Code of Federal Regulations (alpha)

CFR /  Title 7  /  Part 15c  /  Sec. 15c.10 Exhaustion of administrative remedies.

(a) A complainant may file a civil action, in a United States district court for the district in which the recipient is found or transacts business, following the exhaustion of administrative remedies under the Act. Administrative remedies are exhausted if:

(1) 180 days have elapsed since the complainant filed the complaint and the agency has made no finding with regard to the complaint; or

(2) The agency issues any finding in favor of the recipient.

(b) Before commencing the action, the complainant shall give 30 days' notice by registered mail to the Secretary of HHS, the Attorney General of the United States, the head of the granting USDA agency, and the recipient stating the alleged violation of the Age Act, the relief requested, the court in which the action will be brought, and whether or not attorney's fees are demanded in the event the complainant prevails.

(c) No action shall be brought if the same alleged violation of the Act by the same recipient is the subject of a pending action in any court of the United States. A complainant prevailing in a civil action has the right to be awarded the costs of the action, including reasonable attorney's fees, but that these costs must be demanded in the complaint. Sec. Appendix A to 7 CFR Part 15c--Age Distinctions in Federal Statutes or Regulations Affecting Financial Assistance Administered by the United

States Department of Agriculture ----------------------------------------------------------------------------------------------------------------

Program Statute Section and age distinction Regulation----------------------------------------------------------------------------------------------------------------

Farm Service Agency----------------------------------------------------------------------------------------------------------------Farm Loan Programs................ 7 U.S.C. 1941 Persons Section 761.2 defines ``rural 7 CFR part 761.

Eligible For Loans. youth'' as meaning a person

who has reached the age of 10

but has not reached the age of

21 and resides in a rural area

or any city or town with a

population of 50,000 or fewer

people.----------------------------------------------------------------------------------------------------------------

Food and Nutrition Service----------------------------------------------------------------------------------------------------------------Senior Farmer's Market Nutrition 7 U.S.C. 3007 Senior Section 249.2 defines 7 CFR part 249.

Program. Farmers' Market ``senior'' as meaning an

Nutrition Program. individual 60 years of age or

older, or as defined in Sec.

249.6(a)(1).

Section 249.6(a)(1) establishes

categorical eligibility for

the Senior Farmers' Market

Nutrition Program. The

categorical eligibility states

that: ``participants must be

not less than 60 years of age,

except that State agencies may

exercise the option to deem

Native Americans who are 55

years of age or older as

categorically eligible for

SFMNP benefits. State agencies

may, at their discretion, also

deem disabled individuals less

than 60 years of age who are

currently living in housing

facilities occupied primarily

by older individuals where

congregate nutrition services

are provided, as categorically

eligible to receive SFMNP

benefits''.Special Supplemental Nutrition 42 U.S.C. 1786....... Section 246.2 defines

Program for Women, Infants, and ``children'' as meaning

Children. persons who have had their

first birthday but have not

yet attained their fifth

birthday.

Section 246.2 defines

``infants'' as meaning persons

under 1 year of age.

Section 246.10(e) establishes 7 CFR part 246.

category and nutritional needs

of the participant for each of

the seven food packages

available under the program.

Food Packages I, II, and IV

contain age distinctions.

(e)(1) Food Package I--Infants

(1) Food Package I--Infants

(i)

Participant category served.

This food package is designed

for issuance to infant

participants from birth

through age 5 months who do

not have a condition

qualifying them to receive

Food Package III. (ii) Infant

(A) Birth

to one month. Three infant

feeding options are available

during the first month after

birth(B) . . . One through 5

months. Three infant feeding

options are available from 1

month through 5 months . . .

(2) Food Package II--Infants 6

(i)

Participant category served.

This food package is designed

for issuance to infant

participants from 6 through 11

months of age . . . (4) Food

Package IV--Children 1 through

(i) Participant

category served. This food

package is designed for

issuance to participants 1

through 4 years of age.

Commodity Supplemental Food Sec. 5, Pub. L. 93- Section 247.1 defines 7 CFR part 247.

Program. 86, 87 Stat. 249, as ``children'' as meaning

added by Sec. persons who are at least 1

1304(b)(2), Pub. L. year of age but have not

95-113, 91 Stat. 980 reached their sixth birthday.

