 17.0 17.2 17.4 17.5 17.7
61............................................. 66............................... 15.1 15.4 15.7 16.0 16.3 16.5 16.7 16.9 17.0 17.162............................................. 67............................... 14.7 15.0 15.3 15.6 15.8 16.0 16.2 16.3 16.4 16.563............................................. 68............................... 14.4 14.6 14.9 15.1 15.3 15.5 15.7 15.8 15.9 16.064............................................. 69............................... 14.0 14.3 14.5 14.7 14.9 15.0 15.2 15.3 15.3 15.465............................................. 70............................... 13.6 13.8 14.1 14.2 14.4 14.5 14.6 14.7 14.8 14.9
66............................................. 71............................... 13.2 13.4 13.6 13.8 13.9 14.0 14.1 14.2 14.2 14.367............................................. 72............................... 12.8 13.0 13.2 13.3 13.4 13.5 13.6 13.7 13.7 13.768............................................. 73............................... 12.4 12.6 12.7 12.8 12.9 13.0 13.1 13.1 13.2 13.269............................................. 74............................... 12.0 12.1 12.3 12.4 12.4 12.5 12.6 12.6 12.6 12.670............................................. 75............................... 11.6 11.7 11.8 11.9 12.0 12.0 12.0 12.1 12.1 12.1
71............................................. 76............................... 11.2 11.3 11.3 11.4 11.5 11.5 11.5 11.6 11.672............................................. 77............................... 10.7 10.8 10.9 10.9 11.0 11.0 11.0 11.073............................................. 78............................... 10.3 10.4 10.4 10.5 10.5 10.5 10.574............................................. 79............................... 9.9 9.9 10.0 10.0 10.1 10.175............................................. 80............................... 9.5 9.5 9.6 9.6 9.6
76............................................. 81............................... 9.1 9.1 9.1 9.177............................................. 82............................... 8.6 8.7 8.778............................................. 83............................... 8.2 8.379............................................. 84............................... 7.8------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Footnote to Table IV:\1\ The multiples in this table are not applicable to annuities for a term certain; for such cases see paragraph (c) of Sec. 1.72-5.
Table V--Ordinary Life Annuities One Life--Expected Return Multiples------------------------------------------------------------------------
Age Multiple------------------------------------------------------------------------5...................................................... 76.66...................................................... 75.67...................................................... 74.78...................................................... 73.79...................................................... 72.710..................................................... 71.711..................................................... 70.712..................................................... 69.713..................................................... 68.814..................................................... 67.815..................................................... 66.816..................................................... 65.817..................................................... 64.818..................................................... 63.919..................................................... 62.920..................................................... 61.921..................................................... 60.922..................................................... 59.923..................................................... 59.024..................................................... 58.025..................................................... 57.026..................................................... 56.027..................................................... 55.128..................................................... 54.129..................................................... 53.130..................................................... 52.231..................................................... 51.232..................................................... 50.233..................................................... 49.334..................................................... 48.335..................................................... 47.336..................................................... 46.437..................................................... 45.438..................................................... 44.439..................................................... 43.540..................................................... 42.541..................................................... 41.542..................................................... 40.643..................................................... 39.644..................................................... 38.745..................................................... 37.746..................................................... 36.847..................................................... 35.948..................................................... 34.949..................................................... 34.050..................................................... 33.151..................................................... 32.252..................................................... 31.353..................................................... 30.454..................................................... 29.555..................................................... 28.656..................................................... 27.757..................................................... 26.858..................................................... 25.959..................................................... 25.060..................................................... 24.261..................................................... 23.362..................................................... 22.563..................................................... 21.664..................................................... 20.865..................................................... 20.066..................................................... 19.267..................................................... 18.468..................................................... 17.669..................................................... 16.870..................................................... 16.071..................................................... 15.372..................................................... 14.673..................................................... 13.974..................................................... 13.275..................................................... 12.576..................................................... 11.977..................................................... 11.278..................................................... 10.679..................................................... 10.080..................................................... 9.581..................................................... 8.982..................................................... 8.483..................................................... 7.984..................................................... 7.485..................................................... 6.986..................................................... 6.587..................................................... 6.188..................................................... 5.789..................................................... 5.390..................................................... 5.091..................................................... 4.792..................................................... 4.493..................................................... 4.194..................................................... 3.995..................................................... 3.796..................................................... 3.497..................................................... 3.298..................................................... 3.099..................................................... 2.8100.................................................... 2.7101.................................................... 2.5102.................................................... 2.3103.................................................... 2.1104.................................................... 1.9105.................................................... 1.8106.................................................... 1.6107.................................................... 1.4108.................................................... 1.3109.................................................... 1.1110.................................................... 1.0111.................................................... .9112.................................................... .8113.................................................... .7114.................................................... .6115.................................................... .5------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 5 6 7 8 9 10 11 12 13 14--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 83.8 83.3 82.8 82.4 82.0 81.6 81.2 80.9 80.6 80.36................................................... 83.3 82.8 82.3 81.8 81.4 81.0 80.6 80.3 79.9 79.67................................................... 82.8 82.3 81.8 81.3 80.9 80.4 80.0 79.6 79.3 78.98................................................... 82.4 81.8 81.3 80.8 80.3 79.9 79.4 79.0 78.6 78.39................................................... 82.0 81.4 80.9 80.3 79.8 79.3 78.9 78.4 78.0 77.610.................................................. 81.6 81.0 80.4 79.9 79.3 78.8 78.3 77.9 77.4 77.011.................................................. 81.2 80.6 80.0 79.4 78.9 78.3 77.8 77.3 76.9 76.412.................................................. 80.9 80.3 79.6 79.0 78.4 77.9 77.3 76.8 76.3 75.9
13.................................................. 80.6 79.9 79.3 78.6 78.0 77.4 76.9 76.3 75.8 75.314.................................................. 80.3 79.6 78.9 78.3 77.6 77.0 76.4 75.9 75.3 74.815.................................................. 80.0 79.3 78.6 77.9 77.3 76.6 76.0 75.4 74.9 74.316.................................................. 79.8 79.0 78.3 77.6 76.9 76.3 75.6 75.0 74.4 73.917.................................................. 79.5 78.8 78.0 77.3 76.6 75.9 75.3 74.6 74.0 73.418.................................................. 79.3 78.5 77.8 77.0 76.3 75.6 74.9 74.3 73.6 73.019.................................................. 79.1 78.3 77.5 76.8 76.0 75.3 74.6 73.9 73.3 72.620.................................................. 78.9 78.1 77.3 76.5 75.8 75.0 74.3 73.6 72.9 72.321.................................................. 78.7 77.9 77.1 76.3 75.5 74.8 74.0 73.3 72.6 71.922.................................................. 78.6 77.7 76.9 76.1 75.3 74.5 73.8 73.0 72.3 71.623.................................................. 78.4 77.6 76.7 75.9 75.1 74.3 73.5 72.8 72.0 71.324.................................................. 78.3 77.4 76.6 75.7 74.9 74.1 73.3 72.6 71.8 71.125.................................................. 78.2 77.3 76.4 75.6 74.8 73.9 73.1 72.3 71.6 70.826.................................................. 78.0 77.2 76.3 75.4 74.6 73.8 72.9 72.1 71.3 70.627.................................................. 77.9 77.1 76.2 75.3 74.4 73.6 72.8 71.9 71.1 70.328.................................................. 77.8 76.9 76.1 75.2 74.3 73.4 72.6 71.8 70.9 70.129.................................................. 77.7 76.8 76.0 75.1 74.2 73.3 72.5 71.6 70.8 70.030.................................................. 77.7 76.8 75.9 75.0 74.1 73.2 72.3 71.5 70.6 69.831.................................................. 77.6 76.7 75.8 74.9 74.0 73.1 72.2 71.3 70.5 69.632.................................................. 77.5 76.6 75.7 74.8 73.9 73.0 72.1 71.2 70.3 69.533.................................................. 77.5 76.5 75.6 74.7 73.8 72.9 72.0 71.1 70.2 69.334.................................................. 77.4 76.5 75.5 74.6 73.7 72.8 71.9 71.0 70.1 69.235.................................................. 77.3 76.4 75.5 74.5 73.6 72.7 71.8 70.9 70.0 69.136.................................................. 77.3 76.3 75.4 74.5 73.5 72.6 71.7 70.8 69.9 69.037.................................................. 77.2 76.3 75.4 74.4 73.5 72.6 71.6 70.7 69.8 68.938.................................................. 77.2 76.2 75.3 74.4 73.4 72.5 71.6 70.6 69.7 68.839.................................................. 77.2 76.2 75.3 74.3 73.4 72.4 71.5 70.6 69.6 68.740.................................................. 77.1 76.2 75.2 74.3 73.3 72.4 71.4 70.5 69.6 68.641.................................................. 77.1 76.1 75.2 74.2 73.3 72.3 71.4 70.4 69.5 68.642.................................................. 77.0 76.1 75.1 74.2 73.2 72.3 71.3 70.4 69.4 68.543.................................................. 77.0 76.1 75.1 74.1 73.2 72.2 71.3 70.3 69.4 68.544.................................................. 77.0 76.0 75.1 74.1 73.1 72.2 71.2 70.3 69.3 68.445.................................................. 77.0 76.0 75.0 74.1 73.1 72.2 71.2 70.2 69.3 68.446.................................................. 76.9 76.0 75.0 74.0 73.1 72.1 71.2 70.2 69.3 68.347.................................................. 76.9 75.9 75.0 74.0 73.1 72.1 71.1 70.2 69.2 68.348.................................................. 76.9 75.9 75.0 74.0 73.0 72.1 71.1 70.1 69.2 68.249.................................................. 76.9 75.9 74.9 74.0 73.0 72.0 71.1 70.1 69.1 68.250.................................................. 76.9 75.9 74.9 73.9 73.0 72.0 71.0 70.1 69.1 68.251.................................................. 76.8 75.9 74.9 73.9 73.0 72.0 71.0 70.1 69.1 68.152.................................................. 76.8 75.9 74.9 73.9 72.9 72.0 71.0 70.0 69.1 68.153.................................................. 76.8 75.8 74.9 73.9 72.9 71.9 71.0 70.0 69.0 68.154.................................................. 76.8 75.8 74.8 73.9 72.9 71.9 71.0 70.0 69.0 68.155.................................................. 76.8 75.8 74.8 73.9 72.9 71.9 70.9 70.0 69.0 68.056.................................................. 76.8 75.8 74.8 73.8 72.9 71.9 70.9 69.9 69.0 68.057.................................................. 76.8 75.8 74.8 73.8 72.9 71.9 70.9 69.9 69.0 68.058.................................................. 76.8 75.8 74.8 73.8 72.8 71.9 70.9 69.9 68.9 68.059.................................................. 76.7 75.8 74.8 73.8 72.8 71.9 70.9 69.9 68.9 68.060.................................................. 76.7 75.8 74.8 73.8 72.8 71.8 70.9 69.9 68.9 67.961.................................................. 76.7 75.7 74.8 73.8 72.8 71.8 70.9 69.9 68.9 67.962.................................................. 76.7 75.7 74.8 73.8 72.8 71.8 70.8 69.9 68.9 67.963.................................................. 76.7 75.7 74.8 73.8 72.8 71.8 70.8 69.9 68.9 67.964.................................................. 76.7 75.7 74.7 73.8 72.8 71.8 70.8 69.8 68.9 67.965.................................................. 76.7 75.7 74.7 73.8 72.8 71.8 70.8 69.8 68.9 67.966.................................................. 76.7 75.7 74.7 73.7 72.8 71.8 70.8 69.8 68.9 67.967.................................................. 76.7 75.7 74.7 73.7 72.8 71.8 70.8 69.8 68.8 67.968.................................................. 76.7 75.7 74.7 73.7 72.8 71.8 70.8 69.8 68.8 67.969.................................................. 76.7 75.7 74.7 73.7 72.7 71.8 70.8 69.8 68.8 67.870.................................................. 76.7 75.7 74.7 73.7 72.7 71.8 70.8 69.8 68.8 67.871.................................................. 76.7 75.7 74.7 73.7 72.7 71.8 70.8 69.8 68.8 67.872.................................................. 76.7 75.7 74.7 73.7 72.7 71.8 70.8 69.8 68.8 67.873.................................................. 76.7 75.7 74.7 73.7 72.7 71.7 70.8 69.8 68.8 67.874.................................................. 76.7 75.7 74.7 73.7 72.7 71.7 70.8 69.8 68.8 67.875.................................................. 76.7 75.7 74.7 73.7 72.7 71.7 70.8 69.8 68.8 67.876.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.8 69.8 68.8 67.877.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.8 69.8 68.8 67.878.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.879.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.880.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.881.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.882.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.883.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.8
84.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.885.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.886.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.887.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.888.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.8 68.8 67.889.................................................. 76.6 75.7 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.890.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.891.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.892.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.893.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.894.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.895.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.896.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.897.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.898.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.899.................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8100................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8101................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8102................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8103................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8104................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8105................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8106................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8107................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8108................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8109................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8110................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8111................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8112................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8113................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8114................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8115................................................. 76.6 75.6 74.7 73.7 72.7 71.7 70.7 69.7 68.8 67.8--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 15 16 17 18 19 20 21 22 23 24--------------------------------------------------------------------------------------------------------------------------------------------------------15.................................................. 73.8 73.3 72.9 72.4 72.0 71.6 71.3 70.9 70.6 70.316.................................................. 73.3 72.8 72.3 71.9 71.4 71.0 70.7 70.3 70.0 69.617.................................................. 72.9 72.3 71.8 71.3 70.9 70.5 70.0 69.7 69.3 69.018.................................................. 72.4 71.9 71.3 70.8 70.4 69.0 69.5 69.9 68.7 68.319.................................................. 72.0 71.4 70.9 70.4 69.8 69.4 68.9 68.5 68.1 67.720.................................................. 71.6 71.0 70.5 69.9 69.4 68.8 68.4 67.9 67.5 67.121.................................................. 71.3 70.7 70.0 69.5 68.9 68.4 67.9 67.4 66.9 66.522.................................................. 70.9 70.3 69.7 69.0 68.5 67.9 67.4 66.9 66.4 65.923.................................................. 70.6 70.0 69.3 68.7 68.1 67.5 66.9 66.4 65.9 65.424.................................................. 70.3 69.6 69.0 68.3 67.7 67.1 66.5 65.9 65.4 64.925.................................................. 70.1 69.3 68.6 68.0 67.3 66.7 66.1 65.5 64.9 64.426.................................................. 69.8 69.1 68.3 67.6 67.0 66.3 65.7 65.1 64.5 63.927.................................................. 69.6 68.8 68.1 67.3 66.7 66.0 65.3 64.7 64.1 63.528.................................................. 69.3 68.6 67.8 67.1 66.4 65.7 65.0 64.3 63.7 63.129.................................................. 69.1 68.4 67.6 66.8 66.1 65.4 64.7 64.0 63.3 62.730.................................................. 69.0 68.2 67.4 66.6 65.8 65.1 64.4 63.7 63.0 62.331.................................................. 68.8 68.0 67.2 66.4 65.6 64.8 64.1 63.4 62.7 62.032.................................................. 68.6 67.8 67.0 66.2 65.4 64.6 63.8 63.1 62.4 61.733.................................................. 68.5 67.6 66.8 66.0 65.2 64.4 63.6 62.8 62.1 61.434.................................................. 68.3 67.5 66.6 65.8 65.0 64.2 63.4 62.6 61.9 61.135.................................................. 68.2 67.4 66.5 65.6 64.8 64.0 63.2 62.4 61.6 60.936.................................................. 68.1 67.2 66.4 65.5 64.7 63.8 63.0 62.2 61.4 60.637.................................................. 68.0 67.1 66.2 65.4 64.5 63.7 62.8 62.0 61.2 60.438.................................................. 67.9 67.0 66.1 65.2 64.4 63.5 62.7 61.8 61.0 60.239.................................................. 67.8 66.9 66.0 65.1 64.2 63.4 62.5 61.7 60.8 60.040.................................................. 67.7 66.8 65.9 65.0 64.1 63.3 62.4 61.5 60.7 59.941.................................................. 67.7 66.7 65.8 64.9 64.0 63.1 62.3 61.4 60.5 59.742.................................................. 67.6 66.7 65.7 64.8 63.9 63.0 62.2 61.3 60.4 59.643.................................................. 67.5 66.6 65.7 64.8 63.8 62.9 62.1 61.2 60.3 59.444.................................................. 67.5 66.5 65.6 64.7 63.8 62.9 62.0 61.1 60.2 59.345.................................................. 67.4 66.5 65.5 64.6 63.7 62.8 61.9 61.0 60.1 59.246.................................................. 67.4 66.4 65.4 64.6 63.6 62.7 61.8 60.9 60.0 59.1
