You need to know three definitions from Sec. 4001.2 of this chapter (PBGC, person, and plan) and the following definitions:
``We'' means the PBGC.
``You'' means the person who might die--
(1) Without having received all required payments for future periods under a form of annuity promising that, regardless of a participant's death, there will be annuity payments for a certain period of time (e.g., a certain-and-continuous annuity) or until a certain amount is paid (e.g., a cash-refund annuity or installment-refund annuity); and
(2) Without a surviving beneficiary designated to receive the payments described in paragraph (1) of this definition.