(7 U.S.C. 612c Section 247.1 defines ``elderly

note); sec. 1335, persons'' as meaning persons

Pub. L. 97-98, 95 at least 60 years of age.

Stat. 1293 (7 U.S.C. Section 247.1 defines

612c note); sec. ``infants'' as meaning persons

209, Pub. L. 98-8, under 1 year of age.

97 Stat. 35 (7

U.S.C. 612c note);

sec. 2(8), Pub. L.

98-92, 97 Stat. 611

(7 U.S.C. 612c

note); sec. 1562,

Pub. L. 99-198, 99

Stat. 1590 (7 U.S.C.

612c note); sec.

101(k), Pub. L. 100-

202; sec. 1771(a),

Pub. L. 101-624, 101

Stat. 3806 (7 U.S.C.

612c note); sec

402(a), Pub. L. 104-

127, 110 Stat. 1028

(7 U.S.C. 612c

note); sec. 4201,

Pub. L. 107-171, 116

Stat. 134 (7 U.S.C.

7901 note); sec.

4221, Pub. L. 110-

246, 122 Stat. 1886

(7 U.S.C. 612c note).Food Stamp and Food Distribution 7 U.S.C. 2011-2036... Section 271.2 defines ``elderly 7 CFR part 271

Program. or disabled member'' as

meaning a member of a

household who: (1) Is 60 years

of age or older.

Section 271.2 defines ``Thrifty 7 CFR part 273

food plan'' as meaning the

diet required to feed a family

of four persons consisting of

a man and a woman 20 through

50, a child 6 through 8, and a

child 9 through 11 years of

age, determined in accordance

with the Secretary's

calculations.

Section 273.1 defined ``Elderly

and disabled persons'' as

meaning an otherwise eligible

member of a household who is

60 years of age or older and

is unable to purchase and

prepare meals because he or

she suffers from a disability

considered permanent under the

Social Security Act or a non-

disease-related, severe,

permanent disability may be

considered.

Section 273.1(b) outlines

special household

requirements. (b) Special

(1)

Required household

combinations. The following

individuals who live with

others must be considered as

customarily purchasing food

and preparing meals with the

others, even if they do not do

so, and thus must be included

in the same household, unless

(i)

Spouses; (ii) A person under

22 years of age who is living

with his or her natural or

adoptive parent(s) or step-

parent(s); and (iii) A child

(other than a foster child)

under 18 years of age who

lives with and is under the

parental control of a

household member other than

his or her parent. A child

must be considered to be under

parental control for purposes

of this provision if he or she

is financially or otherwise

dependent on a member of the

household, unless State law

defines such a person as an

adult.

Section 273.1(d) outlines head

of household requirements.

When designating the head of

household, the State agency

shall allow the household to

select an adult parent of

children (of any age) living

in the household, or an adult

who has parental control over

children (under 18 years of

age) living in the household,

as the head of household

provided that all adult

household members agree to the

selection.

Section 273.4(a)(4)(iii)

outlines household members

meeting citizenship or alien

status requirements. An

unmarried dependent child of

such Hmong or Highland Laotian

who is under the age of 18 or

if a full-time student under

the age of 22; an unmarried

child under the age of 18 or

if a full time student under

the age of 22 of such a

deceased Hmong or Highland

Laotian provided the child was

dependent upon him or her at

the time of his or her death;

or an unmarried disabled child

age 18 or older if the child

was disabled and dependent on

the person prior to the

child's 18th birthday. For

purposes of this paragraph

(a)(4)(iii), child means the

(4)(iii), child means the

(iii), child means the

legally adopted or biological

child of the person described

in paragraph (a)(4)(i) of this

section,

Section 273.4(a)(5)(ii)

outlines household members

meeting citizenship or alien

status requirements which

includes an alien who has been

subjected to a severe form of

trafficking in persons and who

is under the age of 18, to the

same extent as an alien who is

admitted to the United States

as a refugee under Section 207

of the INA;

Section 273.4(a)(5)(iii)

outlines household members

meeting citizenship or alien

status requirements which

includes the spouse, child,

parent or unmarried minor

sibling of a victim of a

severe form of trafficking in

persons under 21 years of age,

and who has received a

derivative T visa, to the same

extent as an alien who is

admitted to the United States

as a refugee under Section 207

of the INA.