47.................................................. 67.3 66.4 65.4 64.5 63.6 62.6 61.7 60.8 59.9 59.048.................................................. 67.3 66.3 65.4 64.4 63.5 62.6 61.6 60.7 59.8 58.949.................................................. 67.2 66.3 65.3 64.4 63.5 62.5 61.6 60.7 59.7 58.850.................................................. 67.2 66.2 65.3 64.3 63.4 62.5 61.5 60.6 59.7 58.851.................................................. 67.2 66.2 65.3 64.3 63.4 62.4 61.5 60.5 59.6 58.752.................................................. 67.1 66.2 65.2 64.3 63.3 62.4 61.4 60.5 59.6 58.653.................................................. 67.1 66.2 65.2 64.2 63.3 62.3 61.4 60.4 59.5 58.654.................................................. 67.1 66.1 65.2 64.2 63.2 62.3 61.3 60.4 59.5 58.555.................................................. 67.1 66.1 65.1 64.2 63.2 62.3 61.3 60.4 59.4 58.556.................................................. 67.0 66.1 65.1 64.1 63.2 62.2 61.3 60.3 59.4 58.457.................................................. 67.0 66.1 65.1 64.1 63.2 62.2 61.2 60.3 59.3 58.458.................................................. 67.0 66.0 65.1 64.1 63.1 62.2 61.2 60.3 59.3 58.459.................................................. 67.0 66.0 65.0 64.1 63.1 62.1 61.2 60.2 59.3 58.360.................................................. 67.0 66.0 65.0 64.1 63.1 62.1 61.2 60.2 59.2 58.361.................................................. 67.0 66.0 65.0 64.0 63.1 62.1 61.1 60.2 59.2 58.362.................................................. 66.9 66.0 65.0 64.0 63.1 62.1 61.1 60.2 59.2 58.263.................................................. 66.9 66.0 65.0 64.0 63.0 62.1 61.1 60.1 59.2 58.264.................................................. 66.9 65.9 65.0 64.0 63.0 62.1 61.1 60.1 59.2 58.265.................................................. 66.9 65.9 65.0 64.0 63.0 62.0 61.1 60.1 59.1 58.266.................................................. 66.9 65.9 64.9 64.0 63.0 62.0 61.1 60.1 59.1 58.267.................................................. 66.9 65.9 64.9 64.0 63.0 62.0 61.1 60.1 59.1 58.168.................................................. 66.9 65.9 64.9 64.0 63.0 62.0 61.0 60.1 59.1 58.169.................................................. 66.9 65.9 64.9 63.9 63.0 62.0 61.0 60.0 59.1 58.170.................................................. 66.9 65.9 64.9 63.9 63.0 62.0 61.0 60.0 59.1 58.171.................................................. 66.9 65.9 64.9 63.9 62.9 62.0 61.0 60.0 59.1 58.172.................................................. 66.9 65.9 64.9 63.9 62.9 62.0 61.0 60.0 59.0 58.173.................................................. 66.8 65.9 64.9 63.9 62.9 62.0 61.0 60.0 59.0 58.174.................................................. 66.8 65.9 64.9 63.9 62.9 62.0 61.0 60.0 59.0 58.175.................................................. 66.8 65.9 64.9 63.9 62.9 61.9 61.0 60.0 59.0 58.176.................................................. 66.8 65.9 64.9 63.9 62.9 61.9 61.0 60.0 59.0 58.076.................................................. 66.8 65.9 64.9 63.9 62.9 61.9 61.0 60.0 59.0 58.077.................................................. 66.8 65.9 64.9 63.9 63.9 62.9 61.0 60.0 59.0 58.078.................................................. 66.8 65.8 64.9 63.9 62.9 61.9 61.0 60.0 59.0 58.079.................................................. 66.8 65.8 64.9 63.9 62.9 61.9 61.0 60.0 59.0 58.080.................................................. 66.8 65.9 64.9 63.9 62.9 61.9 60.9 60.0 59.0 58.081.................................................. 66.8 65.8 64.9 63.9 62.9 61.9 60.9 60.0 59.0 58.082.................................................. 66.8 65.8 64.9 63.9 62.9 61.9 60.9 60.0 59.0 58.083.................................................. 66.8 65.8 64.9 63.9 62.9 61.9 60.9 60.0 59.0 58.084.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.085.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.086.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.087.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.088.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.089.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.090.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.091.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 60.0 59.0 58.092.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.093.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.094.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.095.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.096.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.097.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.098.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.099.................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0100................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0101................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0102................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0103................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0104................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0105................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0106................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0107................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0108................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0109................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0110................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0111................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0112................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0113................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0114................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0115................................................. 66.8 65.8 64.8 63.9 62.9 61.9 60.9 59.9 59.0 58.0--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 25 26 27 28 29 30 31 32 33 34--------------------------------------------------------------------------------------------------------------------------------------------------------25.................................................. 63.9 63.4 62.9 62.5 62.1 61.7 61.3 61.0 60.7 60.426.................................................. 63.4 62.9 62.4 61.9 61.5 61.1 60.7 60.4 60.0 59.727.................................................. 62.9 62.4 61.9 61.4 60.9 60.5 60.1 59.7 59.4 59.028.................................................. 62.5 61.9 61.4 60.9 60.4 60.0 59.5 59.1 58.7 58.429.................................................. 62.1 61.5 60.9 60.4 59.9 59.4 59.0 58.5 58.1 57.730.................................................. 61.7 61.1 60.5 60.0 59.4 58.9 58.4 58.0 57.5 57.131.................................................. 61.3 60.7 60.1 59.5 59.0 58.4 57.9 57.4 57.0 56.532.................................................. 61.0 60.4 59.7 59.1 58.5 58.0 57.4 56.9 56.4 56.033.................................................. 60.7 60.0 59.4 58.7 58.1 57.5 57.0 56.4 55.9 55.534.................................................. 60.4 59.7 59.0 58.4 57.7 57.1 56.5 56.0 55.5 54.935.................................................. 60.1 59.4 58.7 58.0 57.4 56.7 56.1 55.6 55.0 54.536.................................................. 59.9 59.1 58.4 57.7 57.0 56.4 55.8 55.1 54.6 54.037.................................................. 59.6 58.9 58.1 57.4 56.7 56.0 55.4 54.8 54.2 53.638.................................................. 59.4 58.6 57.9 57.9 56.4 55.7 55.1 54.4 53.8 53.239.................................................. 59.2 58.4 57.7 56.9 56.2 55.4 54.7 54.1 53.4 52.840.................................................. 59.0 58.2 57.4 56.7 55.9 55.2 54.5 53.8 53.1 52.441.................................................. 58.9 58.0 57.2 56.4 55.7 54.9 54.2 53.5 52.8 52.142.................................................. 58.7 57.9 57.1 56.2 55.5 54.7 53.9 53.2 52.5 51.843.................................................. 58.6 57.7 56.9 56.1 55.3 54.5 53.7 52.9 52.2 51.544.................................................. 58.4 57.6 56.7 55.9 55.1 54.3 53.5 52.7 52.0 51.245.................................................. 58.3 57.4 56.6 55.7 54.9 54.1 53.3 52.5 51.7 51.046.................................................. 58.2 57.3 56.5 55.6 54.8 53.9 53.1 52.3 51.5 50.747.................................................. 58.1 57.2 56.3 55.5 54.6 53.8 52.9 52.1 51.3 50.548.................................................. 58.0 57.1 56.2 55.3 54.5 53.6 52.8 51.9 51.1 50.349.................................................. 57.9 57.0 56.1 55.2 54.4 53.5 52.6 51.8 51.0 50.150.................................................. 57.8 56.9 56.0 55.1 54.2 53.4 52.5 51.7 50.8 50.051.................................................. 57.8 56.9 55.9 55.0 54.1 53.3 52.4 51.5 50.7 49.852.................................................. 57.7 56.8 55.9 55.0 54.1 53.2 52.3 51.4 50.5 49.753.................................................. 57.6 56.7 55.8 54.9 54.0 53.1 52.2 51.3 50.4 49.654.................................................. 57.6 56.7 55.7 54.8 53.9 53.0 52.1 51.2 50.3 49.455.................................................. 57.5 56.6 55.7 54.7 53.8 52.9 52.0 51.1 40.2 49.356.................................................. 57.5 56.5 55.6 54.7 53.8 52.8 51.9 51.0 50.1 49.257.................................................. 57.4 56.5 55.6 54.6 53.7 52.8 51.9 50.9 50.0 49.158.................................................. 57.4 56.5 55.5 54.6 53.6 52.7 51.8 50.9 50.0 49.159.................................................. 57.4 56.4 55.5 54.5 53.6 52.7 51.7 50.8 49.9 49.060.................................................. 57.3 56.4 55.4 54.5 53.6 52.6 51.7 50.8 49.8 48.961.................................................. 57.3 56.4 55.4 54.5 53.5 52.6 51.6 50.7 49.8 48.962.................................................. 57.3 56.3 55.4 54.4 53.5 52.5 51.6 50.7 49.7 48.863.................................................. 57.3 56.3 55.3 54.4 53.4 52.5 51.6 50.6 49.7 48.764.................................................. 57.2 56.3 55.3 54.4 53.4 52.5 51.5 50.6 49.6 48.765.................................................. 57.2 56.3 55.3 54.3 53.4 52.4 51.5 50.5 49.6 48.766.................................................. 57.2 56.2 55.3 54.3 53.4 52.4 51.5 50.5 49.6 48.667.................................................. 57.2 56.2 55.3 54.3 53.3 52.4 51.4 50.5 49.5 48.668.................................................. 57.2 56.2 55.2 54.3 53.3 52.4 51.4 50.4 49.5 48.669.................................................. 57.1 56.2 55.2 54.3 53.3 52.3 51.4 50.4 49.5 48.570.................................................. 57.1 56.2 55.2 54.2 53.3 52.3 51.4 50.4 49.4 48.571.................................................. 57.1 56.2 55.2 54.2 53.3 52.3 51.3 50.4 49.4 48.572.................................................. 57.1 56.1 55.2 54.2 53.2 52.3 51.3 50.4 49.4 48.573.................................................. 57.1 56.1 55.2 54.2 53.2 52.3 51.3 50.3 49.4 48.474.................................................. 57.1 56.1 55.2 54.2 53.2 52.3 51.3 50.3 49.4 48.475.................................................. 57.1 56.1 55.1 54.2 53.2 52.2 51.3 50.3 49.4 48.476.................................................. 57.1 56.1 55.1 54.2 53.2 52.2 51.3 50.3 49.3 48.477.................................................. 57.1 56.1 55.1 54.2 53.2 52.2 51.3 50.3 49.3 48.478.................................................. 57.1 56.1 55.1 54.2 53.2 52.2 51.3 50.3 49.3 48.479.................................................. 57.1 56.1 55.1 54.1 53.2 52.2 51.2 50.3 49.3 48.480.................................................. 57.1 56.1 55.1 54.1 53.2 52.2 51.2 50.3 49.3 48.381.................................................. 57.0 56.1 55.1 54.1 53.2 52.2 51.2 50.3 49.3 48.382.................................................. 57.0 56.1 55.1 54.1 53.2 52.2 51.2 50.3 49.3 48.383.................................................. 57.0 56.1 55.1 54.1 53.2 52.2 51.2 50.3 49.3 48.384.................................................. 57.0 56.1 55.1 54.1 53.2 52.2 51.2 50.3 49.3 48.385.................................................. 57.0 56.1 55.1 54.1 53.2 52.2 51.2 50.2 49.3 48.386.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.387.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.388.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.389.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.390.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.391.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.392.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.393.................................................. 57.0 56.1 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.394.................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.395.................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3
96.................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.397.................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.398.................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.399.................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3100................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3101................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3102................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3103................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3104................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3105................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3106................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3107................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3108................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3109................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3110................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3111................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3112................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3113................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3114................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3115................................................. 57.0 56.0 55.1 54.1 53.1 52.2 51.2 50.2 49.3 48.3--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 35 36 37 38 39 40 41 42 43 44--------------------------------------------------------------------------------------------------------------------------------------------------------35.................................................. 54.0 53.5 53.0 52.6 52.2 51.8 51.4 51.1 50.8 50.536.................................................. 53.5 53.0 52.5 52.0 51.6 51.2 50.8 50.4 50.1 49.837.................................................. 53.0 52.5 52.0 51.5 51.0 50.6 50.2 49.8 49.5 49.138.................................................. 52.6 52.0 51.5 51.0 50.5 50.0 49.6 49.2 48.8 48.539.................................................. 52.2 51.6 51.0 50.5 50.0 49.5 49.1 48.6 48.2 47.840.................................................. 51.8 51.2 50.6 50.0 49.5 49.0 48.5 48.1 47.6 47.241.................................................. 51.4 50.8 50.2 49.6 49.1 48.5 48.0 47.5 47.1 46.742.................................................. 51.1 50.4 49.8 49.2 48.6 48.1 47.5 47.0 46.6 46.143.................................................. 50.8 50.1 49.5 48.8 48.2 47.6 47.1 46.6 46.0 45.644.................................................. 50.5 49.8 49.1 48.5 47.8 47.2 46.7 46.1 45.6 45.145.................................................. 50.2 49.5 48.8 48.1 47.5 46.9 46.3 45.7 45.1 44.646.................................................. 50.0 49.2 48.5 47.8 47.2 46.5 45.9 45.3 44.7 44.147.................................................. 49.7 49.0 48.3 47.5 46.8 46.2 45.5 44.9 44.3 43.748.................................................. 49.5 48.8 48.0 47.3 46.6 45.9 45.2 44.5 43.9 43.349.................................................. 49.3 48.5 47.8 47.0 46.3 45.6 44.9 44.2 43.6 42.950.................................................. 49.2 48.4 47.6 46.8 46.0 45.3 44.6 43.9 43.2 42.651.................................................. 49.0 48.2 47.4 46.6 45.8 45.1 44.3 43.6 42.9 44.252.................................................. 48.8 48.0 47.2 46.4 45.6 44.8 44.1 43.3 42.6 41.953.................................................. 48.7 47.9 47.0 46.2 45.4 44.6 43.9 43.1 42.4 41.754.................................................. 48.6 47.7 46.9 46.0 45.2 44.4 43.6 42.9 42.1 41.455.................................................. 48.5 47.6 46.7 45.9 45.1 44.2 43.4 42.7 41.9 41.256.................................................. 48.3 47.5 46.6 45.8 44.9 44.1 43.3 42.5 41.7 40.957.................................................. 48.3 47.4 46.5 45.6 44.8 43.9 43.1 42.3 41.5 40.758.................................................. 48.2 47.3 46.4 45.5 44.7 43.8 43.0 42.1 41.3 40.559.................................................. 48.1 47.2 46.3 45.4 44.5 43.7 42.8 42.0 41.2 40.460.................................................. 48.0 47.1 46.2 45.3 44.4 43.6 42.7 41.9 41.0 40.261.................................................. 47.9 47.0 46.1 45.2 44.3 43.5 42.6 41.7 40.9 40.062.................................................. 47.9 47.0 46.0 45.1 44.2 43.4 42.5 41.6 40.8 39.963.................................................. 47.8 46.9 46.0 45.1 44.2 43.3 42.4 41.5 40.6 39.864.................................................. 47.8 46.8 45.9 45.0 44.1 43.2 42.3 41.4 40.5 39.765.................................................. 47.7 46.8 45.9 44.9 44.0 43.1 42.2 41.3 40.4 39.666.................................................. 47.7 46.7 45.8 44.9 44.0 43.1 42.2 41.3 40.4 39.567.................................................. 47.6 46.7 45.8 44.8 43.9 43.0 42.1 41.2 40.3 39.468.................................................. 47.6 46.7 45.7 44.8 43.9 42.9 42.0 41.1 40.2 39.369.................................................. 47.6 46.6 45.7 44.8 43.8 42.9 42.0 41.1 40.2 39.370.................................................. 47.5 46.6 45.7 44.7 43.8 42.9 41.9 41.0 40.1 39.271.................................................. 47.5 46.6 45.6 44.7 43.8 42.8 41.9 41.0 40.1 39.172.................................................. 47.5 46.6 45.6 44.7 43.7 42.8 41.9 40.9 40.0 39.173.................................................. 47.5 46.5 45.6 44.6 43.7 42.8 41.8 40.9 40.0 39.074.................................................. 47.5 46.5 45.6 44.6 43.7 42.7 41.8 40.9 39.9 39.075.................................................. 47.4 46.5 45.5 44.6 43.6 42.7 41.8 40.8 39.9 39.076.................................................. 47.4 46.5 45.5 44.6 43.6 42.7 41.7 40.8 39.9 38.977.................................................. 47.4 46.5 45.5 44.6 43.6 42.7 41.7 40.8 39.8 38.978.................................................. 47.4 46.4 45.5 44.5 43.6 42.6 41.7 40.7 39.8 38.9
79.................................................. 47.4 46.4 45.5 44.5 43.6 42.6 41.7 40.7 39.8 38.980.................................................. 47.4 46.4 45.5 44.5 43.6 42.6 41.7 40.7 39.8 38.881.................................................. 47.4 46.4 45.5 44.5 43.5 42.6 41.6 40.7 39.8 38.882.................................................. 47.4 46.4 45.4 44.5 43.5 42.6 41.6 40.7 39.7 38.883.................................................. 47.4 46.4 45.4 44.5 43.5 42.6 41.6 40.7 39.7 38.884.................................................. 47.4 46.4 45.4 44.5 43.5 42.6 41.6 40.7 39.7 38.885.................................................. 47.4 46.4 45.4 44.5 43.5 42.6 41.6 40.7 39.7 38.886.................................................. 47.3 46.4 45.4 44.5 43.5 42.5 41.6 40.6 39.7 38.887.................................................. 47.3 46.4 45.4 44.5 43.5 42.5 41.6 40.6 39.7 38.788.................................................. 47.3 46.4 45.4 44.5 43.5 42.5 41.6 40.6 39.7 38.789.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.7 38.790.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.7 38.791.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.7 39.792.................................................. 47.3 46.4 45.4 44.4 44.4 43.5 42.5 41.6 40.6 38.793.................................................. 47.3 46.4 45.4 43.5 42.5 41.6 40.6 39.7 39.7 38.794.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.7 38.795.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.7 38.796.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.7 38.797.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.6 38.798.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.6 40.6 39.6 38.799.................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7100................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7101................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7102................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7103................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7104................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7105................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7106................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7107................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7108................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7109................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7110................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7111................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7112................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7113................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7114................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7114................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7115................................................. 47.3 46.4 45.4 44.4 43.5 42.5 41.5 40.6 39.6 38.7--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 45 46 47 48 49 50 51 52 53 54--------------------------------------------------------------------------------------------------------------------------------------------------------45.................................................. 44.1 43.6 43.2 42.7 42.3 42.0 41.6 41.3 41.0 40.746.................................................. 43.6 43.1 42.6 42.2 41.8 41.4 41.0 40.6 40.3 40.047.................................................. 43.2 42.6 42.1 41.7 41.2 40.8 40.4 40.0 39.7 39.348.................................................. 42.7 42.2 41.7 41.2 40.7 40.2 39.8 39.4 39.0 38.749.................................................. 42.3 41.8 41.2 40.7 40.2 39.7 39.3 38.8 38.4 38.150.................................................. 42.0 41.4 40.8 40.2 39.7 39.2 38.7 38.3 37.9 37.551.................................................. 41.6 41.0 40.4 39.8 39.3 38.7 38.2 37.8 37.3 36.952.................................................. 41.3 40.6 40.0 39.4 38.8 38.3 37.8 37.3 36.8 36.453.................................................. 41.0 40.3 39.7 39.0 38.4 37.9 37.3 36.8 36.3 35.854.................................................. 40.7 40.0 39.3 38.7 38.1 37.5 36.9 36.4 35.8 35.355.................................................. 40.4 39.7 39.0 38.4 37.7 37.1 36.5 35.9 35.4 34.956.................................................. 40.2 39.5 38.7 38.1 37.4 36.8 36.1 35.6 35.0 34.457.................................................. 40.0 39.2 38.5 37.8 37.1 36.4 35.8 35.2 34.6 34.058.................................................. 39.7 39.0 38.2 37.5 36.8 36.1 35.5 34.8 34.2 33.659.................................................. 39.6 38.8 38.0 37.3 36.6 35.9 35.2 34.5 33.9 33.360.................................................. 39.4 38.6 37.8 37.1 36.3 35.6 34.9 34.2 33.6 32.961.................................................. 39.2 38.4 37.6 36.9 36.1 35.4 34.6 33.9 33.3 32.662.................................................. 39.1 38.3 37.5 36.7 35.9 35.1 34.4 33.7 33.0 32.363.................................................. 38.9 38.1 37.3 36.5 35.7 34.9 34.2 33.5 32.7 32.064.................................................. 38.8 38.0 37.2 36.3 35.5 34.8 34.0 33.2 32.5 31.865.................................................. 38.7 37.9 37.0 36.2 35.4 34.6 33.8 33.0 32.3 31.666.................................................. 38.6 37.8 36.9 36.1 35.2 34.4 33.6 32.9 32.1 31.467.................................................. 38.5 37.7 36.8 36.0 35.1 34.3 33.5 32.7 31.9 31.268.................................................. 38.4 37.6 36.7 35.8 35.0 34.2 33.4 32.5 31.8 31.069.................................................. 38.4 37.5 36.6 35.7 34.9 34.1 33.2 32.4 31.6 30.870.................................................. 38.3 37.4 36.5 35.7 34.8 34.0 33.1 32.3 31.5 30.7
