CFR / 
Title 31
 / Part 363
 / 
Sec. 363.146 Who may purchase a payroll zero-percent certificate of
Only an individual TreasuryDirect[supreg] account owner may purchase a payroll zero-percent certificate of indebtedness, only through his or her primary account, and only through the payroll savings plan.
[75 FR 70817, Nov. 19, 2010]