Section 273.4(a)(5)(iv)

outlines household members

meeting citizenship or alien

status requirements which

includes the spouse or child

of a victim of a severe form

of trafficking in persons 21

years of age or older, and who

has received a derivative T

visa, to the same extent as an

alien who is admitted to the

United States as a refugee

under Section 207 of the INA.

Section 273.4(a)(6)(ii)(A)

outlines the criteria for a

qualified alien which includes

an alien age 18 or older

lawfully admitted for

permanent residence under the

INA who has 40 qualifying

quarters as determined under

Title II of the SSA, including

qualifying quarters of work

not covered by Title II of the

SSA, based on the sum of:

quarters the alien worked;

quarters credited from the

work of a parent of the alien

before the alien became 18

(including quarters worked

before the alien was born or

adopted); and quarters

credited from the work of a

spouse of the alien during

their marriage if they are

still married or the spouse is

deceased.

Section 273.4(a)(6)(ii)(G)(3)

outlines the criteria for a

qualified alien with military

connections which includes the

spouse and unmarried dependent

children of a person described

in paragraph (a)(6)(ii)(G)(1)

or (2) of this section,

including the spouse of a

deceased veteran, provided the

marriage fulfilled the

requirements of 38 U.S.C.

1304, and the spouse has not

remarried. An unmarried

dependent child for purposes

of this paragraph

(a)(6)(ii)(G)(3) is: a child

(6)(ii)(G)(3) is: a child

(ii)(G)(3) is: a child

(G)(3) is: a child

who is under the age of 18 or,

if a full-time student, under

the age of 22; such unmarried

dependent child of a deceased

veteran provided such child

was dependent upon the veteran

at the time of the veteran's

death; or an unmarried

disabled child age 18 or older

if the child was disabled and

dependent on the veteran prior

to the child's 18th birthday.

For purposes of this paragraph

(a)(6)(ii)(G)(3), child means

(6)(ii)(G)(3), child means

(ii)(G)(3), child means

(G)(3), child means

the legally adopted or

biological child of the person

described in paragraph

(a)(6)(ii)(G)(1) or (2) of

(6)(ii)(G)(1) or (2) of

(ii)(G)(1) or (2) of

(G)(1) or (2) of

this section.

Section 273.4(a)(6)(ii)(I)

outlines the criteria for a

qualified alien which includes

an individual who on August

22, 1996, was lawfully

residing in the U.S., and was

born on or before August 22,

1931.

Section 273.4(a)(6)(ii)(J)

outlines the criteria for a

qualified alien which includes

an individual who is under 18

years of age.

Section 273.4(a)(6)(iii)(A)

outlines qualified aliens that

must be in a qualified status

for 5 years before being

eligible to receive food

stamps which includes an alien

age 18 or older lawfully

admitted for permanent

residence under the INA.

Section 273.4(c)(3)(vi)

outlines exempt aliens which

includes a sponsored alien

child under 18 years of age of

a sponsored alien.

Section 273.4(c)(3)(vii) )

outlines exempt aliens which

includes a citizen child under

age 18 of a sponsored alien.

Section 273.5 (b)(1) outlines

criteria for student

eligibility for the program

which includes be age 17 or

younger or age 50 or older.

Section 273.5(b)(8) outlines

criteria for student

eligibility for the program

which includes a person who is

responsible for the care of a

dependent household member

under the age of 6.

Section 273.5(b)(9) outlines

criteria for student

eligibility for the program

which includes a person who is

responsible for the care of a

dependent household member who

has reached the age of 6 but

is under age 12.

Section 273.5(b)(10) outlines

criteria for student

eligibility for the program

which includes a single parent

enrolled in an institution of

higher education on a full-

time basis (as determined by

the institution) and be

responsible for the care of a

dependent child under age 12.

Section 273.5(b)(4) states that

if the household is unable to

provide an SSN or proof of

application for an SSN at its

next recertification within 6

months following the baby's

birth, the State agency shall

determine if the good cause

provisions of paragraph (d) of

this section are applicable.