71.................................................. 38.2 37.3 36.5 35.6 34.7 33.9 33.0 32.2 31.4 30.572.................................................. 38.2 37.3 36.4 35.5 34.6 33.8 32.9 32.1 31.2 30.473.................................................. 38.1 37.2 36.3 35.4 34.6 33.7 32.8 32.0 31.1 30.374.................................................. 38.1 37.2 36.3 35.4 34.5 33.6 32.8 31.9 31.1 30.275.................................................. 38.1 37.1 36.2 35.3 34.5 33.6 32.7 31.8 31.0 30.176.................................................. 38.0 37.1 36.2 35.3 34.4 33.5 32.6 31.8 30.9 30.177.................................................. 38.0 37.1 36.2 35.3 34.4 33.5 32.6 31.7 30.8 30.078.................................................. 38.0 37.0 36.1 35.2 34.3 33.4 32.5 31.7 30.8 29.979.................................................. 37.9 37.0 36.1 35.2 34.3 33.4 32.5 31.6 30.7 29.980.................................................. 37.9 37.0 36.1 35.2 34.2 33.4 32.5 31.6 30.7 29.881.................................................. 37.9 37.0 36.0 35.1 34.2 33.3 32.4 31.5 30.7 29.882.................................................. 37.9 36.9 36.0 35.1 34.2 33.3 32.4 31.5 30.6 29.783.................................................. 37.9 36.9 36.0 35.1 34.2 33.3 32.4 31.5 30.6 29.784.................................................. 37.8 36.9 36.9 35.0 34.2 33.2 32.3 31.4 30.6 29.785.................................................. 37.8 36.9 36.0 35.1 34.1 33.2 32.3 31.4 30.5 29.686.................................................. 38.8 36.9 36.0 35.0 34.1 33.2 32.3 31.4 30.5 29.687.................................................. 37.8 36.9 35.9 35.0 34.1 33.2 32.3 31.4 30.5 29.688.................................................. 37.8 36.9 35.9 35.0 34.1 33.2 32.3 31.4 30.5 29.689.................................................. 37.8 36.9 35.9 35.0 34.1 33.2 32.3 31.4 30.5 29.690.................................................. 37.8 36.9 35.9 35.0 34.1 33.2 32.3 31.3 30.5 29.691.................................................. 37.8 36.8 35.9 35.0 34.1 33.2 32.2 31.3 30.4 29.592.................................................. 37.8 36.8 35.9 35.0 34.1 33.2 32.2 31.3 30.4 29.593.................................................. 37.8 36.8 35.9 35.0 34.1 33.1 32.2 31.3 30.4 29.594.................................................. 37.8 36.8 35.9 35.0 34.1 33.1 32.2 31.3 30.4 29.595.................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.596.................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.597.................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.598.................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.599.................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.5101................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.5102................................................. 37.8 36.8 35.9 35.0 34.0 33.1 32.2 31.3 30.4 29.5103................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5104................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5105................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5106................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5107................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5108................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5109................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5110................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5111................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5112................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5113................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5114................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5115................................................. 37.7 36.8 35.9 34.9 34.0 33.1 32.2 31.3 30.4 29.5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 55 56 57 58 59 60 61 62 63 64--------------------------------------------------------------------------------------------------------------------------------------------------------55.................................................. 34.4 33.9 33.5 33.1 32.7 32.3 32.0 31.7 31.4 31.156.................................................. 33.9 33.4 33.0 32.5 32.1 31.7 31.4 31.0 30.7 30.457.................................................. 33.5 33.0 32.5 32.0 31.6 31.2 30.8 30.4 30.1 29.858.................................................. 33.1 32.5 32.0 31.5 31.1 30.6 30.2 29.9 29.5 29.259.................................................. 32.7 32.1 31.6 31.1 30.6 30.1 29.7 29.3 28.9 28.660.................................................. 32.3 31.7 31.2 30.6 30.1 29.7 29.2 28.8 28.4 28.061.................................................. 32.0 31.4 30.8 30.2 29.7 29.2 28.7 28.3 27.8 27.462.................................................. 31.7 31.0 30.4 29.9 29.3 28.8 28.3 27.8 27.3 26.963.................................................. 31.4 30.7 30.1 29.5 28.9 28.4 27.8 27.3 26.9 26.464.................................................. 31.1 30.4 29.8 29.2 28.6 28.0 27.4 26.9 26.4 25.965.................................................. 30.9 30.2 29.5 28.9 28.2 27.6 27.1 26.5 26.0 25.566.................................................. 30.6 29.9 29.2 28.6 27.9 27.3 26.7 26.1 25.6 25.167.................................................. 30.4 29.7 29.0 28.3 27.6 27.0 26.4 25.8 25.2 24.768.................................................. 30.2 29.5 28.8 28.1 27.4 26.7 26.1 25.5 24.9 24.369.................................................. 30.1 29.3 28.6 27.8 27.1 26.5 25.8 25.2 24.6 24.070.................................................. 29.9 29.1 28.4 27.6 26.9 26.2 25.6 24.9 24.3 23.771.................................................. 29.7 29.0 28.2 27.5 26.7 26.0 25.3 24.7 24.0 23.472.................................................. 29.6 28.8 28.1 27.3 26.5 25.8 25.1 24.4 23.8 23.173.................................................. 29.5 28.7 27.9 27.1 26.4 25.6 24.9 24.2 23.5 22.974.................................................. 29.4 28.6 27.8 27.0 26.2 25.5 24.7 24.0 23.3 22.7
75.................................................. 29.3 28.5 27.7 26.9 26.1 25.3 24.6 23.8 23.1 22.476.................................................. 29.2 28.4 27.6 26.8 26.0 25.2 24.4 23.7 23.0 22.377.................................................. 29.1 28.3 27.5 26.7 25.9 25.1 24.3 23.6 22.8 22.178.................................................. 29.1 28.2 27.4 26.6 25.8 25.0 24.2 23.4 22.7 21.979.................................................. 29.0 28.2 27.3 26.5 25.7 24.9 24.1 23.3 22.6 21.880.................................................. 29.0 28.1 27.3 26.4 25.6 24.8 24.0 23.2 22.4 21.781.................................................. 28.9 28.1 27.2 26.4 25.5 24.7 23.9 23.1 22.3 21.682.................................................. 28.9 28.0 27.2 26.3 25.5 24.6 23.8 23.0 22.3 21.583.................................................. 28.8 28.0 27.1 26.3 25.4 24.6 23.8 23.0 22.2 21.484.................................................. 28.8 27.9 27.1 26.2 25.4 24.5 23.7 22.9 22.1 21.385.................................................. 28.8 27.9 27.0 26.2 25.3 24.5 23.7 22.8 22.0 21.386.................................................. 28.7 27.9 27.0 26.1 25.3 24.5 23.6 22.8 22.0 21.287.................................................. 28.7 27.8 27.0 26.1 25.3 24.4 23.6 22.8 21.9 21.188.................................................. 28.7 27.8 27.0 26.1 25.2 24.4 23.5 22.7 21.9 21.189.................................................. 28.7 27.8 26.9 26.1 25.2 24.4 23.5 22.7 21.9 21.190.................................................. 28.7 27.8 26.9 26.1 25.2 24.3 23.5 22.7 21.8 21.091.................................................. 28.7 27.8 26.9 26.0 25.2 24.3 23.5 22.6 21.8 21.092.................................................. 28.6 27.8 26.9 26.0 25.2 24.3 23.5 22.6 21.8 21.093.................................................. 28.6 27.8 26.9 26.0 25.1 24.3 23.4 22.6 21.8 20.994.................................................. 28.6 27.7 26.9 26.0 25.1 24.3 23.4 22.6 21.7 20.995.................................................. 28.6 27.7 26.9 26.0 25.1 24.3 23.4 22.6 21.7 20.996.................................................. 28.6 27.7 26.9 26.0 25.1 24.2 23.4 22.6 21.7 20.997.................................................. 28.6 27.7 26.8 26.0 25.1 24.2 23.4 22.5 21.7 20.998.................................................. 28.6 27.7 26.8 26.0 25.1 24.2 23.4 22.5 21.7 20.999.................................................. 28.6 27.7 26.8 26.0 25.1 24.2 23.4 22.5 21.7 20.9100................................................. 28.6 27.7 26.8 26.0 25.1 24.2 23.4 22.5 21.7 20.8101................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.4 22.5 21.7 20.8102................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.7 20.8103................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.7 20.8104................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8105................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8106................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8107................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8108................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8109................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8110................................................. 28.6 27.7 26.8 25.9 25.1 24.2 23.3 22.5 21.6 20.8111................................................. 28.6 27.7 26.8 25.9 25.0 24.2 23.3 22.5 21.6 20.8112................................................. 28.6 27.7 26.8 25.9 25.0 24.2 23.3 22.5 21.6 20.8113................................................. 28.6 27.7 26.8 25.9 25.0 24.2 23.3 22.5 21.6 20.8114................................................. 28.6 27.7 26.8 25.9 25.0 24.2 23.3 22.5 21.6 20.8115................................................. 28.6 27.7 26.8 25.9 25.0 24.2 23.3 22.5 21.6 20.8--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 65 66 67 68 69 70 71 72 73 74--------------------------------------------------------------------------------------------------------------------------------------------------------65.................................................. 25.0 24.6 24.2 23.8 23.4 23.1 22.8 22.5 22.2 22.066.................................................. 24.6 24.1 23.7 23.3 22.9 22.5 22.2 21.9 21.6 21.467.................................................. 24.2 23.7 23.2 22.8 22.4 22.0 21.7 21.3 21.0 20.868.................................................. 23.8 23.3 22.8 22.3 21.9 21.5 21.2 20.8 20.5 20.269.................................................. 23.4 22.9 22.4 21.9 21.5 21.1 20.7 20.3 20.0 19.670.................................................. 23.1 22.5 22.0 21.5 21.1 20.6 20.2 19.8 19.4 19.171.................................................. 22.8 22.2 21.7 21.2 20.7 20.2 19.8 19.4 19.0 18.672.................................................. 22.5 21.9 21.3 20.8 20.3 19.8 19.4 18.9 18.5 18.273.................................................. 22.2 21.6 21.0 20.5 20.0 19.4 19.0 18.5 18.1 17.774.................................................. 22.0 21.4 20.8 20.2 19.6 19.1 18.6 18.2 17.7 17.375.................................................. 21.8 21.1 20.5 19.9 19.3 18.8 18.3 17.8 17.3 16.976.................................................. 21.6 20.9 20.3 19.7 19.1 18.5 18.0 17.5 17.0 16.577.................................................. 21.4 20.7 20.1 19.4 18.8 18.3 17.7 17.2 16.7 16.278.................................................. 21.2 20.5 19.9 19.2 18.6 18.0 17.5 16.9 16.4 15.979.................................................. 21.1 20.4 19.7 19.0 18.4 17.8 17.2 16.7 16.1 15.680.................................................. 21.0 20.2 19.5 18.9 18.2 17.6 17.0 16.4 15.9 15.481.................................................. 20.8 20.1 19.4 18.7 18.1 17.4 16.8 16.2 15.7 15.182.................................................. 20.7 20.0 19.3 18.6 17.9 17.3 16.6 16.0 15.5 14.983.................................................. 20.6 19.9 19.2 18.5 17.8 17.1 16.5 15.9 15.3 14.784.................................................. 20.5 19.8 19.1 18.4 17.7 17.0 16.3 15.7 15.1 14.585.................................................. 20.5 19.7 19.0 18.3 17.6 16.9 16.2 15.6 15.0 14.486.................................................. 20.4 19.6 18.9 18.2 17.5 16.8 16.1 15.5 14.8 14.287.................................................. 20.4 19.6 18.8 18.1 17.4 16.7 16.0 15.4 14.7 14.1
88.................................................. 20.3 19.5 18.8 18.0 17.3 16.6 15.9 15.3 14.6 14.089.................................................. 20.3 19.5 18.7 18.0 17.2 16.5 15.8 15.2 14.5 13.990.................................................. 20.2 19.4 18.7 17.9 17.2 16.5 15.8 15.1 14.5 13.891.................................................. 20.2 19.4 18.6 17.9 17.1 16.4 15.7 15.0 14.4 13.792.................................................. 20.2 19.4 18.6 17.8 17.1 16.4 15.7 15.0 14.3 13.793.................................................. 20.1 19.3 18.6 17.8 17.1 16.3 15.6 14.9 14.3 13.694.................................................. 20.1 19.3 18.5 17.8 17.0 16.3 15.6 14.9 14.2 13.695.................................................. 20.1 19.3 18.5 17.8 17.0 16.3 15.6 14.9 14.2 13.596.................................................. 20.1 19.3 18.5 17.7 17.0 16.2 15.5 14.8 14.2 13.597.................................................. 20.1 19.3 18.5 17.7 17.0 16.2 15.5 14.8 14.1 13.598.................................................. 20.1 19.3 18.5 17.7 16.9 16.2 15.5 14.8 14.1 13.499.................................................. 20.0 19.2 18.5 17.7 16.9 16.2 15.5 14.7 14.1 13.4100................................................. 20.0 19.2 18.4 17.7 16.9 16.2 15.4 14.7 14.0 13.4101................................................. 20.0 19.2 18.4 17.7 16.9 16.1 15.4 14.7 14.0 13.3102................................................. 20.0 19.2 18.4 17.6 16.9 16.1 15.4 14.7 14.0 13.3103................................................. 20.0 19.2 18.4 17.6 16.9 16.1 15.4 14.7 14.0 13.3104................................................. 20.0 19.2 18.4 17.6 16.9 16.1 15.4 14.7 14.0 13.3105................................................. 20.0 19.2 18.4 17.6 16.8 16.1 15.4 14.6 13.9 13.3106................................................. 20.0 19.2 18.4 17.6 16.8 16.1 15.3 14.6 13.9 13.3107................................................. 20.0 19.2 18.4 17.6 16.8 16.1 15.3 14.6 13.9 13.2108................................................. 20.0 19.2 18.4 17.6 16.8 16.1 15.3 14.6 13.9 13.2109................................................. 20.0 19.2 18.4 17.6 16.8 16.1 15.3 14.6 13.9 13.2110................................................. 20.0 19.2 18.4 17.6 16.8 16.1 15.3 14.6 13.9 13.2111................................................. 20.0 19.2 18.4 17.6 16.8 16.0 15.3 14.6 13.9 13.2112................................................. 20.0 19.2 18.4 17.6 16.8 16.0 15.3 14.6 13.9 13.2113................................................. 20.0 19.2 18.4 17.6 16.8 16.0 15.3 14.6 13.9 13.2114................................................. 20.0 19.2 18.4 17.6 16.8 16.0 15.3 14.6 13.9 13.2115................................................. 20.0 19.2 18.4 17.6 16.8 16.0 15.3 14.6 13.9 13.2--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 75 76 77 78 79 80 81 82 83 84--------------------------------------------------------------------------------------------------------------------------------------------------------75.................................................. 16.5 16.1 15.8 15.4 15.1 14.9 14.6 14.4 14.2 14.076.................................................. 16.1 15.7 15.4 15.0 14.7 14.4 14.1 13.9 13.7 13.577.................................................. 15.8 15.4 15.0 14.6 14.3 14.0 13.7 13.4 13.2 13.078.................................................. 15.4 15.0 14.6 14.2 13.9 13.5 13.2 13.0 12.7 12.579.................................................. 15.1 14.7 14.3 13.9 13.5 13.2 12.8 12.5 12.3 12.080.................................................. 14.9 14.4 14.0 13.5 13.2 12.8 12.5 12.2 11.9 11.681.................................................. 14.6 14.1 13.7 13.2 12.8 12.5 12.1 11.8 11.5 11.282.................................................. 14.4 13.9 13.4 13.0 12.5 12.2 11.8 11.5 11.1 10.983.................................................. 14.2 13.7 13.2 12.7 12.3 11.9 11.5 11.1 10.8 10.584.................................................. 14.0 13.5 13.0 12.5 12.0 11.6 11.2 10.9 10.5 10.285.................................................. 13.8 13.3 12.8 12.3 11.8 11.4 11.0 10.6 10.2 9.986.................................................. 13.7 13.1 12.6 12.1 11.6 11.2 10.8 10.4 10.0 9.787.................................................. 13.5 13.0 12.4 11.9 11.4 11.0 10.6 10.1 9.8 9.488.................................................. 13.4 12.8 12.3 11.8 11.3 10.8 10.4 10.0 9.6 9.289.................................................. 13.3 12.7 12.2 11.6 11.1 10.7 10.2 9.8 9.4 9.090.................................................. 13.2 12.6 12.1 11.5 11.0 10.5 10.1 9.6 9.2 8.891.................................................. 13.1 12.5 12.0 11.4 10.9 10.4 9.9 9.5 9.1 8.792.................................................. 13.1 12.5 11.9 11.3 10.8 10.3 9.8 9.4 8.9 8.593.................................................. 13.0 12.4 11.8 11.3 10.7 10.2 9.7 9.3 8.8 8.494.................................................. 12.9 12.3 11.7 11.2 10.6 10.1 9.6 9.2 8.7 8.395.................................................. 12.9 12.3 11.7 11.1 10.6 10.1 9.6 9.1 8.6 8.296.................................................. 12.9 12.2 11.6 11.1 10.5 10.0 9.5 9.0 8.5 8.197.................................................. 12.8 12.2 11.6 11.0 10.5 9.9 9.4 8.9 8.5 8.098.................................................. 12.8 12.2 11.5 11.0 10.4 9.9 9.4 8.9 8.4 8.099.................................................. 12.7 12.1 11.5 10.9 10.4 9.8 9.3 8.8 8.3 7.9100................................................. 12.7 12.1 11.5 10.9 10.3 9.8 9.2 8.7 8.3 7.8101................................................. 12.7 12.1 11.4 10.8 10.3 9.7 9.2 8.7 8.2 7.8102................................................. 12.7 12.0 11.4 10.8 10.2 9.7 9.2 8.7 8.2 7.7103................................................. 12.6 12.0 11.4 10.8 10.2 9.7 9.1 8.6 8.1 7.7104................................................. 12.6 12.0 11.4 10.8 10.2 9.6 9.1 8.6 8.1 7.6105................................................. 12.6 12.0 11.3 10.7 10.2 9.6 9.1 8.5 8.0 7.6106................................................. 12.6 11.9 11.3 10.7 10.1 9.6 9.0 8.5 8.0 7.5107................................................. 12.6 11.9 11.3 10.7 10.1 9.6 9.0 8.5 8.0 7.5108................................................. 12.6 11.9 11.3 10.7 10.1 9.5 9.0 8.5 8.0 7.5109................................................. 12.6 11.9 11.3 10.7 10.1 9.5 9.0 8.4 7.9 7.5110................................................. 12.6 11.9 11.3 10.7 10.1 9.5 9.0 8.4 7.9 7.4
111................................................. 12.5 11.9 11.3 10.7 10.1 9.5 8.9 8.4 7.9 7.4112................................................. 12.5 11.9 11.3 10.6 10.1 9.5 8.9 8.4 7.9 7.4113................................................. 12.5 11.9 11.2 10.6 10.0 9.5 8.9 8.4 7.9 7.4114................................................. 12.5 11.9 11.2 10.6 10.0 9.5 8.9 8.4 7.9 7.4115................................................. 12.5 11.9 11.2 10.6 10.0 9.5 8.9 8.4 7.9 7.4--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 85 86 87 88 89 90 91 92 93 94--------------------------------------------------------------------------------------------------------------------------------------------------------85.................................................. 9.6 9.3 9.1 8.9 8.7 8.5 8.3 8.2 8.0 7.986.................................................. 9.3 9.1 8.8 8.6 8.3 8.2 8.0 7.8 7.7 7.687.................................................. 9.1 8.8 8.5 8.3 8.1 7.9 7.7 7.5 7.4 7.288.................................................. 8.9 8.6 8.3 8.0 7.8 7.6 7.4 7.2 7.1 6.989.................................................. 8.7 8.3 8.1 7.8 7.5 7.3 7.1 6.9 6.8 6.690.................................................. 8.5 8.2 7.9 7.6 7.3 7.1 6.9 6.7 6.5 6.491.................................................. 8.3 8.0 7.7 7.4 7.1 6.9 6.7 6.5 6.3 6.292.................................................. 8.2 7.8 7.5 7.2 6.9 6.7 6.5 6.3 6.1 5.993.................................................. 8.0 7.7 7.4 7.1 6.8 6.5 6.3 6.1 5.9 5.894.................................................. 7.9 7.6 7.2 6.9 6.6 6.4 6.2 5.9 5.8 5.695.................................................. 7.8 7.5 7.1 6.8 6.5 6.3 6.0 5.8 5.6 5.496.................................................. 7.7 7.3 7.0 6.7 6.4 6.1 5.9 5.7 5.5 5.397.................................................. 7.6 7.3 6.9 6.6 6.3 6.0 5.8 5.5 5.3 5.198.................................................. 7.6 7.2 6.8 6.5 6.2 5.9 5.6 5.4 5.2 5.099.................................................. 7.5 7.1 6.7 6.4 6.1 5.8 5.5 5.3 5.1 4.9100................................................. 7.4 7.0 6.6 6.3 6.0 5.7 5.4 5.2 5.0 4.8101................................................. 7.3 6.9 6.6 6.2 5.9 5.6 5.3 5.1 4.9 4.7102................................................. 7.3 6.9 6.5 6.2 5.8 5.5 5.3 5.0 4.8 4.6103................................................. 7.2 6.8 6.4 6.1 5.8 5.5 5.2 4.9 4.7 4.5104................................................. 7.2 6.8 6.4 6.0 5.7 5.4 5.1 4.8 4.6 4.4105................................................. 7.1 6.7 6.3 6.0 5.6 5.3 5.0 4.8 4.5 4.3106................................................. 7.1 6.7 6.3 5.9 5.6 5.3 5.0 4.7 4.5 4.2107................................................. 7.1 6.6 6.2 5.9 5.5 5.2 4.9 4.6 4.4 4.2108................................................. 7.0 6.6 6.2 5.8 5.5 5.2 4.9 4.6 4.3 4.1109................................................. 7.0 6.6 6.2 5.8 5.5 5.1 4.8 4.5 4.3 4.1110................................................. 7.0 6.6 6.2 5.8 5.4 5.1 4.8 4.5 4.3 4.0111................................................. 7.0 6.5 6.1 5.7 5.4 5.1 4.8 4.5 4.2 4.0112................................................. 7.0 6.5 6.1 5.7 5.4 5.0 4.7 4.4 4.2 3.9113................................................. 6.9 6.5 6.1 5.7 5.4 5.0 4.7 4.4 4.2 3.9114................................................. 6.9 6.5 6.1 5.7 5.3 5.0 4.7 4.4 4.1 3.9115................................................. 6.9 6.5 6.1 5.7 5.3 5.0 4.7 4.4 4.1 3.9--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 95 96 97 98 99 100 101 102 103 104--------------------------------------------------------------------------------------------------------------------------------------------------------95.................................................. 5.3 5.1 5.0 4.8 4.7 4.6 4.5 4.4 4.3 4.296.................................................. 5.1 5.0 4.8 4.7 4.5 4.4 4.3 4.2 4.1 4.097.................................................. 5.0 4.8 4.7 4.5 4.4 4.3 4.1 4.0 3.9 3.898.................................................. 4.8 4.7 4.5 4.4 4.2 4.1 4.0 3.9 3.8 3.799.................................................. 4.7 4.5 4.4 4.2 4.1 4.0 3.8 3.7 3.6 3.5100................................................. 4.6 4.4 4.3 4.1 4.0 3.8 3.7 3.6 3.5 3.3101................................................. 4.5 4.3 4.1 4.0 3.8 3.7 3.6 3.4 3.3 3.2102................................................. 4.4 4.2 4.0 3.9 3.7 3.6 3.4 3.3 3.2 3.1103................................................. 4.3 4.1 3.9 3.8 3.6 3.5 3.3 3.2 3.0 2.9104................................................. 4.2 4.0 3.8 3.7 3.5 3.3 3.2 3.1 2.9 2.8105................................................. 4.1 3.9 3.7 3.6 3.4 3.2 3.1 2.9 2.8 2.7106................................................. 4.0 3.8 3.6 3.5 3.3 3.1 3.0 2.8 2.7 2.5107................................................. 4.0 3.8 3.6 3.4 3.2 3.1 2.9 2.7 2.6 2.4108................................................. 3.9 3.7 3.5 3.3 3.1 3.0 2.8 2.7 2.5 2.3109................................................. 3.8 3.6 3.4 3.3 3.1 2.9 2.7 2.6 2.4 2.3110................................................. 3.8 3.6 3.4 3.2 3.0 2.8 2.7 2.5 2.3 2.2111................................................. 3.8 3.5 3.3 3.2 3.0 2.8 2.6 2.4 2.3 2.1112................................................. 3.7 3.5 3.3 3.1 2.9 2.8 2.6 2.4 2.2 2.1113................................................. 3.7 3.5 3.3 3.1 2.9 2.7 2.5 2.4 2.2 2.0114................................................. 3.7 3.5 3.3 3.1 2.9 2.7 2.5 2.3 2.1 2.0115................................................. 3.7 3.4 3.2 3.0 2.8 2.7 2.5 2.3 2.1 1.9--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VI--Ordinary Joint Life and Last Survivor Annuities; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 105 106 107 108 109 110 111 112 113 114 115--------------------------------------------------------------------------------------------------------------------------------------------------------105.................................................. 2.5 2.4 2.3 2.2 2.1 2.0 2.0 1.9 1.8 1.8 1.8106.................................................. 2.4 2.3 2.2 2.1 2.0 1.9 1.8 1.7 1.7 1.6 1.6107.................................................. 2.3 2.2 2.1 1.9 1.8 1.7 1.7 1.6 1.5 1.5 1.4108.................................................. 2.2 2.1 1.9 1.8 1.7 1.6 1.5 1.5 1.4 1.3 1.3109.................................................. 2.1 2.0 1.8 1.7 1.6 1.5 1.4 1.3 1.3 1.2 1.1110.................................................. 2.0 1.9 1.7 1.6 1.5 1.4 1.3 1.2 1.1 1.1 1.0111.................................................. 2.0 1.8 1.7 1.5 1.4 1.3 1.2 1.1 1.0 .9 .9112.................................................. 1.9 1.7 1.6 1.5 1.3 1.2 1.1 1.0 .9 .8 .8113.................................................. 1.8 1.7 1.5 1.4 1.3 1.1 1.0 .9 .8 .7 .7114.................................................. 1.8 1.6 1.5 1.3 1.2 1.1 .9 .8 .7 .6 .6115.................................................. 1.8 1.6 1.4 1.3 1.1 1.0 .9 .8 .7 .6 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 5 6 7 8 9 10 11 12 13 14--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 69.5 69.0 68.4 67.9 67.3 66.7 66.1 65.5 64.8 64.16................................................... 69.0 68.5 68.0 67.5 66.9 66.4 65.8 65.1 64.5 63.87................................................... 68.4 68.0 67.5 67.0 66.5 66.0 65.4 64.8 64.2 63.58................................................... 67.9 67.5 67.0 66.6 66.1 65.5 65.0 64.4 63.8 63.29................................................... 67.3 66.9 66.5 66.1 65.6 65.1 64.6 64.0 63.4 62.810.................................................. 66.7 66.4 66.0 65.5 65.1 64.6 64.1 63.6 63.0 62.511.................................................. 66.1 65.8 65.4 65.0 64.6 64.1 63.6 63.1 62.6 62.112.................................................. 65.5 65.1 64.8 64.4 64.0 63.6 63.1 62.7 62.2 61.713.................................................. 64.8 64.5 64.2 63.8 63.4 63.0 62.6 62.2 61.7 61.214.................................................. 64.1 63.8 63.5 63.2 62.8 62.5 62.1 61.7 61.2 60.715.................................................. 63.4 63.1 62.9 62.6 62.2 61.9 61.5 61.1 60.7 60.216.................................................. 62.7 62.4 62.2 61.9 61.6 61.3 60.9 60.5 60.1 59.717.................................................. 61.9 61.7 61.5 61.2 60.9 60.6 60.3 59.9 59.6 59.218.................................................. 61.2 61.0 60.7 60.5 60.2 60.0 59.7 59.3 59.0 58.619.................................................. 60.4 60.2 60.0 59.8 59.5 59.3 59.0 58.7 58.4 58.020.................................................. 59.6 59.4 59.2 59.0 58.8 58.6 58.3 58.0 57.7 57.421.................................................. 58.8 58.7 58.5 58.3 58.1 57.8 57.6 57.3 57.1 56.822.................................................. 58.0 57.8 57.7 57.5 57.3 57.1 56.9 56.6 56.4 56.123.................................................. 57.2 57.0 56.9 56.7 56.5 56.4 56.1 55.9 55.7 55.424.................................................. 56.3 56.2 56.1 55.9 55.8 55.6 55.4 55.2 55.0 54.725.................................................. 55.5 55.4 55.2 55.1 55.0 54.8 54.6 54.4 54.2 54.026.................................................. 54.6 54.5 54.4 54.3 54.1 54.0 53.8 53.7 53.5 53.327.................................................. 53.8 53.7 53.6 53.4 53.3 53.2 53.0 52.9 52.7 52.528.................................................. 52.9 52.8 52.7 52.6 52.5 52.4 52.2 52.1 51.9 51.729.................................................. 52.0 51.9 51.8 51.7 51.6 51.5 51.4 51.3 51.1 51.030.................................................. 51.1 51.0 51.0 50.9 50.8 50.7 50.6 50.4 50.3 50.231.................................................. 50.2 50.2 50.1 50.0 49.9 49.8 49.7 49.6 49.5 49.332.................................................. 49.3 49.3 49.2 49.1 49.0 49.0 48.9 48.8 48.6 48.533.................................................. 48.4 48.4 48.3 48.2 48.2 48.1 48.0 47.9 47.8 47.734.................................................. 47.5 47.5 47.4 47.4 47.3 47.2 47.1 47.0 47.0 46.835.................................................. 46.6 46.6 46.5 46.5 46.4 46.3 46.3 46.2 46.1 46.036.................................................. 45.7 45.7 45.6 45.6 45.5 45.4 45.4 45.3 45.2 45.137.................................................. 44.8 44.7 44.7 44.6 44.6 44.5 44.5 44.4 44.3 44.338.................................................. 43.9 43.8 43.8 43.7 43.7 43.6 43.6 43.5 43.5 43.439.................................................. 42.9 42.9 42.9 42.8 42.8 42.7 42.7 42.6 42.6 42.540.................................................. 42.0 42.0 42.0 41.9 41.9 41.8 41.8 41.7 41.7 41.641.................................................. 41.1 41.1 41.0 41.0 41.0 40.9 40.9 40.8 40.8 40.742.................................................. 40.2 40.1 40.1 40.1 40.1 40.0 40.0 39.9 39.9 39.843.................................................. 39.2 39.2 39.2 39.2 39.1 39.1 39.1 39.0 39.0 39.044.................................................. 38.3 38.3 38.3 38.3 38.2 38.2 38.2 38.1 38.1 38.145.................................................. 37.4 37.4 37.4 37.3 37.3 37.3 37.3 37.2 37.2 37.246.................................................. 36.5 36.5 36.5 36.4 36.4 36.4 36.4 36.3 36.3 36.347.................................................. 35.6 35.6 35.5 35.5 35.5 35.5 35.5 35.4 35.4 35.448.................................................. 34.7 34.7 34.6 34.6 34.6 34.6 34.6 34.5 34.5 34.549.................................................. 33.8 33.8 33.7 33.7 33.7 33.7 33.7 33.7 33.6 33.650.................................................. 32.9 32.9 32.8 32.8 32.8 32.8 32.8 32.8 32.7 32.751.................................................. 32.0 32.0 31.9 31.9 31.9 31.9 31.9 31.9 31.9 31.852.................................................. 31.1 31.1 31.1 31.0 31.0 31.0 31.0 31.0 31.0 30.953.................................................. 30.2 30.2 30.2 30.2 30.1 30.1 30.1 30.1 30.1 30.154.................................................. 29.3 29.3 29.3 29.3 29.3 29.2 29.2 29.2 29.2 29.255.................................................. 28.4 28.4 28.4 28.4 28.4 28.4 28.4 28.3 28.3 28.356.................................................. 27.5 27.5 27.5 27.5 27.5 27.5 27.5 27.5 27.5 27.557.................................................. 26.7 26.7 26.7 26.6 26.6 26.6 26.6 26.6 26.6 26.658.................................................. 25.8 25.8 25.8 25.8 25.8 25.8 25.8 25.7 25.7 25.7
59.................................................. 24.9 24.9 24.9 24.9 24.9 24.9 24.9 24.9 24.9 24.960.................................................. 24.1 24.1 24.1 24.1 24.1 24.0 24.0 24.0 24.0 24.061.................................................. 23.2 23.2 23.2 23.2 23.2 23.2 23.2 23.2 23.2 23.262.................................................. 22.4 22.4 22.4 22.4 22.4 22.4 22.3 22.3 22.3 22.363.................................................. 21.5 21.5 21.5 21.5 21.5 21.5 21.5 21.5 21.5 21.564.................................................. 20.7 20.7 20.7 20.7 20.7 20.7 20.7 20.7 20.7 20.765.................................................. 19.9 19.9 19.9 19.9 19.9 19.9 19.9 19.9 19.9 19.966.................................................. 19.1 19.1 19.1 19.1 19.1 19.1 19.1 19.1 19.1 19.167.................................................. 18.3 18.3 18.3 18.3 18.3 18.3 18.3 18.3 18.3 18.368.................................................. 17.5 17.5 17.5 17.5 17.5 17.5 17.5 17.5 17.5 17.569.................................................. 16.8 16.8 16.8 16.7 16.7 16.7 16.7 16.7 16.7 16.770.................................................. 16.0 16.0 16.0 16.0 16.0 16.0 16.0 16.0 16.0 16.071.................................................. 15.3 15.3 15.3 15.3 15.3 15.3 15.3 15.3 15.3 15.272.................................................. 14.6 14.6 14.5 14.5 14.5 14.5 14.5 14.5 14.5 14.573.................................................. 13.9 13.9 13.8 13.8 13.8 13.8 13.8 13.8 13.8 13.874.................................................. 13.2 13.2 13.2 13.2 13.2 13.2 13.2 13.2 13.2 13.275.................................................. 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.576.................................................. 11.9 11.9 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.877.................................................. 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.278.................................................. 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.679.................................................. 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.080.................................................. 9.5 9.5 9.5 9.5 9.5 9.5 9.5 9.5 9.4 9.481.................................................. 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.982.................................................. 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.483.................................................. 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.984.................................................. 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.485.................................................. 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.986.................................................. 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.587.................................................. 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.188.................................................. 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.789.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.792.................................................. 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.7 3.7 3.7 3.7 3.7 3.7 3.6 3.6 3.6 3.696.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 15 16 17 18 19 20 21 22 23 24--------------------------------------------------------------------------------------------------------------------------------------------------------15.................................................. 59.8 59.3 58.8 58.2 57.6 57.0 56.4 55.8 55.1 54.516.................................................. 59.3 58.8 58.3 57.8 57.2 56.7 56.1 55.5 54.8 54.217.................................................. 58.8 58.3 57.8 57.3 56.8 56.3 55.7 55.1 54.5 53.918.................................................. 58.2 57.8 57.3 56.9 56.4 55.9 55.3 54.7 54.2 53.519.................................................. 57.6 57.2 56.8 56.4 55.9 55.4 54.9 54.4 53.8 53.220.................................................. 57.0 56.7 56.3 55.9 55.4 54.9 54.5 53.9 53.4 52.821.................................................. 56.4 56.1 55.7 55.3 54.9 54.5 54.0 53.5 53.0 52.422.................................................. 55.8 55.5 55.1 54.7 54.4 53.9 53.5 53.0 52.5 52.0
23.................................................. 55.1 54.8 54.5 54.2 53.8 53.4 53.0 52.5 52.1 51.624.................................................. 54.5 54.2 53.9 53.5 53.2 52.8 52.4 52.0 51.6 51.125.................................................. 53.8 53.5 53.2 52.9 52.6 52.2 51.9 51.5 51.1 50.626.................................................. 53.0 52.8 52.5 52.3 52.0 51.6 51.3 50.9 50.5 50.127.................................................. 52.3 52.1 51.8 51.6 51.3 51.0 50.7 50.3 50.0 49.628.................................................. 51.5 51.3 51.1 50.9 50.6 50.3 50.0 49.7 49.4 49.029.................................................. 50.8 50.6 50.4 50.2 49.9 49.7 49.4 49.1 48.8 48.430.................................................. 50.0 49.8 49.6 49.4 49.2 49.0 48.7 48.4 48.1 47.831.................................................. 49.2 49.0 48.9 48.7 48.5 48.3 48.0 47.8 47.5 47.232.................................................. 48.4 48.2 48.1 47.9 47.7 47.5 47.3 47.1 46.8 46.533.................................................. 47.6 47.4 47.3 47.1 47.0 46.8 46.6 46.3 46.1 45.934.................................................. 46.7 46.6 46.5 46.3 46.2 46.0 45.8 45.6 45.4 45.235.................................................. 45.9 45.8 45.7 45.5 45.4 45.2 45.1 44.9 44.7 44.436.................................................. 45.0 44.9 44.8 44.7 44.6 44.4 44.3 44.1 43.9 43.737.................................................. 44.2 44.1 44.0 43.9 43.8 43.6 43.5 43.3 43.2 43.038.................................................. 43.3 43.2 43.1 43.0 42.9 42.8 42.7 42.5 42.4 42.239.................................................. 42.4 42.4 42.3 42.2 42.1 42.0 41.9 41.7 41.6 41.440.................................................. 41.6 41.5 41.4 41.3 41.2 41.1 41.0 40.9 40.8 40.641.................................................. 40.7 40.6 40.5 40.5 40.4 40.3 40.2 40.1 40.0 39.842.................................................. 39.8 39.7 39.7 39.6 39.5 39.4 39.4 39.3 39.1 39.043.................................................. 38.9 38.9 38.8 38.7 38.7 38.6 38.5 38.4 38.3 38.244.................................................. 38.0 38.0 37.9 37.9 37.8 37.7 37.7 37.6 37.5 37.445.................................................. 37.1 37.1 37.0 37.0 36.9 36.9 36.8 36.7 36.6 36.546.................................................. 36.2 36.2 36.2 36.1 36.1 36.0 35.9 35.9 35.8 35.747.................................................. 35.3 35.3 35.3 35.2 35.2 35.1 35.1 35.0 34.9 34.948.................................................. 34.5 34.4 34.4 34.4 34.3 34.3 34.2 34.2 34.1 34.049.................................................. 33.6 33.5 33.5 33.5 33.4 33.4 33.4 33.3 33.2 33.250.................................................. 32.7 32.7 32.6 32.6 32.6 32.5 32.5 32.4 32.4 32.351.................................................. 31.8 31.8 31.8 31.7 31.7 31.7 31.6 31.6 31.5 31.552.................................................. 30.9 30.9 30.9 30.9 30.8 30.8 30.8 30.7 30.7 30.653.................................................. 30.0 30.0 30.0 30.0 30.0 29.9 29.9 29.9 29.8 29.854.................................................. 29.2 29.2 29.1 29.1 29.1 29.1 29.0 29.0 29.0 28.955.................................................. 28.3 28.3 28.3 28.3 28.2 28.2 28.2 28.2 28.1 28.156.................................................. 27.4 27.4 27.4 27.4 27.4 27.3 27.3 27.3 27.3 27.257.................................................. 26.6 26.6 26.5 26.5 26.5 26.5 26.5 26.5 26.4 26.458.................................................. 25.7 25.7 25.7 25.7 25.7 25.6 25.6 25.6 25.6 25.659.................................................. 24.9 24.8 24.8 24.8 24.8 24.8 24.8 24.8 24.7 24.760.................................................. 24.0 24.0 24.0 24.0 24.0 23.9 23.9 23.9 23.9 23.961.................................................. 23.2 23.2 23.1 23.1 23.1 23.1 23.1 23.1 23.1 23.062.................................................. 22.3 22.3 22.3 22.3 22.3 22.3 22.3 22.2 22.2 22.263.................................................. 21.5 21.5 21.5 21.5 21.5 21.4 21.4 21.4 21.4 21.464.................................................. 20.7 20.7 20.7 20.6 20.6 20.6 20.6 20.6 20.6 20.665.................................................. 19.9 19.8 19.8 19.8 19.8 19.8 19.8 19.8 19.8 19.866.................................................. 19.1 19.0 19.0 19.0 19.0 19.0 19.0 19.0 19.0 19.067.................................................. 18.3 18.3 18.3 18.3 18.2 18.2 18.2 18.2 18.2 18.268.................................................. 17.5 17.5 17.5 17.5 17.5 17.5 17.5 17.5 17.4 17.469.................................................. 16.7 16.7 16.7 16.7 16.7 16.7 16.7 16.7 16.7 16.770.................................................. 16.0 16.0 16.0 16.0 16.0 16.0 15.9 15.9 15.9 15.971.................................................. 15.2 15.2 15.2 15.2 15.2 15.2 15.2 15.2 15.2 15.272.................................................. 14.5 14.5 14.5 14.5 14.5 14.5 14.5 14.5 14.5 14.573.................................................. 13.8 13.8 13.8 13.8 13.8 13.8 13.8 13.8 13.8 13.874.................................................. 13.2 13.1 13.1 13.1 13.1 13.1 13.1 13.1 13.1 13.175.................................................. 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.576.................................................. 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.877.................................................. 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.278.................................................. 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.679.................................................. 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.080.................................................. 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.481.................................................. 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.982.................................................. 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.483.................................................. 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.8 7.884.................................................. 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.485.................................................. 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.986.................................................. 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.587.................................................. 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.188.................................................. 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.789.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.792.................................................. 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1
94.................................................. 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.696.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 25 26 27 28 29 30 31 32 33 34--------------------------------------------------------------------------------------------------------------------------------------------------------25.................................................. 50.2 49.7 49.2 48.6 48.1 47.5 46.9 46.2 45.6 44.926.................................................. 49.7 49.2 48.7 48.2 47.7 47.1 46.5 45.9 45.3 44.627.................................................. 49.2 48.7 48.3 47.8 47.3 46.7 46.2 45.6 45.0 44.328.................................................. 48.6 48.2 47.8 47.3 46.8 46.3 45.8 45.2 44.6 44.029.................................................. 48.1 47.7 47.3 46.8 46.4 45.9 45.4 44.8 44.3 43.730.................................................. 47.5 47.1 46.7 46.3 45.9 45.4 44.9 44.4 43.9 43.331.................................................. 46.9 46.5 46.2 45.8 45.4 44.9 44.5 44.0 43.5 42.932.................................................. 46.2 45.9 45.6 45.2 44.8 44.4 44.0 43.5 43.0 42.533.................................................. 45.6 45.3 45.0 44.6 44.3 43.9 43.5 43.0 42.6 42.134.................................................. 44.9 44.6 44.3 44.0 43.7 43.3 42.9 42.5 42.1 41.635.................................................. 44.2 44.0 43.7 43.4 43.1 42.7 42.4 42.0 41.6 41.136.................................................. 43.5 43.3 43.0 42.7 42.4 42.1 41.8 41.4 41.0 40.637.................................................. 42.8 42.5 42.3 42.1 41.8 41.5 41.2 40.8 40.5 40.138.................................................. 42.0 41.8 41.6 41.4 41.1 40.8 40.6 40.2 39.9 39.539.................................................. 41.3 41.1 40.9 40.7 40.4 40.2 39.9 39.6 39.3 39.040.................................................. 40.5 40.3 40.1 39.9 39.7 39.5 39.2 39.0 38.7 38.441.................................................. 39.7 39.5 39.4 39.2 39.0 38.8 38.5 38.3 38.0 37.742.................................................. 38.9 38.8 38.6 38.4 38.3 38.1 37.8 37.6 37.4 37.143.................................................. 38.1 38.0 37.8 37.7 37.5 37.3 37.1 36.9 36.7 36.444.................................................. 37.3 37.2 37.0 36.9 36.7 36.6 36.4 36.2 36.0 35.845.................................................. 36.5 36.3 36.2 36.1 36.0 35.8 35.6 35.5 35.3 35.146.................................................. 35.6 35.5 35.4 35.3 35.2 35.0 34.9 34.7 34.5 34.447.................................................. 34.8 34.7 34.6 34.5 34.4 34.3 34.1 34.0 33.8 33.648.................................................. 34.0 33.9 33.8 33.7 33.6 33.5 33.4 33.2 33.1 32.949.................................................. 33.1 33.0 33.0 32.9 32.8 32.7 32.6 32.4 32.3 32.250.................................................. 32.3 32.2 32.1 32.1 32.0 31.9 31.8 31.7 31.5 31.451.................................................. 31.4 31.4 31.3 31.2 31.2 31.1 31.0 30.9 30.8 30.652.................................................. 30.6 30.5 30.5 30.4 30.3 30.3 30.2 30.1 30.0 29.953.................................................. 29.7 29.7 29.6 29.6 29.5 29.5 29.4 29.3 29.2 29.154.................................................. 28.9 28.9 28.8 28.8 28.7 28.6 28.6 28.5 28.4 28.355.................................................. 28.1 28.0 28.0 27.9 27.9 27.8 27.8 27.7 27.6 27.556.................................................. 27.2 27.2 27.1 27.1 27.0 27.0 26.9 26.9 26.8 26.757.................................................. 26.4 26.3 26.3 26.3 26.2 26.2 26.1 26.1 26.0 25.958.................................................. 25.5 25.5 25.5 25.4 25.4 25.4 25.3 25.3 25.2 25.159.................................................. 24.7 24.7 24.6 24.6 24.6 24.5 24.5 24.5 24.4 24.360.................................................. 23.9 23.8 23.8 23.8 23.8 23.7 23.7 23.6 23.6 23.561.................................................. 23.0 23.0 23.0 23.0 22.9 22.9 22.9 22.8 22.8 22.762.................................................. 22.2 22.2 22.2 22.1 22.1 22.1 22.1 22.0 22.0 21.963.................................................. 21.4 21.4 21.3 21.3 21.3 21.3 21.3 21.2 21.2 21.264.................................................. 20.6 20.6 20.5 20.5 20.5 20.5 20.5 20.4 20.4 20.465.................................................. 19.8 19.8 19.7 19.7 19.7 19.7 19.7 19.6 19.6 19.666.................................................. 19.0 19.0 19.0 18.9 18.9 18.9 18.9 18.9 18.8 18.867.................................................. 18.2 18.2 18.2 18.2 18.2 18.1 18.1 18.1 18.1 18.1
68.................................................. 17.4 17.4 17.4 17.4 17.4 17.4 17.4 17.3 17.3 17.369.................................................. 16.7 16.7 16.7 16.6 16.6 16.6 16.6 16.6 16.6 16.670.................................................. 15.9 15.9 15.9 15.9 15.9 15.9 15.9 15.9 15.8 15.871.................................................. 15.2 15.2 15.2 15.2 15.2 15.2 15.2 15.1 15.1 15.172.................................................. 14.5 14.5 14.5 14.5 14.5 14.5 14.5 14.4 14.4 14.473.................................................. 13.8 13.8 13.8 13.8 13.8 13.8 13.8 13.8 13.7 13.774.................................................. 13.1 13.1 13.1 13.1 13.1 13.1 13.1 13.1 13.1 13.175.................................................. 12.5 12.5 12.5 12.4 12.4 12.4 12.4 12.4 12.4 12.476.................................................. 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.8 11.877.................................................. 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.178.................................................. 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.579.................................................. 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.080.................................................. 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.481.................................................. 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.982.................................................. 8.4 8.4 8.3 8.3 8.3 8.3 8.3 8.3 8.3 8.383.................................................. 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.884.................................................. 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.485.................................................. 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.986.................................................. 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.587.................................................. 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.188.................................................. 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.789.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.792.................................................. 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.696.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 35 36 37 38 39 40 41 42 43 44--------------------------------------------------------------------------------------------------------------------------------------------------------35.................................................. 40.7 40.2 39.7 39.2 38.6 38.0 37.4 36.8 36.2 35.536.................................................. 40.2 39.7 39.3 38.7 38.2 37.7 37.1 36.5 35.9 35.237.................................................. 39.7 39.3 38.8 38.3 37.8 37.3 36.7 36.2 35.6 34.938.................................................. 39.2 38.7 38.3 37.9 37.4 36.9 36.3 35.8 35.2 34.639.................................................. 38.6 38.2 37.8 37.4 36.9 36.4 35.9 35.4 34.9 34.340.................................................. 38.0 37.7 37.3 36.9 36.4 36.0 35.5 35.0 34.5 34.041.................................................. 37.4 37.1 36.7 36.3 35.9 35.5 35.1 34.6 34.1 33.642.................................................. 36.8 36.5 36.2 35.8 35.4 35.0 34.6 34.1 33.7 33.243.................................................. 36.2 35.9 35.6 35.2 34.9 34.5 34.1 33.7 33.2 32.844.................................................. 35.5 35.2 34.9 34.6 34.3 34.0 33.6 33.2 32.8 32.345.................................................. 34.8 34.6 34.3 34.0 33.7 33.4 33.0 32.7 32.3 31.846.................................................. 34.1 33.9 33.7 33.4 33.1 32.8 32.5 32.1 31.8 31.447.................................................. 33.4 33.2 33.0 32.8 32.5 32.2 31.9 31.6 31.2 30.848.................................................. 32.7 32.5 32.3 32.1 31.8 31.6 31.3 31.0 30.7 30.349.................................................. 32.0 31.8 31.6 31.4 31.2 30.9 30.7 30.4 30.1 29.850.................................................. 31.3 31.1 30.9 30.7 30.5 30.3 30.0 29.8 29.5 29.251.................................................. 30.5 30.4 30.2 30.0 29.8 29.6 29.4 29.2 28.9 28.6
52.................................................. 29.7 29.6 29.5 29.3 29.1 28.9 28.7 28.5 28.3 28.053.................................................. 29.0 28.9 28.7 28.6 28.4 28.2 28.1 27.9 27.6 27.454.................................................. 28.2 28.1 28.0 27.8 27.7 27.5 27.4 27.2 27.0 26.855.................................................. 27.4 27.3 27.2 27.1 27.0 26.8 26.7 26.5 26.3 26.156.................................................. 26.7 26.6 26.5 26.3 26.2 26.1 26.0 25.8 25.6 25.457.................................................. 25.9 25.8 25.7 25.6 25.5 25.4 25.2 25.1 24.9 24.858.................................................. 25.1 25.0 24.9 24.8 24.7 24.6 24.5 24.4 24.2 24.159.................................................. 24.3 24.2 24.1 24.1 24.0 23.9 23.8 23.6 23.5 23.460.................................................. 23.5 23.4 23.4 23.3 23.2 23.1 23.0 22.9 22.8 22.761.................................................. 22.7 22.6 22.6 22.5 22.4 22.4 22.3 22.2 22.1 22.062.................................................. 21.9 21.9 21.8 21.7 21.7 21.6 21.5 21.4 21.3 21.263.................................................. 21.1 21.1 21.0 21.0 20.9 20.8 20.8 20.7 20.6 20.564.................................................. 20.3 20.3 20.2 20.2 20.1 20.1 20.0 20.0 19.9 19.865.................................................. 19.6 19.5 19.5 19.4 19.4 19.3 19.3 19.2 19.1 19.166.................................................. 18.8 18.8 18.7 18.7 18.6 18.6 18.5 18.5 18.4 18.467.................................................. 18.0 18.0 18.0 17.9 17.9 17.9 17.8 17.8 17.7 17.668.................................................. 17.3 17.3 17.2 17.2 17.2 17.1 17.1 17.0 17.0 16.969.................................................. 16.5 16.5 16.5 16.5 16.4 16.4 16.4 16.3 16.3 16.270.................................................. 15.8 15.8 15.8 15.7 15.7 15.7 15.6 15.6 15.6 15.571.................................................. 15.1 15.1 15.1 15.0 15.0 15.0 15.0 14.9 14.9 14.972.................................................. 14.4 14.4 14.4 14.3 14.3 14.3 14.3 14.2 14.2 14.273.................................................. 13.7 13.7 13.7 13.7 13.7 13.6 13.6 13.6 13.6 13.574.................................................. 13.1 13.0 13.0 13.0 13.0 13.0 13.0 12.9 12.9 12.975.................................................. 12.4 12.4 12.4 12.4 12.3 12.3 12.3 12.3 12.3 12.276.................................................. 11.8 11.8 11.7 11.7 11.7 11.7 11.7 11.7 11.6 11.677.................................................. 11.1 11.1 11.1 11.1 11.1 11.1 11.1 11.1 11.0 11.078.................................................. 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.479.................................................. 10.0 10.0 9.9 9.9 9.9 9.9 9.9 9.9 9.9 9.980.................................................. 9.4 9.4 9.4 9.4 9.4 9.4 9.4 9.3 9.3 9.381.................................................. 8.9 8.8 8.8 8.8 8.8 8.8 8.8 8.8 8.8 8.882.................................................. 8.3 8.3 8.3 8.3 8.3 8.3 8.3 8.3 8.3 8.383.................................................. 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.884.................................................. 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.3 7.385.................................................. 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.986.................................................. 6.5 6.5 6.5 6.5 6.4 6.4 6.4 6.4 6.4 6.487.................................................. 6.1 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.088.................................................. 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.6 5.6 5.689.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.6 4.692.................................................. 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.696.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.6 2.6101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 45 46 47 48 49 50 51 52 53 54--------------------------------------------------------------------------------------------------------------------------------------------------------45.................................................. 31.4 30.9 30.5 30.0 29.4 28.9 28.3 27.7 27.1 26.5
46.................................................. 30.9 30.5 30.0 29.6 29.1 28.5 28.0 27.4 26.9 26.347.................................................. 30.5 30.0 29.6 29.2 28.7 28.2 27.7 27.1 26.6 26.048.................................................. 30.0 29.6 29.2 28.7 28.3 27.8 27.3 26.8 26.3 25.749.................................................. 29.4 29.1 28.7 28.3 27.9 27.4 26.9 26.5 25.9 25.450.................................................. 28.9 28.5 28.2 27.4 27.4 27.0 26.5 26.1 25.6 25.151.................................................. 28.3 28.0 27.7 27.3 26.9 26.5 26.1 25.7 25.2 24.752.................................................. 27.7 27.4 27.1 26.8 26.5 26.1 25.7 25.3 24.8 24.453.................................................. 27.1 26.9 26.6 26.3 25.9 25.6 25.2 24.8 24.4 24.054.................................................. 26.5 26.3 26.0 25.7 25.4 25.1 24.7 24.4 24.0 23.655.................................................. 25.9 25.7 25.4 25.1 24.9 24.6 24.2 23.9 23.5 23.256.................................................. 25.2 25.0 24.8 24.6 24.3 24.0 23.7 23.4 23.1 22.757.................................................. 24.6 24.4 24.2 24.0 23.7 23.5 23.2 22.9 22.6 22.258.................................................. 23.9 23.7 23.5 23.3 23.1 22.9 22.6 22.4 22.1 21.759.................................................. 23.2 23.1 22.9 22.7 22.5 22.3 22.1 21.8 21.5 21.260.................................................. 22.5 22.4 22.2 22.1 21.9 21.7 21.5 21.2 21.0 20.761.................................................. 21.8 21.7 21.6 21.4 21.2 21.1 20.9 20.6 20.4 20.262.................................................. 21.1 21.0 20.9 20.7 20.6 20.4 20.2 20.0 19.8 19.663.................................................. 20.4 20.3 20.2 20.1 19.9 19.8 19.6 19.4 19.2 19.064.................................................. 19.7 19.6 19.5 19.4 19.3 19.1 19.0 18.8 18.6 18.565.................................................. 19.0 18.9 18.8 18.7 18.6 18.5 18.3 18.2 18.0 17.966.................................................. 18.3 18.2 18.1 18.0 17.9 17.8 17.7 17.6 17.4 17.367.................................................. 17.6 17.5 17.4 17.3 17.3 17.2 17.1 16.9 16.8 16.768.................................................. 16.9 16.8 16.7 16.7 16.6 16.5 16.4 16.3 16.2 16.169.................................................. 16.2 16.1 16.1 16.0 15.9 15.8 15.8 15.7 15.6 15.470.................................................. 15.5 15.4 15.4 15.3 15.3 15.2 15.1 15.0 14.9 14.871.................................................. 14.8 14.8 14.7 14.7 14.6 14.5 14.5 14.4 14.3 14.272.................................................. 14.1 14.1 14.1 14.0 14.0 13.9 13.8 13.8 13.7 13.673.................................................. 13.5 13.5 13.4 13.4 13.3 13.3 13.2 13.2 13.1 13.074.................................................. 12.8 12.8 12.8 12.7 12.7 12.7 12.6 12.6 12.5 12.475.................................................. 12.2 12.2 12.2 12.1 12.1 12.1 12.0 12.0 11.9 11.976.................................................. 11.6 11.6 11.6 11.5 11.5 11.5 11.4 11.4 11.3 11.377.................................................. 11.0 11.0 11.0 10.9 10.9 10.9 10.8 10.8 10.8 10.778.................................................. 10.4 10.4 10.4 10.4 10.3 10.3 10.3 10.2 10.2 10.279.................................................. 9.9 9.8 9.8 9.8 9.8 9.8 9.7 9.7 9.7 9.680.................................................. 9.3 9.3 9.3 9.3 9.2 9.2 9.2 9.2 9.1 9.181.................................................. 8.8 8.8 8.7 8.7 8.7 8.7 8.7 8.7 8.6 8.682.................................................. 8.3 8.2 8.2 8.2 8.2 8.2 8.2 8.2 8.1 8.183.................................................. 7.8 7.8 7.7 7.7 7.7 7.7 7.7 7.7 7.7 7.684.................................................. 7.3 7.3 7.3 7.3 7.3 7.2 7.2 7.2 7.2 7.285.................................................. 6.8 6.8 6.8 6.8 6.8 6.8 6.8 6.8 6.8 6.786.................................................. 6.4 6.4 6.4 6.4 6.4 6.4 6.4 6.4 6.3 6.387.................................................. 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 6.0 5.988.................................................. 5.6 5.6 5.6 5.6 5.6 5.6 5.6 5.6 5.6 5.689.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.2 5.2 5.2 5.290.................................................. 5.0 4.9 4.9 4.9 4.9 4.9 4.9 4.9 4.9 4.991.................................................. 4.6 4.6 4.6 4.6 4.6 4.6 4.6 4.6 4.6 4.692.................................................. 4.4 4.4 4.4 4.3 4.3 4.3 4.3 4.3 4.3 4.393.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.9 3.9 3.8 3.8 3.8 3.8 3.8 3.8 3.8 3.895.................................................. 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.696.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 55 56 57 58 59 60 61 62 63 64--------------------------------------------------------------------------------------------------------------------------------------------------------55.................................................. 22.7 22.3 21.9 21.4 20.9 20.4 19.9 19.4 18.8 18.356.................................................. 22.3 21.9 21.5 21.1 20.6 20.1 19.6 19.1 18.6 18.057.................................................. 21.9 21.5 21.1 20.7 20.3 19.8 19.3 18.8 18.3 17.858.................................................. 21.4 21.1 20.7 20.3 19.9 19.5 19.0 18.5 18.0 17.559.................................................. 20.9 20.6 20.3 19.9 19.5 19.1 18.7 18.2 17.7 17.360.................................................. 20.4 20.1 19.8 19.5 19.1 18.7 18.3 17.9 17.4 17.061.................................................. 29.9 19.6 19.3 19.0 18.7 18.3 17.9 17.5 17.1 16.762.................................................. 19.4 19.1 18.8 18.5 18.2 17.9 17.5 17.1 16.8 16.363.................................................. 18.8 18.6 18.3 18.0 17.7 17.4 17.1 16.8 16.4 16.064.................................................. 18.3 18.0 17.8 17.5 17.3 17.0 16.7 16.3 16.0 15.665.................................................. 17.7 17.5 17.3 17.0 16.8 16.5 16.2 15.9 15.6 15.366.................................................. 17.1 16.9 16.7 16.5 16.3 16.0 15.8 15.5 15.2 14.967.................................................. 16.5 16.3 16.2 16.0 15.8 15.5 15.3 15.0 14.7 14.568.................................................. 15.9 15.8 15.6 15.4 15.2 15.0 14.8 14.6 14.3 14.069.................................................. 15.3 15.2 15.0 14.9 14.7 14.5 14.3 14.1 13.9 13.670.................................................. 14.7 14.6 14.5 14.3 14.2 14.0 13.8 13.6 13.4 13.271.................................................. 14.1 14.0 13.9 13.8 13.6 13.5 13.3 13.1 12.9 12.772.................................................. 13.5 13.4 13.3 13.2 13.1 12.9 12.8 12.6 12.4 12.373.................................................. 13.0 12.9 12.8 12.7 12.5 12.4 12.3 12.1 12.0 11.874.................................................. 12.4 12.3 12.2 12.1 12.0 11.9 11.8 11.6 11.5 11.375.................................................. 11.8 11.7 11.7 11.6 11.5 11.4 11.3 11.1 11.0 10.976.................................................. 11.2 11.2 11.1 11.0 10.9 10.9 10.8 10.6 10.5 10.477.................................................. 10.7 10.6 10.6 10.5 10.4 10.3 10.3 10.2 10.0 9.978.................................................. 10.1 10.1 10.0 10.0 9.9 9.8 9.8 9.7 9.6 9.579.................................................. 9.6 9.6 9.5 9.5 9.4 9.3 9.3 9.2 9.1 9.080.................................................. 9.1 9.0 9.0 9.0 8.9 8.9 8.8 8.7 8.7 8.681.................................................. 8.6 8.5 8.5 8.5 8.4 8.4 8.3 8.3 8.2 8.182.................................................. 8.1 8.1 8.0 8.0 8.0 7.9 7.9 7.8 7.8 7.783.................................................. 7.6 7.6 7.6 7.5 7.5 7.5 7.4 7.4 7.3 7.384.................................................. 7.2 7.1 7.1 7.1 7.1 7.0 7.0 7.0 6.9 6.985.................................................. 6.7 6.7 6.7 6.7 6.6 6.6 6.6 6.5 6.5 6.586.................................................. 6.3 6.3 6.3 6.3 6.2 6.2 6.2 6.2 6.1 6.187.................................................. 5.9 5.9 5.9 5.9 5.9 5.8 5.8 5.8 5.8 5.788.................................................. 5.6 5.5 5.5 5.5 5.5 5.5 5.5 5.4 5.4 5.489.................................................. 5.2 5.2 5.2 5.2 5.2 5.1 5.1 5.1 5.1 5.190.................................................. 4.9 4.9 4.9 4.9 4.9 4.8 4.8 4.8 4.8 4.891.................................................. 4.6 4.6 4.6 4.6 4.6 4.5 4.5 4.5 4.5 4.592.................................................. 4.3 4.3 4.3 4.3 4.3 4.3 4.3 4.2 4.2 4.293.................................................. 4.1 4.1 4.0 4.0 4.0 4.0 4.0 4.0 4.0 4.094.................................................. 3.8 3.8 3.8 3.8 3.8 3.8 3.8 3.8 3.8 3.795.................................................. 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.5 3.596.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.3 3.3 3.397.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.1 3.198.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6101................................................. 2.5 2.4 2.4 2.4 2.4 2.4 2.4 2.4 2.4 2.4102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.2103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.7 1.7 1.7 1.7106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 65 66 67 68 69 70 71 72 73 74--------------------------------------------------------------------------------------------------------------------------------------------------------65.................................................. 14.9 14.5 14.1 13.7 13.3 12.9 12.5 12.0 11.6 11.266.................................................. 14.5 14.2 13.8 13.4 13.1 12.6 12.2 11.8 11.4 11.067.................................................. 14.1 13.8 13.5 13.1 12.8 12.4 12.0 11.6 11.2 10.868.................................................. 13.7 13.4 13.1 12.8 12.5 12.1 11.7 11.4 11.0 10.669.................................................. 13.3 13.1 12.8 12.5 12.1 11.8 11.4 11.1 10.7 10.4
70.................................................. 12.9 12.6 12.4 12.1 11.8 11.5 11.2 10.8 10.5 10.171.................................................. 12.5 12.2 12.0 11.7 11.4 11.2 10.9 10.5 10.2 9.972.................................................. 12.0 11.8 11.6 11.4 11.1 10.8 10.5 10.2 9.9 9.673.................................................. 11.6 11.4 11.2 11.0 10.7 10.5 10.2 9.9 9.7 9.474.................................................. 11.2 11.0 10.8 10.6 10.4 10.1 9.9 9.6 9.4 9.175.................................................. 10.7 10.5 10.4 10.2 10.0 9.8 9.5 9.3 9.1 8.876.................................................. 10.3 10.1 9.9 9.8 9.6 9.4 9.2 9.0 8.8 8.577.................................................. 9.8 9.7 9.5 9.4 9.2 9.0 8.8 8.6 8.4 8.278.................................................. 9.4 9.2 9.1 9.0 8.8 8.7 8.5 8.3 8.1 7.979.................................................. 8.9 8.8 8.7 8.6 8.4 8.3 8.1 8.0 7.8 7.680.................................................. 8.5 8.4 8.3 8.2 8.0 7.9 7.8 7.6 7.5 7.381.................................................. 8.0 8.0 7.9 7.9 7.7 7.5 7.4 7.3 7.1 7.082.................................................. 7.6 7.5 7.5 7.4 7.3 7.2 7.1 6.9 6.8 6.783.................................................. 7.2 7.1 7.1 7.0 6.9 6.8 6.7 6.6 6.5 6.484.................................................. 6.8 6.7 6.7 6.6 6.5 6.4 6.4 6.3 6.2 6.085.................................................. 6.4 6.4 6.3 6.2 6.2 6.1 6.0 5.9 5.8 5.786.................................................. 6.0 6.0 5.9 5.9 5.8 5.8 5.7 5.6 5.5 5.487.................................................. 5.7 5.6 5.6 5.6 5.5 5.4 5.4 5.3 5.2 5.288.................................................. 5.3 5.3 5.3 5.2 5.2 5.1 5.1 5.0 5.0 4.989.................................................. 5.0 5.0 5.0 4.9 4.9 4.8 4.8 4.7 4.7 4.690.................................................. 4.7 4.7 4.7 4.6 4.6 4.6 4.5 4.5 4.4 4.491.................................................. 4.5 4.4 4.4 4.4 4.3 4.3 4.3 4.2 4.2 4.192.................................................. 4.2 4.2 4.1 4.1 4.1 4.1 4.0 4.0 3.9 3.993.................................................. 3.9 3.9 3.9 3.9 3.9 3.8 3.8 3.8 3.7 3.794.................................................. 3.7 3.7 3.7 3.7 3.6 3.6 3.6 3.6 3.5 3.595.................................................. 3.5 3.5 3.5 3.5 3.4 3.4 3.4 3.4 3.3 3.396.................................................. 3.3 3.3 3.3 3.3 3.3 3.2 3.2 3.2 3.2 3.197.................................................. 3.1 3.1 3.1 3.1 3.1 3.1 3.0 3.0 3.0 3.098.................................................. 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.9 2.8 2.899.................................................. 2.8 2.8 2.8 2.7 2.7 2.7 2.7 2.7 2.7 2.6100................................................. 2.6 2.6 2.6 2.6 2.6 2.5 2.5 2.5 2.5 2.5101................................................. 2.4 2.4 2.4 2.4 2.4 2.4 2.4 2.4 2.3 2.3102................................................. 2.2 2.2 2.2 2.2 2.2 2.2 2.2 2.2 2.2 2.2103................................................. 2.1 2.1 2.1 2.1 2.1 2.0 2.0 2.0 2.0 2.0104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 .19 1.9105................................................. 1.7 1.7 1.7 1.7 .17 1.7 1.7 1.7 1.7 1.7106................................................. 1.6 1.6 .16 1.6 1.6 1.6 1.6 1.6 1.5 1.5107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .6 .6 .6 .6 .6114................................................. .6 .6 .6 .6 .6 .6 .5 .5 .5 .5115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 75 76 77 78 79 80 81 82 83 84--------------------------------------------------------------------------------------------------------------------------------------------------------75.................................................. 8.6 8.3 8.0 7.7 7.4 7.1 6.8 6.5 6.2 5.976.................................................. 8.3 8.0 7.8 7.5 7.2 6.9 6.7 6.4 6.1 5.877.................................................. 8.0 7.8 7.5 7.3 7.0 6.8 6.5 6.2 5.9 5.778.................................................. 7.7 7.5 7.3 7.0 6.8 6.6 6.3 6.0 5.8 5.579.................................................. 7.4 7.2 7.0 6.8 6.6 6.3 6.1 5.9 5.6 5.480.................................................. 7.1 6.9 6.8 6.6 6.3 6.1 5.9 5.7 5.5 5.281.................................................. 6.8 6.7 6.5 6.3 6.1 5.9 5.7 5.5 5.3 5.182.................................................. 6.5 6.4 6.2 6.0 5.9 5.7 5.5 5.3 5.1 4.983.................................................. 6.2 6.1 5.9 5.8 5.6 5.5 5.3 5.1 4.9 4.784.................................................. 5.9 5.8 5.7 5.5 5.4 5.2 5.1 4.9 4.7 4.685.................................................. 5.6 5.5 5.4 5.3 5.2 5.0 4.9 4.7 4.6 4.486.................................................. 5.4 5.3 5.1 5.0 4.9 4.8 4.7 4.5 4.4 4.287.................................................. 5.1 5.0 4.9 4.8 4.7 4.6 4.4 4.3 4.2 4.188.................................................. 4.8 4.7 4.6 4.5 4.4 4.3 4.2 4.1 4.0 3.989.................................................. 4.5 4.5 4.4 4.3 4.2 4.1 4.0 3.9 3.8 3.790.................................................. 4.3 4.2 4.2 4.1 4.0 3.9 3.8 3.8 3.7 3.591.................................................. 4.1 4.0 4.0 3.9 3.8 3.7 3.7 3.6 3.5 3.492.................................................. 3.9 3.8 3.7 3.7 3.6 3.6 3.5 3.4 3.3 3.293.................................................. 3.7 3.6 3.6 3.5 3.4 3.4 3.3 3.2 3.2 3.1
94.................................................. 3.5 3.4 3.4 3.3 3.3 3.2 3.2 3.1 3.0 3.095.................................................. 3.3 3.2 3.2 3.2 3.1 3.1 3.0 3.0 2.9 2.896.................................................. 3.1 3.1 3.0 3.0 3.0 2.9 2.9 2.8 2.8 2.797.................................................. 2.9 2.9 2.9 2.9 2.8 2.8 2.7 2.7 2.6 2.698.................................................. 2.8 2.8 2.7 2.7 2.7 2.6 2.6 2.6 2.5 2.599.................................................. 2.6 2.6 2.6 2.6 2.5 2.5 2.5 2.4 2.4 2.3100................................................. 2.5 2.5 2.4 2.4 2.4 2.4 2.3 2.3 2.3 2.2101................................................. 2.3 2.3 2.3 2.3 2.2 2.2 2.2 2.2 2.1 2.1102................................................. 2.2 2.1 2.1 2.1 2.1 2.1 2.0 2.0 2.0 2.0103................................................. 2.0 2.0 2.0 2.0 1.9 1.9 1.9 1.9 1.9 1.8104................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.7 1.7 1.7105................................................. 1.7 1.7 1.7 1.7 1.6 1.6 1.6 1.6 1.6 1.6106................................................. 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.4107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.3 1.3 1.3 1.3108................................................. 1.3 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .8 .8112................................................. .8 .8 .8 .7 .7 .7 .7 .7 .7 .7113................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6114................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 85 86 87 88 89 90 91 92 93 94--------------------------------------------------------------------------------------------------------------------------------------------------------85.................................................. 4.2 4.1 3.9 3.8 3.6 3.4 3.3 3.2 3.0 2.986.................................................. 4.1 3.9 3.8 3.6 3.5 3.3 3.2 3.1 2.9 2.887.................................................. 3.9 3.8 3.6 3.5 3.4 3.2 3.1 3.0 2.8 2.788.................................................. 3.8 3.6 3.5 3.4 3.2 3.1 3.0 2.9 2.8 2.689.................................................. 3.6 3.5 3.4 3.2 3.1 3.0 2.9 2.8 2.7 2.690.................................................. 3.4 3.3 3.2 3.1 3.0 2.9 2.8 2.7 2.6 2.591.................................................. 3.3 3.2 3.1 3.0 2.9 2.8 2.7 2.6 2.5 2.492.................................................. 3.2 3.1 3.0 2.9 2.8 2.7 2.6 2.5 2.4 2.393.................................................. 3.0 2.9 2.8 2.8 2.7 2.6 2.5 2.4 2.3 2.394.................................................. 2.9 2.8 2.7 2.6 2.6 2.5 2.4 2.3 2.3 2.295.................................................. 2.8 2.7 2.6 2.5 2.5 2.4 2.3 2.2 2.2 2.196.................................................. 2.6 2.6 2.5 2.4 2.4 2.3 2.2 2.2 2.1 2.097.................................................. 2.5 2.5 2.4 2.3 2.3 2.2 2.2 2.1 2.0 2.098.................................................. 2.4 2.4 2.3 2.2 2.2 2.1 2.1 2.0 2.0 1.999.................................................. 2.3 2.2 2.2 2.1 2.1 2.0 2.0 1.9 1.9 1.8100................................................. 2.2 2.1 2.1 2.0 2.0 1.9 1.9 1.9 1.8 1.8101................................................. 2.1 2.0 2.0 1.9 1.9 1.9 1.8 1.8 1.7 1.7102................................................. 1.9 1.9 1.9 1.8 1.8 1.8 1.7 1.7 1.6 1.6103................................................. 1.8 1.8 1.8 1.7 1.7 1.7 1.6 1.6 1.5 1.5104................................................. 1.7 1.7 1.6 1.6 1.6 1.5 1.5 1.5 1.5 1.4105................................................. 1.6 1.5 1.5 1.5 1.5 1.4 1.4 1.4 1.4 1.3106................................................. 1.4 1.4 1.4 1.4 1.4 1.3 1.3 1.3 1.3 1.2107................................................. 1.3 1.3 1.3 1.3 1.2 1.2 1.2 1.2 1.2 1.2108................................................. 1.2 1.2 1.2 1.1 1.1 1.1 1.1 1.1 1.1 1.1109................................................. 1.1 1.1 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0110................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9111................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8112................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7113................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6114................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 95 96 97 98 99 100 101 102 103 104--------------------------------------------------------------------------------------------------------------------------------------------------------95.................................................. 2.0 2.0 1.9 1.8 1.8 1.7 1.6 1.6 1.5 1.496.................................................. 2.0 1.9 1.9 1.8 1.7 1.7 1.6 1.5 1.5 1.497.................................................. 1.9 1.9 1.8 1.7 1.7 1.6 1.6 1.5 1.4 1.398.................................................. 1.8 1.8 1.7 1.7 1.6 1.6 1.5 1.5 1.4 1.399.................................................. 1.8 1.7 1.7 1.6 1.6 1.5 1.5 1.4 1.4 1.3100................................................. 1.7 1.7 1.6 1.6 1.5 1.5 1.4 1.4 1.3 1.3
101................................................. 1.6 1.6 1.6 1.5 1.5 1.4 1.4 1.3 1.3 1.2102................................................. 1.6 1.5 1.5 1.5 1.4 1.4 1.3 1.3 1.2 1.2103................................................. 1.5 1.5 1.4 1.4 1.4 1.3 1.3 1.2 1.2 1.1104................................................. 1.4 1.4 1.3 1.3 1.3 1.3 1.2 1.2 1.1 1.1105................................................. 1.3 1.3 1.3 1.2 1.2 1.2 1.2 1.1 1.1 1.0106................................................. 1.2 1.2 1.2 1.2 1.1 1.1 1.1 1.1 1.0 1.0107................................................. 1.1 1.1 1.1 1.1 1.1 1.0 1.0 1.0 1.0 9108................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 .9 .9 .9109................................................. 1.0 .9 .9 .9 .9 .9 .9 .9 .8 .8110................................................. .9 .9 .8 .8 .8 .8 .8 .8 .8 .8111................................................. .8 .8 .8 .8 .8 .7 .7 .7 .7 .7112................................................. .7 .7 .7 .7 .7 .7 .7 .7 .6 .6113................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6114................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIaa--Annuities for Joint Life Only; Two Lives--Expected Return Multiples--------------------------------------------------------------------------------------------------------------------------------------------------------
Ages 105 106 107 108 109 110 111 112 113 114 115--------------------------------------------------------------------------------------------------------------------------------------------------------105....................................... 1.0 1.0 .9 .9 .8 .7 .7 .6 .6 .5 .5106....................................... 1.0 .9 .9 .8 .8 .7 .7 .6 .6 .5 .5107....................................... .9 .9 .8 .8 .7 .7 .7 .6 .6 .5 .5108....................................... .9 .8 .8 .8 .7 .7 .6 .6 .5 .5 .5109....................................... .8 .8 .7 .7 .7 .7 .6 .6 .5 .5 .5110....................................... .7 .7 .7 .7 .7 .6 .6 .6 .5 .5 .5111....................................... .7 .7 .7 .6 .6 .6 .6 .5 .5 .5 .5112....................................... .6 .6 .6 .6 .6 .6 .5 .5 .5 .5 .5113....................................... .6 .6 .6 .5 .5 .5 .5 .5 .5 .5 .5114....................................... .5 .5 .5 .5 .5 .5 .5 .5 .5 .5 .5115....................................... .5 .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VII--Percent Value of Refund Feature; Duration of Guaranteed Amount--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
1 2 3 4 5 6 7 8 9 10--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 0 0 0 0 0 0 0 0 0 06................................................... 0 0 0 0 0 0 0 0 0 07................................................... 0 0 0 0 0 0 0 0 0 08................................................... 0 0 0 0 0 0 0 0 0 09................................................... 0 0 0 0 0 0 0 0 0 010.................................................. 0 0 0 0 0 0 0 0 0 011.................................................. 0 0 0 0 0 0 0 0 0 012.................................................. 0 0 0 0 0 0 0 0 0 013.................................................. 0 0 0 0 0 0 0 0 0 014.................................................. 0 0 0 0 0 0 0 0 0 015.................................................. 0 0 0 0 0 0 0 0 0 016.................................................. 0 0 0 0 0 0 0 0 0 017.................................................. 0 0 0 0 0 0 0 0 0 018.................................................. 0 0 0 0 0 0 0 0 0 019.................................................. 0 0 0 0 0 0 0 0 0 020.................................................. 0 0 0 0 0 0 0 0 0 021.................................................. 0 0 0 0 0 0 0 0 0 022.................................................. 0 0 0 0 0 0 0 0 0 023.................................................. 0 0 0 0 0 0 0 0 0 024.................................................. 0 0 0 0 0 0 0 0 0 025.................................................. 0 0 0 0 0 0 0 0 0 026.................................................. 0 0 0 0 0 0 0 0 0 027.................................................. 0 0 0 0 0 0 0 0 0 028.................................................. 0 0 0 0 0 0 0 0 0 029.................................................. 0 0 0 0 0 0 0 0 0 030.................................................. 0 0 0 0 0 0 0 0 0 031.................................................. 0 0 0 0 0 0 0 0 0 032.................................................. 0 0 0 0 0 0 0 0 0 033.................................................. 0 0 0 0 0 0 0 0 0 034.................................................. 0 0 0 0 0 0 0 0 0 035.................................................. 0 0 0 0 0 0 0 0 0 0
36.................................................. 0 0 0 0 0 0 0 0 0 037.................................................. 0 0 0 0 0 0 0 0 0 138.................................................. 0 0 0 0 0 0 0 0 0 139.................................................. 0 0 0 0 0 0 0 0 1 140.................................................. 0 0 0 0 0 0 0 1 1 141.................................................. 0 0 0 0 0 0 0 1 1 142.................................................. 0 0 0 0 0 0 1 1 1 143.................................................. 0 0 0 0 0 0 1 1 1 144.................................................. 0 0 0 0 0 1 1 1 1 145.................................................. 0 0 0 0 0 1 1 1 1 146.................................................. 0 0 0 0 1 1 1 1 1 147.................................................. 0 0 0 0 1 1 1 1 1 148.................................................. 0 0 0 0 1 1 1 1 1 149.................................................. 0 0 0 1 1 1 1 1 1 250.................................................. 0 0 0 1 1 1 1 1 1 251.................................................. 0 0 0 1 1 1 1 1 2 252.................................................. 0 0 0 1 1 1 1 1 2 253.................................................. 0 0 1 1 1 1 1 2 2 254.................................................. 0 0 1 1 1 1 1 2 2 255.................................................. 0 0 1 1 1 1 2 2 2 256.................................................. 0 0 1 1 1 1 2 2 2 357.................................................. 0 0 1 1 1 2 2 2 3 358.................................................. 0 1 1 1 1 2 2 2 3 359.................................................. 0 1 1 1 1 2 2 3 3 460.................................................. 0 1 1 1 2 2 2 3 3 461.................................................. 0 1 1 1 2 2 3 3 4 462.................................................. 0 1 1 2 2 2 3 4 4 563.................................................. 0 1 1 2 2 3 3 4 5 564.................................................. 0 1 1 2 2 3 4 4 5 665.................................................. 0 1 2 2 3 3 4 5 6 666.................................................. 1 1 2 2 3 4 5 5 6 767.................................................. 1 1 2 3 3 4 5 6 7 868.................................................. 1 1 2 3 4 5 6 7 8 969.................................................. 1 1 2 3 4 5 6 7 8 1070.................................................. 1 2 3 4 5 6 7 8 9 1171.................................................. 1 2 3 4 5 6 8 9 10 1272.................................................. 1 2 3 4 6 7 8 10 11 1373.................................................. 1 2 4 5 6 8 9 11 13 1474.................................................. 1 3 4 5 7 9 10 12 14 1675.................................................. 1 3 4 6 8 9 11 13 15 1776.................................................. 2 3 5 7 9 10 12 15 17 1977.................................................. 2 4 5 7 9 12 14 16 18 2178.................................................. 2 4 6 8 10 13 15 18 20 2379.................................................. 2 4 7 9 11 14 17 19 22 2580.................................................. 2 5 7 10 13 15 18 21 24 2781.................................................. 3 5 8 11 14 17 20 23 26 2982.................................................. 3 6 9 12 15 19 22 25 28 3283.................................................. 3 7 10 13 17 20 24 27 31 3484.................................................. 4 7 11 15 19 22 26 30 33 3785.................................................. 4 8 12 16 20 24 28 32 36 4086.................................................. 4 9 13 18 22 27 31 35 39 4287.................................................. 5 10 15 20 24 29 33 37 41 4588.................................................. 5 11 16 21 26 31 36 40 44 4889.................................................. 6 12 18 23 28 33 38 43 47 5090.................................................. 7 13 19 25 31 36 41 45 49 5391.................................................. 7 14 21 27 33 38 43 48 52 5592.................................................. 8 15 22 29 35 40 45 50 54 5893.................................................. 9 17 24 31 37 43 48 52 56 6094.................................................. 9 18 26 33 39 45 50 54 58 6295.................................................. 10 19 27 35 41 47 52 57 60 6496.................................................. 11 20 29 36 43 49 54 59 62 6697.................................................. 11 21 30 38 45 51 56 61 64 6898.................................................. 12 23 32 40 47 53 58 63 66 6999.................................................. 13 24 34 42 49 55 60 65 68 71100................................................. 14 26 36 44 52 58 63 67 70 73101................................................. 14 27 38 47 54 60 65 69 72 75102................................................. 15 29 40 49 56 62 67 71 74 77103................................................. 17 31 42 52 59 65 69 73 76 78104................................................. 18 33 45 55 62 67 72 75 78 80
105................................................. 19 36 48 58 65 70 74 77 80 82106................................................. 21 38 51 61 68 73 77 79 82 84107................................................. 23 42 55 64 71 75 79 81 84 85108................................................. 25 45 58 67 73 78 81 83 85 87109................................................. 28 49 62 71 76 80 83 85 87 88110................................................. 31 52 66 74 79 82 85 87 88 89111................................................. 34 57 70 77 82 85 87 88 90 91112................................................. 37 61 73 80 84 87 88 90 91 92113................................................. 41 66 77 83 86 88 90 91 92 93114................................................. 45 70 80 85 88 90 92 93 93 94115................................................. 50 75 83 88 90 92 93 94 94 95--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VII--Percent Value of Refund Feature; Duration of Guaranteed Amount--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
11 12 13 14 15 16 17 18 19 20--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 0 0 0 0 0 0 0 0 0 06................................................... 0 0 0 0 0 0 0 0 0 07................................................... 0 0 0 0 0 0 0 0 0 08................................................... 0 0 0 0 0 0 0 0 0 09................................................... 0 0 0 0 0 0 0 0 0 010.................................................. 0 0 0 0 0 0 0 0 0 011.................................................. 0 0 0 0 0 0 0 0 0 012.................................................. 0 0 0 0 0 0 0 0 0 013.................................................. 0 0 0 0 0 0 0 0 0 014.................................................. 0 0 0 0 0 0 0 0 0 015.................................................. 0 0 0 0 0 0 0 0 0 016.................................................. 0 0 0 0 0 0 0 0 0 017.................................................. 0 0 0 0 0 0 0 0 0 018.................................................. 0 0 0 0 0 0 0 0 0 019.................................................. 0 0 0 0 0 0 0 0 0 020.................................................. 0 0 0 0 0 0 0 0 0 121.................................................. 0 0 0 0 0 0 0 0 0 122.................................................. 0 0 0 0 0 0 0 0 1 123.................................................. 0 0 0 0 0 0 0 1 1 124.................................................. 0 0 0 0 0 0 0 1 1 125.................................................. 0 0 0 0 0 0 1 1 1 126.................................................. 0 0 0 0 0 0 1 1 1 127.................................................. 0 0 0 0 0 1 1 1 1 128.................................................. 0 0 0 0 1 1 1 1 1 129.................................................. 0 0 0 0 1 1 1 1 1 130.................................................. 0 0 0 1 1 1 1 1 1 131.................................................. 0 0 0 1 1 1 1 1 1 132.................................................. 0 0 1 1 1 1 1 1 1 133.................................................. 0 0 1 1 1 1 1 1 1 134.................................................. 0 1 1 1 1 1 1 1 1 135.................................................. 0 1 1 1 1 1 1 1 1 136.................................................. 1 1 1 1 1 1 1 1 1 137.................................................. 1 1 1 1 1 1 1 1 1 138.................................................. 1 1 1 1 1 1 1 1 1 239.................................................. 1 1 1 1 1 1 1 1 2 240.................................................. 1 1 1 1 1 1 1 2 2 241.................................................. 1 1 1 1 1 1 2 2 2 242.................................................. 1 1 1 1 1 2 2 2 2 243.................................................. 1 1 1 1 2 2 2 2 2 344.................................................. 1 1 1 2 2 2 2 2 3 345.................................................. 1 1 2 2 2 2 2 3 3 346.................................................. 1 2 2 2 2 2 3 3 3 347.................................................. 1 2 2 2 2 2 3 3 3 448.................................................. 2 2 2 2 2 3 3 3 4 449.................................................. 2 2 2 2 3 3 3 4 4 450.................................................. 2 2 2 3 3 3 3 4 4 551.................................................. 2 2 3 3 3 3 4 4 4 552.................................................. 2 2 3 3 3 4 4 5 5 553.................................................. 2 3 3 3 4 4 5 5 5 654.................................................. 3 3 3 4 4 4 5 5 6 755.................................................. 3 3 4 4 4 5 5 6 7 7
56.................................................. 3 3 4 4 5 5 6 7 7 857.................................................. 3 4 4 5 5 6 6 7 8 958.................................................. 4 4 5 5 6 6 7 8 9 959.................................................. 4 5 5 6 6 7 8 9 9 1060.................................................. 4 5 6 6 7 8 9 10 10 1161.................................................. 5 6 6 7 8 9 10 10 11 1362.................................................. 5 6 7 8 9 10 11 12 13 1463.................................................. 6 7 8 9 10 11 12 13 14 1564.................................................. 7 8 8 9 10 12 13 14 15 1765.................................................. 7 8 9 10 12 13 14 15 17 1866.................................................. 8 9 10 12 13 14 15 17 18 2067.................................................. 9 10 11 13 14 15 17 18 20 2268.................................................. 10 11 13 14 15 17 19 20 22 2469.................................................. 11 12 14 15 17 19 20 22 24 2670.................................................. 12 14 15 17 19 20 22 24 26 2871.................................................. 13 15 17 18 20 22 24 26 28 3072.................................................. 15 17 18 20 22 24 26 28 30 3273.................................................. 16 18 20 22 24 26 28 31 33 3574.................................................. 18 20 22 24 26 28 31 33 35 3775.................................................. 19 22 24 26 28 31 33 35 38 4076.................................................. 21 24 26 28 31 33 36 38 40 4377.................................................. 23 26 28 31 33 36 38 41 43 4578.................................................. 25 28 31 33 36 38 41 43 46 4879.................................................. 28 30 33 36 38 41 44 46 48 5180.................................................. 30 33 36 38 41 44 46 49 51 5381.................................................. 32 35 38 41 44 47 49 51 54 5682.................................................. 35 38 41 44 47 49 52 54 56 5883.................................................. 38 41 44 47 49 52 54 57 59 6184.................................................. 40 44 47 49 52 55 57 59 61 6385.................................................. 43 46 49 52 55 57 59 62 63 6586.................................................. 46 49 52 55 57 60 62 64 66 6787.................................................. 48 52 55 57 60 62 64 66 68 6988.................................................. 51 54 57 60 62 64 66 68 70 7189.................................................. 54 57 60 62 65 67 68 70 72 7390.................................................. 56 59 62 64 67 69 70 72 74 7591.................................................. 59 62 64 67 69 71 72 74 75 7692.................................................. 61 64 66 69 71 72 74 75 77 7893.................................................. 63 66 68 70 72 74 75 77 78 7994.................................................. 65 68 70 72 74 75 77 78 79 8095.................................................. 67 69 72 74 75 77 78 79 81 8296.................................................. 69 71 73 75 77 78 80 81 82 8397.................................................. 70 73 75 77 78 80 81 82 83 8498.................................................. 72 74 76 78 79 81 82 83 84 8599.................................................. 74 76 78 79 81 82 83 84 85 86100................................................. 75 78 79 81 82 83 84 85 86 86101................................................. 77 79 81 82 83 84 85 86 87 87102................................................. 79 81 82 83 84 85 86 87 88 88103................................................. 80 82 83 85 86 87 87 88 89 89104................................................. 82 84 85 86 87 88 88 89 90 90105................................................. 84 85 86 87 88 89 89 90 90 91106................................................. 85 86 87 88 89 90 90 91 91 92107................................................. 87 88 89 89 90 91 91 92 92 93108................................................. 88 89 90 90 91 92 92 93 93 93109................................................. 89 90 91 92 92 93 93 93 94 94110................................................. 90 91 92 92 93 93 94 94 94 95111................................................. 92 92 93 93 94 94 95 95 95 95112................................................. 93 93 94 94 95 95 95 96 96 96113................................................. 94 94 95 95 95 96 96 96 96 97114................................................. 95 95 95 96 96 96 97 97 97 97115................................................. 95 96 96 96 97 97 97 97 97 98--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VII--Percent Value of Refund Feature; Duration of Guaranteed Amount--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
21 22 23 24 25 26 27 28 29 30--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 0 0 0 0 0 0 0 0 0 06................................................... 0 0 0 0 0 0 0 0 0 0
7................................................... 0 0 0 0 0 0 0 0 0 08................................................... 0 0 0 0 0 0 0 0 0 19................................................... 0 0 0 0 0 0 0 0 1 110.................................................. 0 0 0 0 0 0 0 1 1 111.................................................. 0 0 0 0 0 0 1 1 1 112.................................................. 0 0 0 0 0 0 1 1 1 113.................................................. 0 0 0 0 0 1 1 1 1 114.................................................. 0 0 0 0 1 1 1 1 1 115.................................................. 0 0 0 1 1 1 1 1 1 116.................................................. 0 0 1 1 1 1 1 1 1 117.................................................. 0 0 1 1 1 1 1 1 1 118.................................................. 0 1 1 1 1 1 1 1 1 119.................................................. 1 1 1 1 1 1 1 1 1 120.................................................. 1 1 1 1 1 1 1 1 1 121.................................................. 1 1 1 1 1 1 1 1 1 122.................................................. 1 1 1 1 1 1 1 1 1 123.................................................. 1 1 1 1 1 1 1 1 1 124.................................................. 1 1 1 1 1 1 1 1 1 125.................................................. 1 1 1 1 1 1 1 1 1 126.................................................. 1 1 1 1 1 1 1 1 1 127.................................................. 1 1 1 1 1 1 1 1 1 228.................................................. 1 1 1 1 1 1 1 1 2 229.................................................. 1 1 1 1 1 1 1 2 2 230.................................................. 1 1 1 1 1 1 2 2 2 231.................................................. 1 1 1 1 1 2 2 2 2 232.................................................. 1 1 1 1 2 2 2 2 2 233.................................................. 1 1 1 2 2 2 2 2 2 234.................................................. 1 1 2 2 2 2 2 2 2 335.................................................. 1 2 2 2 2 2 2 2 3 336.................................................. 2 2 2 2 2 2 2 3 3 337.................................................. 2 2 2 2 2 2 3 3 3 338.................................................. 2 2 2 2 2 3 3 3 3 439.................................................. 2 2 2 2 3 3 3 3 4 440.................................................. 2 2 3 3 3 3 3 4 4 441.................................................. 2 3 3 3 3 3 4 4 4 542.................................................. 3 3 3 3 3 4 4 4 5 543.................................................. 3 3 3 4 4 4 4 5 5 644.................................................. 3 3 4 4 4 4 5 5 6 645.................................................. 3 4 4 4 5 5 5 6 6 746.................................................. 4 4 4 5 5 5 6 6 7 747.................................................. 4 4 5 5 5 6 6 7 7 848.................................................. 4 5 5 5 6 6 7 7 8 949.................................................. 5 5 5 6 6 7 8 8 9 1050.................................................. 5 5 6 6 7 8 8 9 10 1051.................................................. 5 6 6 7 8 8 9 10 11 1152.................................................. 6 7 7 8 8 9 10 11 11 1253.................................................. 7 7 8 8 9 10 11 12 13 1454.................................................. 7 8 8 9 10 11 12 13 14 1555.................................................. 8 9 9 10 11 12 13 14 15 1656.................................................. 9 9 10 11 12 13 14 15 16 1857.................................................. 9 10 11 12 13 14 15 17 18 1958.................................................. 10 11 12 13 14 16 17 18 19 2159.................................................. 11 12 13 15 16 17 18 20 21 2260.................................................. 12 14 15 16 17 19 20 21 23 2461.................................................. 14 15 16 17 19 20 22 23 25 2662.................................................. 15 16 18 19 20 22 23 25 27 2863.................................................. 16 18 19 21 22 24 25 27 29 3064.................................................. 18 19 21 23 24 26 28 29 31 3365.................................................. 20 21 23 25 26 28 30 31 33 3566.................................................. 21 23 25 27 28 30 32 34 35 3767.................................................. 23 25 27 29 31 32 34 36 38 4068.................................................. 25 27 29 31 33 35 37 38 40 4269.................................................. 28 29 31 33 35 37 39 41 43 4470.................................................. 30 32 34 36 38 40 42 43 45 4771.................................................. 32 34 36 38 40 42 44 46 47 4972.................................................. 35 37 39 41 43 45 46 48 50 5173.................................................. 37 39 41 43 45 47 49 51 52 5474.................................................. 40 42 44 46 48 50 51 53 54 5675.................................................. 42 44 46 48 50 52 54 55 57 58
76.................................................. 45 47 49 51 53 54 56 58 59 6077.................................................. 47 50 51 53 55 57 58 60 61 6278.................................................. 50 52 54 56 57 59 61 62 63 6479.................................................. 53 55 56 58 60 61 63 64 65 6680.................................................. 55 57 59 60 62 63 65 66 67 6881.................................................. 58 59 61 63 64 66 67 68 69 7082.................................................. 60 62 63 65 66 68 69 70 71 7283.................................................. 62 64 66 67 68 70 71 72 73 7484.................................................. 65 66 68 69 70 71 72 73 74 7585.................................................. 67 68 70 71 72 73 74 75 76 7786.................................................. 69 70 72 73 74 75 76 77 77 7887.................................................. 71 72 73 75 76 76 77 78 79 8088.................................................. 73 74 75 76 77 78 79 80 80 8189.................................................. 74 76 77 78 79 79 80 81 81 8290.................................................. 76 77 78 79 80 81 81 82 83 8391.................................................. 78 79 79 80 81 82 83 83 84 8492.................................................. 79 80 81 82 82 83 84 84 85 8593.................................................. 80 81 82 83 83 84 85 85 86 8694.................................................. 81 82 83 84 84 85 85 86 86 8795.................................................. 82 83 84 85 85 86 86 87 87 8896.................................................. 83 84 85 86 86 87 87 88 88 8897.................................................. 84 85 86 86 87 87 88 88 89 8998.................................................. 85 86 87 87 88 88 89 89 89 9099.................................................. 86 87 87 88 88 89 89 90 90 90100................................................. 87 88 88 89 89 90 90 90 91 91101................................................. 88 89 89 90 90 90 91 91 91 92102................................................. 89 89 90 90 91 91 91 92 92 92103................................................. 90 90 91 91 91 92 92 92 93 93104................................................. 91 91 91 92 92 92 93 93 93 93105................................................. 91 92 92 92 93 93 93 94 94 94106................................................. 92 93 93 93 93 94 94 94 94 95107................................................. 93 93 94 94 94 94 95 95 95 95108................................................. 94 94 94 94 95 95 95 95 95 96109................................................. 94 95 95 95 95 95 96 96 96 96110................................................. 95 95 95 96 96 96 96 96 96 96111................................................. 96 96 96 96 96 96 97 97 97 97112................................................. 96 96 96 97 97 97 97 97 97 97113................................................. 97 97 97 97 97 97 97 98 98 98114................................................. 97 97 97 98 98 98 98 98 98 98115................................................. 98 98 98 98 98 98 98 98 98 98--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VII--Percent Value of Refund Feature; Duration of Guaranteed Amount--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
31 32 33 34 35 36 37 38 39 40--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 0 1 1 1 1 1 1 1 1 16................................................... 0 1 1 1 1 1 1 1 1 17................................................... 1 1 1 1 1 1 1 1 1 18................................................... 1 1 1 1 1 1 1 1 1 19................................................... 1 1 1 1 1 1 1 1 1 110.................................................. 1 1 1 1 1 1 1 1 1 111.................................................. 1 1 1 1 1 1 1 1 1 112.................................................. 1 1 1 1 1 1 1 1 1 113.................................................. 1 1 1 1 1 1 1 1 1 114.................................................. 1 1 1 1 1 1 1 1 1 115.................................................. 1 1 1 1 1 1 1 1 1 116.................................................. 1 1 1 1 1 1 1 1 1 117.................................................. 1 1 1 1 1 1 1 1 1 118.................................................. 1 1 1 1 1 1 1 1 1 219.................................................. 1 1 1 1 1 1 1 1 2 220.................................................. 1 1 1 1 1 1 1 2 2 221.................................................. 1 1 1 1 1 1 2 2 2 222.................................................. 1 1 1 1 1 2 2 2 2 223.................................................. 1 1 1 2 2 2 2 2 2 224.................................................. 1 1 2 2 2 2 2 2 2 225.................................................. 1 2 2 2 2 2 2 2 2 326.................................................. 2 2 2 2 2 2 2 2 3 3
27.................................................. 2 2 2 2 2 2 2 3 3 328.................................................. 2 2 2 2 2 2 3 3 3 329.................................................. 2 2 2 2 2 3 3 3 3 430.................................................. 2 2 2 3 3 3 3 3 4 431.................................................. 2 2 3 3 3 3 3 4 4 432.................................................. 2 3 3 3 3 3 4 4 4 533.................................................. 3 3 3 3 3 4 4 4 5 534.................................................. 3 3 3 3 4 4 4 5 5 535.................................................. 3 3 3 4 4 4 5 5 5 636.................................................. 3 4 4 4 4 5 5 5 6 637.................................................. 4 4 4 4 5 5 6 6 6 738.................................................. 4 4 5 5 5 6 6 7 7 839.................................................. 4 5 5 5 6 6 7 7 8 840.................................................. 5 5 5 6 6 7 7 8 8 941.................................................. 5 5 6 6 7 7 8 9 9 1042.................................................. 6 6 6 7 7 8 9 9 10 1143.................................................. 6 7 7 8 8 9 9 10 11 1244.................................................. 7 7 8 8 9 10 10 11 12 1345.................................................. 7 8 8 9 10 10 11 12 13 1446.................................................. 8 9 9 10 11 11 12 13 14 1547.................................................. 9 9 10 11 12 12 13 14 15 1648.................................................. 9 10 11 12 13 14 15 16 17 1849.................................................. 10 11 12 13 14 15 16 17 18 1950.................................................. 11 12 13 14 15 16 17 18 20 2151.................................................. 12 13 14 15 16 17 19 20 21 2252.................................................. 13 14 15 17 18 19 20 21 23 2453.................................................. 15 16 17 18 19 20 22 23 24 2654.................................................. 16 17 18 19 21 22 23 25 26 2855.................................................. 17 18 20 21 22 24 25 27 28 3056.................................................. 19 20 21 23 24 26 27 29 30 3257.................................................. 20 22 23 25 26 28 29 31 32 3458.................................................. 22 24 25 27 28 30 31 33 34 3659.................................................. 24 25 27 28 30 32 33 35 36 3860.................................................. 26 27 29 31 32 34 35 37 38 4061.................................................. 28 29 31 33 34 36 37 39 40 4262.................................................. 30 32 33 35 36 38 40 41 42 4463.................................................. 32 34 35 37 39 40 42 43 45 4664.................................................. 34 36 38 39 41 42 44 45 47 4865.................................................. 37 38 40 42 43 45 46 47 49 5066.................................................. 39 41 42 44 45 47 48 50 51 5267.................................................. 41 43 45 46 48 49 50 52 53 5468.................................................. 44 45 47 48 50 51 52 54 55 5669.................................................. 46 48 49 51 52 53 54 56 57 5870.................................................. 48 50 51 53 54 55 57 58 59 6071.................................................. 51 52 54 55 56 57 59 60 61 6272.................................................. 53 54 56 57 58 59 60 62 62 6373.................................................. 55 57 58 59 60 61 62 63 64 6574.................................................. 57 59 60 61 62 63 64 65 66 6775.................................................. 59 61 62 63 64 65 66 67 68 6976.................................................. 62 63 64 65 66 67 68 69 69 7077.................................................. 64 65 66 67 68 69 70 70 71 7278.................................................. 66 67 68 69 70 70 71 72 73 7379.................................................. 67 68 69 70 71 72 73 73 74 7580.................................................. 69 70 71 72 73 74 74 75 76 7681.................................................. 71 72 73 74 74 75 76 76 77 7882.................................................. 73 74 74 75 76 77 77 78 78 7983.................................................. 74 75 76 77 77 78 79 79 80 8084.................................................. 76 77 77 78 79 79 80 80 81 8185.................................................. 78 78 79 79 80 81 81 82 82 8386.................................................. 79 80 80 81 81 82 82 83 83 8487.................................................. 80 81 81 82 83 83 83 84 84 8588.................................................. 82 82 83 83 84 84 85 85 85 8689.................................................. 83 83 84 84 85 85 85 86 86 8790.................................................. 84 84 85 85 86 86 86 87 87 8791.................................................. 85 85 86 86 87 87 87 88 88 8892.................................................. 86 86 87 87 87 88 88 88 89 8993.................................................. 87 87 87 88 88 88 89 89 89 9094.................................................. 87 88 88 88 89 89 89 90 90 9095.................................................. 88 88 89 89 89 90 90 90 91 91
96.................................................. 89 89 89 90 90 90 91 91 91 9197.................................................. 89 90 90 90 91 91 91 91 92 9298.................................................. 90 90 91 91 91 91 92 92 92 9299.................................................. 91 91 91 92 92 92 92 92 93 93100................................................. 91 92 92 92 92 92 93 93 93 93101................................................. 92 92 92 93 93 93 93 93 94 94102................................................. 92 93 93 93 93 94 94 94 94 94103................................................. 93 93 93 94 94 94 94 94 94 95104................................................. 94 94 94 94 94 95 95 95 95 95105................................................. 94 94 95 95 95 95 95 95 95 95106................................................. 95 95 95 95 95 95 96 96 96 96107................................................. 95 95 96 96 96 96 96 96 96 96108................................................. 96 96 96 96 96 96 96 96 97 97109................................................. 96 96 96 97 97 97 97 97 97 97110................................................. 97 97 97 97 97 97 97 97 97 97111................................................. 97 97 97 97 97 97 98 98 98 98112................................................. 97 97 98 98 98 98 98 98 98 98113................................................. 98 98 98 98 98 98 98 98 98 98114................................................. 98 98 98 98 98 98 98 98 98 99115................................................. 98 98 98 99 99 99 99 99 99 99--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIII--Temporary Life Annuities; \1\ One Life--Expected Return Multiples
[See footnote at end of tables]
Temporary Period--Maximum Duration of Annuity--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
1 2 3 4 5 6 7 8 9 10--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.06................................................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.07................................................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.08................................................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.09................................................... 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.010.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.011.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.012.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.013.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.014.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.015.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.016.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.017.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.018.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.019.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.020.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.021.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.022.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.023.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.024.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.025.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.026.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.027.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.028.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.029.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.030.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.031.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.032.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.033.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.034.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.035.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.036.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 10.037.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 9.938.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 9.939.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0 9.940.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.941.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.942.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 8.9 9.943.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.9
44.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.945.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 7.0 7.9 8.9 9.946.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.947.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.948.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.949.................................................. 1.0 2.0 3.0 4.0 5.0 6.0 6.9 7.9 8.9 9.850.................................................. 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.9 9.851.................................................. 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.9 9.852.................................................. 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.8 9.853.................................................. 1.0 2.0 3.0 4.0 5.0 5.9 6.9 7.9 8.8 9.854.................................................. 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.9 8.8 9.855.................................................. 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.756.................................................. 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.757.................................................. 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.8 9.758.................................................. 1.0 2.0 3.0 4.0 4.9 5.9 6.9 7.8 8.7 9.759.................................................. 1.0 2.0 3.0 4.0 4.9 5.9 6.8 7.8 8.7 9.660.................................................. 1.0 2.0 3.0 3.9 4.9 5.9 6.8 7.8 8.7 9.661.................................................. 1.0 2.0 3.0 3.9 4.9 5.9 6.8 7.7 8.7 9.662.................................................. 1.0 2.0 3.0 3.9 4.9 5.8 6.8 7.7 8.6 9.563.................................................. 1.0 2.0 3.0 3.9 4.9 5.8 6.8 7.7 8.6 9.564.................................................. 1.0 2.0 3.0 3.9 4.9 5.8 6.7 7.6 8.5 9.465.................................................. 1.0 2.0 3.0 3.9 4.9 5.8 6.7 7.6 8.5 9.366.................................................. 1.0 2.0 2.9 3.9 4.8 5.8 6.7 7.6 8.4 9.367.................................................. 1.0 2.0 2.9 3.9 4.8 5.7 6.6 7.5 8.4 9.268.................................................. 1.0 2.0 2.9 3.9 4.8 5.7 6.6 7.5 8.3 9.169.................................................. 1.0 2.0 2.9 3.9 4.8 5.7 6.6 7.4 8.2 9.070.................................................. 1.0 2.0 2.9 3.9 4.8 5.6 6.5 7.3 8.1 8.971.................................................. 1.0 2.0 2.9 3.8 4.7 5.6 6.5 7.3 8.1 8.872.................................................. 1.0 2.0 2.9 3.8 4.7 5.6 6.4 7.2 8.0 8.773.................................................. 1.0 2.0 2.9 3.8 4.7 5.5 6.3 7.1 7.9 8.674.................................................. 1.0 1.9 2.9 3.8 4.6 5.5 6.3 7.0 7.7 8.475.................................................. 1.0 1.9 2.9 3.8 4.6 5.4 6.2 6.9 7.6 8.376.................................................. 1.0 1.9 2.8 3.7 4.6 5.4 6.1 6.8 7.5 8.177.................................................. 1.0 1.9 2.8 3.7 4.5 5.3 6.0 6.7 7.3 7.978.................................................. 1.0 1.9 2.8 3.7 4.5 5.2 5.9 6.6 7.2 7.779.................................................. 1.0 1.9 2.8 3.6 4.4 5.1 5.8 6.4 7.0 7.580.................................................. 1.0 1.9 2.8 3.6 4.4 5.1 5.7 6.3 6.8 7.381.................................................. 1.0 1.9 2.8 3.6 4.3 5.0 5.6 6.1 6.6 7.082.................................................. 1.0 1.9 2.7 3.5 4.2 4.9 5.4 6.0 6.4 6.883.................................................. 1.0 1.9 2.7 3.5 4.1 4.8 5.3 5.8 6.2 6.584.................................................. 1.0 1.8 2.7 3.4 4.1 4.6 5.2 5.6 6.0 6.385.................................................. 1.0 1.8 2.6 3.3 4.0 4.5 5.0 5.4 5.7 6.086.................................................. 1.0 1.8 2.6 3.3 3.9 4.4 4.8 5.2 5.5 5.787.................................................. .9 1.8 2.5 3.2 3.8 4.3 4.7 5.0 5.3 5.588.................................................. .9 1.8 2.5 3.1 3.7 4.1 4.5 4.8 5.0 5.289.................................................. .9 1.8 2.5 3.1 3.6 4.0 4.3 4.6 4.8 4.990.................................................. .9 1.7 2.4 3.0 3.4 3.8 4.1 4.4 4.5 4.791.................................................. .9 1.7 2.4 2.9 3.3 3.7 4.0 4.2 4.3 4.492.................................................. .9 1.7 2.3 2.8 3.2 3.5 3.8 4.0 4.1 4.293.................................................. .9 1.7 2.3 2.7 3.1 3.4 3.6 3.8 3.9 4.094.................................................. .9 1.6 2.2 2.7 3.0 3.3 3.5 3.6 3.7 3.895.................................................. .9 1.6 2.2 2.6 2.9 3.1 3.3 3.4 3.5 3.696.................................................. .9 1.6 2.1 2.5 2.8 3.0 3.2 3.3 3.3 3.497.................................................. .9 1.6 2.1 2.4 2.7 2.9 3.0 3.1 3.2 3.298.................................................. .9 1.5 2.0 2.4 2.6 2.8 2.9 3.0 3.0 3.099.................................................. .9 1.5 2.0 2.3 2.5 2.6 2.7 2.8 2.8 2.8100................................................. .9 1.5 1.9 2.2 2.4 2.5 2.6 2.6 2.6 2.7101................................................. .8 1.4 1.8 2.1 2.3 2.4 2.4 2.5 2.5 2.5102................................................. .8 1.4 1.8 2.0 2.1 2.2 2.3 2.3 2.3 2.3103................................................. .8 1.4 1.7 1.9 2.0 2.1 2.1 2.1 2.1 2.1104................................................. .8 1.3 1.6 1.8 1.9 1.9 1.9 1.9 1.9 1.9105................................................. .8 1.3 1.5 1.7 1.7 1.8 1.8 1.8 1.8 1.8106................................................. .8 1.2 1.4 1.5 1.6 1.6 1.6 1.6 1.6 1.6107................................................. .7 1.1 1.3 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. .7 1.1 1.2 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. .7 1.0 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. .7 .9 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .6 .8 .9 .9 .9 .9 .9 .9 .9 .9
112................................................. .6 .7 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .6 .6 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .5 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIII--Temporary Life Annuities;\1\ One Life--Expected Return Multiples
[See footnote at end of tables]
Temporary Period--Maximum Duration of Annuity--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
11 12 13 14 15 16 17 18 19 20--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 11.0 12.0 13.0 14.0 15.0 16.0 17.0 18.0 19.0 19.96................................................... 11.0 12.0 13.0 14.0 15.0 16.0 17.0 18.0 19.0 19.97................................................... 11.0 12.0 13.0 14.0 15.0 16.0 17.0 18.0 19.0 19.98................................................... 11.0 12.0 13.0 14.0 15.0 16.0 17.0 18.0 18.9 19.99................................................... 11.0 12.0 13.0 14.0 15.0 16.0 17.0 18.0 18.9 19.910.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 17.0 18.0 18.9 19.911.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 17.0 17.9 18.9 19.912.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 17.0 17.9 18.9 19.913.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 17.0 17.9 18.9 19.914.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 16.9 17.9 18.9 19.915.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 16.9 17.9 18.9 19.916.................................................. 11.0 12.0 13.0 14.0 15.0 16.0 16.9 17.9 18.9 19.917.................................................. 11.0 12.0 13.0 14.0 15.0 15.9 16.9 17.9 18.9 19.918.................................................. 11.0 12.0 13.0 14.0 15.0 15.9 16.9 17.9 18.9 19.919.................................................. 11.0 12.0 13.0 14.0 15.0 15.9 16.9 17.9 18.9 19.920.................................................. 11.0 12.0 13.0 14.0 14.9 15.9 16.9 17.9 18.9 19.921.................................................. 11.0 12.0 13.0 14.0 14.9 15.9 16.9 17.9 18.9 19.922.................................................. 11.0 12.0 13.0 14.0 14.9 15.9 16.9 17.9 18.9 19.923.................................................. 11.0 12.0 13.0 13.9 14.9 15.9 16.9 17.9 18.9 19.924.................................................. 11.0 12.0 13.0 13.9 14.9 15.9 16.9 17.9 18.9 19.925.................................................. 11.0 12.0 13.0 13.9 14.9 15.9 16.9 17.9 18.9 19.926.................................................. 11.0 12.0 12.9 13.9 14.9 15.9 16.9 17.9 18.9 19.927.................................................. 11.0 12.0 12.9 13.9 14.9 15.9 16.9 17.9 18.9 19.928.................................................. 11.0 12.0 12.9 13.9 14.9 15.9 16.9 17.9 18.9 19.829.................................................. 11.0 12.0 12.9 13.9 14.9 15.9 16.9 17.9 18.9 19.830.................................................. 11.0 11.9 12.9 13.9 14.9 15.9 16.9 17.9 18.8 19.831.................................................. 11.0 11.9 12.9 13.9 14.9 15.9 16.9 17.9 18.8 19.832.................................................. 11.0 11.9 12.9 13.9 14.9 15.9 16.9 17.8 18.8 19.833.................................................. 11.0 11.9 12.9 13.9 14.9 15.9 16.9 17.8 18.8 19.834.................................................. 10.9 11.9 12.9 13.9 14.9 15.9 16.8 17.8 18.8 19.835.................................................. 10.9 11.9 12.9 13.9 14.9 15.9 16.8 17.8 18.8 19.736.................................................. 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.8 19.737.................................................. 10.9 11.9 12.9 13.9 14.9 15.8 16.8 17.8 18.7 19.738.................................................. 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.8 18.7 19.739.................................................. 10.9 11.9 12.9 13.9 14.8 15.8 16.8 17.7 18.7 19.640.................................................. 10.9 11.9 12.9 13.8 14.8 15.8 16.7 17.7 18.7 19.641.................................................. 10.9 11.9 12.9 13.8 14.8 15.8 16.7 17.7 18.6 19.642.................................................. 10.9 11.9 12.8 13.8 14.8 15.7 16.7 17.6 18.6 19.543.................................................. 10.9 11.9 12.8 13.8 14.8 15.7 16.7 17.6 18.6 19.544.................................................. 10.9 11.8 12.8 13.8 14.7 15.7 16.6 17.6 18.5 19.445.................................................. 10.9 11.8 12.8 13.8 14.7 15.7 16.6 17.5 18.5 19.446.................................................. 10.9 11.8 12.8 13.7 14.7 15.6 16.6 17.5 18.4 19.347.................................................. 10.8 11.8 12.8 13.7 14.7 15.6 16.5 17.5 18.4 19.348.................................................. 10.8 11.8 12.7 13.7 14.6 15.6 16.5 17.4 18.3 19.249.................................................. 10.8 11.8 12.7 13.7 14.6 15.5 16.4 17.4 18.3 19.250.................................................. 10.8 11.7 12.7 13.6 14.6 15.5 16.4 17.3 18.2 19.151.................................................. 10.8 11.7 12.7 13.6 14.5 15.4 16.3 17.2 18.1 19.052.................................................. 10.8 11.7 12.6 13.6 14.5 15.4 16.3 17.2 18.0 18.953.................................................. 10.7 11.7 12.6 13.5 14.4 15.3 16.2 17.1 18.0 18.854.................................................. 10.7 11.6 12.6 13.5 14.4 15.3 16.2 17.0 17.9 18.755.................................................. 10.7 11.6 12.5 13.4 14.3 15.2 16.1 16.9 17.8 18.656.................................................. 10.7 11.6 12.5 13.4 14.3 15.1 16.0 16.8 17.6 18.457.................................................. 10.6 11.5 12.4 13.3 14.2 15.1 15.9 16.7 17.5 18.358.................................................. 10.6 11.5 12.4 13.3 14.1 15.0 15.8 16.6 17.4 18.1
59.................................................. 10.6 11.4 12.3 13.2 14.0 14.9 15.7 16.4 17.2 17.960.................................................. 10.5 11.4 12.3 13.1 13.9 14.7 15.5 16.3 17.0 17.761.................................................. 10.5 11.3 12.2 13.0 13.8 14.6 15.4 16.1 16.8 17.562.................................................. 10.4 11.3 12.1 12.9 13.7 14.5 15.2 15.9 16.6 17.263.................................................. 10.3 11.2 12.0 12.8 13.6 14.3 15.0 15.7 16.3 17.064.................................................. 10.3 11.1 11.9 12.7 13.4 14.1 14.8 15.5 16.1 16.765.................................................. 10.2 11.0 11.8 12.5 13.2 13.9 14.6 15.2 15.8 16.366.................................................. 10.1 10.9 11.6 12.4 13.1 13.7 14.4 14.9 15.5 16.067.................................................. 10.0 10.8 11.5 12.2 12.9 13.5 14.1 14.7 15.2 15.668.................................................. 9.9 10.6 11.4 12.0 12.7 13.3 13.8 14.3 14.8 15.369.................................................. 9.8 10.5 11.2 11.8 12.4 13.0 13.5 14.0 14.4 14.870.................................................. 9.6 10.3 11.0 11.6 12.2 12.7 13.2 13.7 14.0 14.471.................................................. 9.5 10.2 10.8 11.4 11.9 12.4 12.9 13.3 13.6 13.972.................................................. 9.4 10.0 10.6 11.2 11.7 12.1 12.5 12.9 13.2 13.573.................................................. 9.2 9.8 10.4 10.9 11.4 11.8 12.1 12.5 12.7 13.074.................................................. 9.0 9.6 10.1 10.6 11.0 11.4 11.7 12.0 12.3 12.575.................................................. 8.8 9.4 9.9 10.3 10.7 11.0 11.3 11.6 11.8 12.076.................................................. 8.6 9.1 9.6 10.0 10.3 10.6 10.9 11.1 11.3 11.477.................................................. 8.4 8.9 9.3 9.7 10.0 10.2 10.5 10.6 10.8 10.978.................................................. 8.2 8.6 9.0 9.3 9.6 9.8 10.0 10.2 10.3 10.479.................................................. 7.9 8.3 8.7 9.0 9.2 9.4 9.5 9.7 9.8 9.880.................................................. 7.7 8.0 8.3 8.6 8.8 9.0 9.1 9.2 9.3 9.381.................................................. 7.4 7.7 8.0 8.2 8.4 8.5 8.6 8.7 8.8 8.882.................................................. 7.1 7.4 7.6 7.8 8.0 8.1 8.2 8.2 8.3 8.383.................................................. 6.8 7.1 7.3 7.4 7.5 7.6 7.7 7.8 7.8 7.884.................................................. 6.5 6.7 6.9 7.0 7.1 7.2 7.3 7.3 7.3 7.485.................................................. 6.2 6.4 6.6 6.7 6.7 6.8 6.8 6.9 6.9 6.986.................................................. 5.9 6.1 6.2 6.3 6.4 6.4 6.4 6.5 6.5 6.587.................................................. 5.6 5.8 5.9 5.9 6.0 6.0 6.0 6.1 6.1 6.188.................................................. 5.3 5.4 5.5 5.6 5.6 5.6 5.7 5.7 5.7 5.789.................................................. 5.1 5.1 5.2 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 4.8 4.9 4.9 4.9 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.5 4.6 4.6 4.6 4.7 4.7 4.7 4.7 4.7 4.792.................................................. 4.3 4.3 4.3 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.0 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.8 3.8 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.6 3.6 3.6 3.6 3.7 3.7 3.7 3.7 3.7 3.796.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIII--Temporary Life Annuities; \1\ One Life--Expected Return Multiples
[See footnote at end of tables]
Temporary Period--Maximum Duration of Annuity--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
21 22 23 24 25 26 27 28 29 30--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.9 29.9
6................................................... 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.9 29.97................................................... 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.9 29.98................................................... 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.9 29.89................................................... 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.9 29.810.................................................. 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.8 29.811.................................................. 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.9 28.8 29.812.................................................. 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.8 28.8 29.813.................................................. 20.9 21.9 22.9 23.9 24.9 25.9 26.9 27.8 28.8 29.814.................................................. 20.9 21.9 22.9 23.9 24.9 25.9 26.8 27.8 28.8 29.815.................................................. 20.9 21.9 22.9 23.9 24.9 25.9 26.8 27.8 28.8 29.816.................................................. 20.9 21.9 22.9 23.9 24.9 25.8 26.8 27.8 28.8 29.817.................................................. 20.9 21.9 22.9 23.9 24.9 25.8 26.8 27.8 28.8 29.818.................................................. 20.9 21.9 22.9 23.9 24.8 25.8 26.8 27.8 28.8 29.719.................................................. 20.9 21.9 22.9 23.9 24.8 25.8 26.8 27.8 28.8 29.720.................................................. 20.9 21.9 22.9 23.8 24.8 25.8 26.8 27.8 28.7 29.721.................................................. 20.9 21.9 22.9 23.8 24.8 25.8 26.8 27.8 28.7 29.722.................................................. 20.9 21.9 22.8 23.8 24.8 25.8 26.8 27.7 28.7 29.723.................................................. 20.9 21.9 22.8 23.8 24.8 25.8 26.7 27.7 28.7 29.724.................................................. 20.9 21.8 22.8 23.8 24.8 25.8 26.7 27.7 28.7 29.625.................................................. 20.9 21.8 22.8 23.8 24.8 25.7 26.7 27.7 28.6 29.626.................................................. 20.8 21.8 22.8 23.8 24.8 25.7 26.7 27.7 28.6 29.627.................................................. 20.8 21.8 22.8 23.8 24.7 25.7 26.7 27.6 28.6 29.528.................................................. 20.8 21.8 22.8 23.7 24.7 25.7 26.6 27.6 28.6 29.529.................................................. 20.8 21.8 22.8 23.7 24.7 25.7 26.6 27.6 28.5 29.530.................................................. 20.8 21.8 22.7 23.7 24.7 25.6 26.6 27.5 28.5 29.431.................................................. 20.8 21.8 22.7 23.7 24.6 25.6 26.6 27.5 28.4 29.432.................................................. 20.8 21.7 22.7 23.7 24.6 25.6 26.5 27.5 28.4 29.333.................................................. 20.8 21.7 22.7 23.6 24.6 25.5 26.5 27.4 28.4 29.334.................................................. 20.7 21.7 22.7 23.6 24.6 25.5 26.4 27.4 28.3 29.235.................................................. 20.7 21.7 22.6 23.6 24.5 25.5 26.4 27.3 28.2 29.236.................................................. 20.7 21.6 22.6 23.5 24.5 25.4 26.3 27.3 28.2 29.137.................................................. 20.7 21.6 22.6 23.5 24.4 25.4 26.3 27.2 28.1 29.038.................................................. 20.6 21.6 22.5 23.4 24.4 25.3 26.2 27.1 28.0 28.939.................................................. 20.6 21.5 22.5 23.4 24.3 25.2 26.1 27.0 27.9 28.840.................................................. 20.6 21.5 22.4 23.3 24.3 25.2 26.1 27.0 27.8 28.741.................................................. 20.5 21.4 22.4 23.3 24.2 25.1 26.0 26.9 27.7 28.642.................................................. 20.5 21.4 22.3 23.2 24.1 25.0 25.9 26.8 27.6 28.543.................................................. 20.4 21.3 22.2 23.2 24.0 24.9 25.8 26.6 27.5 28.344.................................................. 20.4 21.3 22.2 23.1 24.0 24.8 25.7 26.5 27.3 28.245.................................................. 20.3 21.2 22.1 23.0 23.9 24.7 25.6 26.4 27.2 28.046.................................................. 20.2 21.1 22.0 22.9 23.8 24.6 25.4 26.2 27.0 27.847.................................................. 20.2 21.1 21.9 22.8 23.6 24.5 25.3 26.1 26.8 27.648.................................................. 20.1 21.0 21.8 22.7 23.5 24.3 25.1 25.9 26.6 27.449.................................................. 20.0 20.9 21.7 22.6 23.4 24.2 25.0 25.7 26.4 27.150.................................................. 19.9 20.8 21.6 22.4 23.2 24.0 24.8 25.5 26.2 26.951.................................................. 19.8 20.7 21.5 22.3 23.1 23.8 24.6 25.3 25.9 26.652.................................................. 19.7 20.6 21.4 22.1 22.9 23.6 24.3 25.0 25.7 26.353.................................................. 19.6 20.4 21.2 22.0 22.7 23.4 24.1 24.7 25.3 25.954.................................................. 19.5 20.3 21.0 21.8 22.5 23.2 23.8 24.4 25.0 25.655.................................................. 19.3 20.1 20.8 21.6 22.2 22.9 23.5 24.1 24.6 25.256.................................................. 19.2 19.9 20.6 21.3 22.0 22.6 23.2 23.7 24.3 24.757.................................................. 19.0 19.7 20.4 21.1 21.7 22.3 22.8 23.4 23.8 24.358.................................................. 18.8 19.5 20.2 20.8 21.4 21.9 22.5 22.9 23.4 23.859.................................................. 18.6 19.3 19.9 20.5 21.1 21.6 22.0 22.5 22.9 23.260.................................................. 18.4 19.0 19.6 20.2 20.7 21.2 21.6 22.0 22.4 22.761.................................................. 18.1 18.7 19.3 19.8 20.3 20.7 21.1 21.5 21.8 22.162.................................................. 17.8 18.4 18.9 19.4 19.9 20.3 20.6 21.0 21.2 21.563.................................................. 17.5 18.1 18.5 19.0 19.4 19.8 20.1 20.4 20.6 20.864.................................................. 17.2 17.7 18.1 18.6 18.9 19.3 19.5 19.8 20.0 20.265.................................................. 16.8 17.3 17.7 18.1 18.4 18.7 18.9 19.2 19.3 19.566.................................................. 16.5 16.9 17.3 17.6 17.9 18.1 18.3 18.5 18.7 18.867.................................................. 16.1 16.4 16.8 17.1 17.3 17.5 17.7 17.9 18.0 18.168.................................................. 15.6 16.0 16.3 16.5 16.7 16.9 17.1 17.2 17.3 17.469.................................................. 15.2 15.5 15.7 16.0 16.1 16.3 16.4 16.5 16.6 16.770.................................................. 14.7 15.0 15.2 15.4 15.5 15.7 15.8 15.8 15.9 15.971.................................................. 14.2 14.4 14.6 14.8 14.9 15.0 15.1 15.2 15.2 15.272.................................................. 13.7 13.9 14.1 14.2 14.3 14.4 14.4 14.5 14.5 14.573.................................................. 13.2 13.3 13.5 13.6 13.7 13.7 13.8 13.8 13.8 13.9
74.................................................. 12.6 12.8 12.9 13.0 13.0 13.1 13.1 13.1 13.2 13.275.................................................. 12.1 12.2 12.3 12.4 12.4 12.5 12.5 12.5 12.5 12.576.................................................. 11.5 11.6 11.7 11.8 11.8 11.8 11.8 11.9 11.9 11.977.................................................. 11.0 11.1 11.1 11.2 11.2 11.2 11.2 11.2 11.2 11.278.................................................. 10.4 10.5 10.5 10.6 10.6 10.6 10.6 10.6 10.6 10.679.................................................. 9.9 9.9 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.080.................................................. 9.4 9.4 9.4 9.4 9.5 9.5 9.5 9.5 9.5 9.581.................................................. 8.8 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.982.................................................. 8.3 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.483.................................................. 7.8 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.984.................................................. 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.485.................................................. 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.986.................................................. 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.587.................................................. 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.188.................................................. 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.789.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.792.................................................. 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.796.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------
Table VIII--Temporary Life Annuities;\1\ One Life--Expected Return Multiples
[See footnote at end of tables]
Temporary Period--Maximum Duration of Annuity--------------------------------------------------------------------------------------------------------------------------------------------------------
Years--
Age ---------------------------------------------------------------------------------------------------
31 32 33 34 35 36 37 38 39 40--------------------------------------------------------------------------------------------------------------------------------------------------------5................................................... 30.8 31.8 32.8 33.8 34.8 35.8 36.8 37.7 38.7 39.76................................................... 30.8 31.8 32.8 33.8 34.8 35.8 36.8 37.7 38.7 39.77................................................... 30.8 31.8 32.8 33.8 34.8 35.8 36.7 37.7 38.7 39.78................................................... 30.8 31.8 32.8 33.8 34.8 35.7 36.7 37.7 38.7 39.79................................................... 30.8 31.8 32.8 33.8 34.8 35.7 36.7 37.7 38.7 39.610.................................................. 30.8 31.8 32.8 33.8 34.7 35.7 36.7 37.7 38.6 39.611.................................................. 30.8 31.8 32.8 33.8 34.7 35.7 36.7 37.7 38.6 39.612.................................................. 30.8 31.8 32.8 33.7 34.7 35.7 36.7 37.6 38.6 39.613.................................................. 30.8 31.8 32.7 33.7 34.7 35.7 36.6 37.6 38.6 39.514.................................................. 30.8 31.8 32.7 33.7 34.7 35.7 36.6 37.6 38.6 39.515.................................................. 30.8 31.7 32.7 33.7 34.7 35.6 36.6 37.6 38.5 39.516.................................................. 30.8 31.7 32.7 33.7 34.6 35.6 36.6 37.5 38.5 39.417.................................................. 30.7 31.7 32.7 33.7 34.6 35.6 36.5 37.5 38.5 39.418.................................................. 30.7 31.7 32.7 33.6 34.6 35.6 36.5 37.5 38.4 39.419.................................................. 30.7 31.7 32.6 33.6 34.6 35.5 36.5 37.4 38.4 39.320.................................................. 30.7 31.7 32.6 33.6 34.5 35.5 36.4 37.4 38.3 39.3
21.................................................. 30.7 31.6 32.6 33.6 34.5 35.5 36.4 37.4 38.3 39.222.................................................. 30.6 31.6 32.6 33.5 34.5 35.4 36.4 37.3 38.2 39.223.................................................. 30.6 31.6 32.5 33.5 34.4 35.4 36.3 37.3 38.2 39.124.................................................. 30.6 31.5 32.5 33.5 34.4 35.3 36.3 37.2 38.1 39.025.................................................. 30.6 31.5 32.5 33.4 34.3 35.3 36.2 37.1 38.1 39.026.................................................. 30.5 31.5 32.4 33.4 34.3 35.2 36.2 37.1 38.0 38.927.................................................. 30.5 31.4 32.4 33.3 34.2 35.2 36.1 37.0 37.9 38.828.................................................. 30.5 31.4 32.3 33.3 34.2 35.1 36.0 36.9 37.8 38.729.................................................. 30.4 31.4 32.3 33.2 34.1 35.0 35.9 36.8 37.7 38.630.................................................. 30.4 31.3 32.2 33.1 34.1 35.0 35.8 36.7 37.6 38.531.................................................. 30.3 31.2 32.2 33.1 34.0 34.9 35.8 36.6 37.5 38.332.................................................. 30.3 31.2 32.1 33.0 33.9 34.8 35.6 36.5 37.4 38.233.................................................. 30.2 31.1 32.0 32.9 33.8 34.7 35.5 36.4 37.2 38.034.................................................. 30.1 31.0 31.9 32.8 33.7 34.6 35.4 36.2 37.1 37.935.................................................. 30.1 31.0 31.8 32.7 33.6 34.4 35.3 36.1 36.9 37.736.................................................. 30.0 30.9 31.7 32.6 33.5 34.3 35.1 35.9 36.7 37.437.................................................. 29.9 30.8 31.6 32.5 33.3 34.1 34.9 35.7 36.5 37.238.................................................. 29.8 30.7 31.5 32.3 33.2 34.0 34.7 35.5 36.2 37.039.................................................. 29.7 30.5 31.4 32.2 33.0 33.8 34.5 35.3 36.0 36.740.................................................. 29.6 30.4 31.2 32.0 32.8 33.6 34.3 35.0 35.7 36.441.................................................. 29.4 30.2 31.0 31.8 32.6 33.3 34.1 34.7 35.4 36.042.................................................. 29.3 30.1 30.9 31.6 32.4 33.1 33.8 34.4 35.1 35.743.................................................. 29.1 29.9 30.7 31.4 32.1 32.8 33.5 34.1 34.7 35.344.................................................. 28.9 29.7 30.5 31.2 31.9 32.5 33.2 33.8 34.3 34.945.................................................. 28.8 29.5 30.2 30.9 31.6 32.2 32.8 33.4 33.9 34.446.................................................. 28.5 29.3 30.0 30.6 31.3 31.9 32.4 33.0 33.5 33.947.................................................. 28.3 29.0 29.7 30.3 30.9 31.5 32.0 32.5 33.0 33.448.................................................. 28.1 28.7 29.4 30.0 30.6 31.1 31.6 32.1 32.5 32.949.................................................. 27.8 28.4 29.0 29.6 30.2 30.7 31.1 31.5 31.9 32.350.................................................. 27.5 28.1 28.7 29.2 29.7 30.2 30.6 31.0 31.4 31.751.................................................. 27.2 27.8 28.3 28.8 29.3 29.7 30.1 30.4 30.7 31.052.................................................. 26.8 27.4 27.9 28.4 28.8 29.2 29.5 29.8 30.1 30.353.................................................. 26.5 27.0 27.4 27.9 28.3 28.6 28.9 29.2 29.4 29.654.................................................. 26.1 26.5 27.0 27.4 27.7 28.0 28.3 28.5 28.7 28.955.................................................. 25.6 26.1 26.5 26.8 27.1 27.4 27.6 27.8 28.0 28.156.................................................. 25.2 25.6 25.9 26.2 26.5 26.7 26.9 27.1 27.2 27.357.................................................. 24.7 25.0 25.3 25.6 25.8 26.0 26.2 26.3 26.5 26.558.................................................. 24.1 24.4 24.7 25.0 25.2 25.3 25.5 25.6 25.7 25.759.................................................. 23.6 23.8 24.1 24.3 24.4 24.6 24.7 24.8 24.9 24.960.................................................. 23.0 23.2 23.4 23.6 23.7 23.8 23.9 24.0 24.0 24.161.................................................. 22.3 22.5 22.7 22.9 23.0 23.1 23.1 23.2 23.2 23.362.................................................. 21.7 21.9 22.0 22.1 22.2 22.3 22.3 22.4 22.4 22.463.................................................. 21.0 21.1 21.3 21.4 21.4 21.5 21.5 21.6 21.6 21.664.................................................. 20.3 20.4 20.5 20.6 20.6 20.7 20.7 20.7 20.8 20.865.................................................. 19.6 19.7 19.8 19.8 19.9 19.9 19.9 19.9 19.9 20.066.................................................. 18.9 19.0 19.0 19.1 19.1 19.1 19.1 19.1 19.1 19.167.................................................. 18.2 18.2 18.3 18.3 18.3 18.3 18.3 18.3 18.4 18.468.................................................. 17.4 17.5 17.5 17.5 17.5 17.6 17.6 17.6 17.6 17.669.................................................. 16.7 16.7 16.8 16.8 16.8 16.8 16.8 16.8 16.8 16.870.................................................. 16.0 16.0 16.0 16.0 16.0 16.0 16.0 16.0 16.0 16.071.................................................. 15.3 15.3 15.3 15.3 15.3 15.3 15.3 15.3 15.3 15.372.................................................. 14.6 14.6 14.6 14.6 14.6 14.6 14.6 14.6 14.6 14.673.................................................. 13.9 13.9 13.9 13.9 13.9 13.9 13.9 13.9 13.9 13.974.................................................. 13.2 13.2 13.2 13.2 13.2 13.2 13.2 13.2 13.2 13.275.................................................. 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.5 12.576.................................................. 11.9 11.9 11.9 11.9 11.9 11.9 11.9 11.9 11.9 11.977.................................................. 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.2 11.278.................................................. 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.6 10.679.................................................. 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.0 10.080.................................................. 9.5 9.5 9.5 9.5 9.5 9.5 9.5 9.5 9.5 9.581.................................................. 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.9 8.982.................................................. 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.4 8.483.................................................. 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.9 7.984.................................................. 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.4 7.485.................................................. 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.9 6.986.................................................. 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.5 6.587.................................................. 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.1 6.188.................................................. 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7 5.7
89.................................................. 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.3 5.390.................................................. 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.091.................................................. 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.7 4.792.................................................. 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.4 4.493.................................................. 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.1 4.194.................................................. 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.9 3.995.................................................. 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.796.................................................. 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.4 3.497.................................................. 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.2 3.298.................................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.099.................................................. 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8 2.8100................................................. 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7 2.7101................................................. 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5 2.5102................................................. 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3 2.3103................................................. 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1104................................................. 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9 1.9105................................................. 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8106................................................. 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6107................................................. 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4108................................................. 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3109................................................. 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1110................................................. 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0111................................................. .9 .9 .9 .9 .9 .9 .9 .9 .9 .9112................................................. .8 .8 .8 .8 .8 .8 .8 .8 .8 .8113................................................. .7 .7 .7 .7 .7 .7 .7 .7 .7 .7114................................................. .6 .6 .6 .6 .6 .6 .6 .6 .6 .6115................................................. .5 .5 .5 .5 .5 .5 .5 .5 .5 .5--------------------------------------------------------------------------------------------------------------------------------------------------------\1\ The multiples in this table are not applicable to annuities for a term certain; for such cases see paragraph (c) of Sec. 1.72-5. If (a) the terms of the contract involve a life or lives, and are such that the above tables cannot be correctly applied, and (b) the amounts received under the contract are at least partly ``amounts received as an annuity'' under a contract to which section 72 applies, the taxpayer may submit with his return an actuarial computation based upon the applicable annuity table (described below) with ages set back one year, showing the appropriate factors applied in his case, subject to the approval of the Commissioner upon examination of such return. The applicable annuity table is the 1937 Standard Annuity Table (if the investment in the contract does not include a post-June 1986 investment in the contract) or the gender-neutral version of the 1983 Basic Table (if the investment in the contract includes a post-June 1986 investment in the contract). In the case of a contract to which Sec. 1.72-6(d) (relating to contracts in which amounts were invested both before July 1, 1986, and after June 30, 1986) applies, the actuarial computation shall be based on both tables in accordance with the principles of Sec. 1.72-6(d). Computations involving factors to compensate for the effects of contingencies other than mortality, such as marriage or remarriage, re-employment, recovery from disability, or the like, will not be approved. [T.D. 6500, 25 FR 11402, Nov. 26, 1960; 25 FR 14021, Dec. 21, 1960, as amended by T.D. 8115, 51 FR 45706, Dec. 19, 1986; 60 FR 16381, Mar. 30, 1995]