Section 273.7(b)(1)(i) outlines

exemptions from work

requirements which includes a

person younger than 16 years

of age or a person 60 years of

age or older and a person age

16 or 17 who is not the head

of a household or who is

attending school, or is

enrolled in an employment

training program, on at least

a half-time basis, is also

exempt. If the person turns 16

(or 18 under the preceding

sentence) during a

certification period, the

State agency must register the

person as part of the next

scheduled recertification

process, unless the person

qualifies for another

exemption.

Section 273.9(b)(1)(v) defines

income which includes the

phrase this provision does not

apply to household members

under 19 years of age who are

under the parental control of

another adult member,

regardless of school

attendance and/or enrollment.

Section 273.9(d)(4) outlines

income deduction which include

dependent care stating the

maximum monthly dependent care

deduction amount households

shall be granted under this

provision is $200 a month for

each dependent child under two

(2) years of age and $175 a

month for each other dependent.

Section 273.10(e)(2)(i)(A)

outlines eligibility benefits

states households which

contain an elderly or disabled

member as defined in Sec.

271.2.

Section 273.10(e)(2)(i)(B)

outlines eligibility benefits

which states in addition to

meeting the net income

eligibility standards,

households which do not

contain an elderly or disabled

member shall have their gross

income, as calculated in

accordance with paragraph

(e)(1)(i)(A) of this section,

(1)(i)(A) of this section,

(i)(A) of this section,

(A) of this section,

compared to the gross monthly

income standards defined in

Sec. 273.9(a)(1).

Section 273.10(e)(2)(i)(D)

outlines eligibility benefits

which states if a household

contains a member who is 59

years old on the date of

application, but who will

become 60 before the end of

the month of application, the

State agency shall determine

the household's eligibility in

accordance with paragraph

(e)(2)(i)(A) of this section.

(2)(i)(A) of this section.

(i)(A) of this section.

(A) of this section.

Section 273.24(c)(1) outlines

exceptions for when the time

limit does not apply to an

individual which include a

person under 18 or 50 years of

age or older.

Section 273.24(c)(3) outlines

exceptions for when the time

limit does not apply to an

individual which include a

parent (natural, adoptive, or

step) of a household member

under age 18, even if the

household member who is under

18 is not himself eligible for

food stamps.

Section 273.24(c)(4) outlines

exceptions for when the time

limit does not apply to an

individual which include a

person residing in a household

where a household member is

under age 18, even if the

household member who is under

18 is not himself eligible for

food stamps.

National School Lunch Program..... 42 U.S.C. 1751-1760, Section 210.2 defines ``Child'' 7 CFR part 210.

1779. as meaning a (a) a student of

high school grade or under as

determined by the State

educational agency, who is

enrolled in an educational

unit of high school grade or

under as described in

paragraphs (a) and (b) of the

definition of ``School,''

including students who are

mentally or physically

disabled as defined by the

State and who are

participating in a school

program established for the

mentally or physically

disabled; or (b) a person

under 21 chronological years

of age who is enrolled in an

institution or center as

described in paragraph (c) of

the definition of ``School;''

or (c) For purposes of

reimbursement for meal

supplements served in

afterschool care programs, an

individual enrolled in an

afterschool care program

operated by an eligible school

who is 12 years of age or

under, or in the case of

children of migrant workers

and children with

disabilities, not more than 15

years of age.

Section 12(d) defines ``Child''

as meaning an individual,

(i) is

determined by a State

educational agency, in

accordance with regulations

prescribed by the Secretary,

to have one or more

disabilities; and (ii) is

attending any institution, as

defined in section 17(a), or a

nonresidential public or

nonprofit private school of

high school grade or under,

for the purpose of

participating in a school

program established for

individuals with disabilities.School Breakfast Program.......... 42 U.S.C. 1773, 1779. Section 220.2 defines ``Child'' 7 CFR part 220.

as meaning a (1) A student of

high school grade or under as

determined by the State

educational agency, who is

enrolled in an educational

unit of high school grade or

under as described in

paragraphs (1) and (2) of the

definition of ``School'',

including students who are

mentally or physically

disabled as defined by the

State and who are

participating in a school

program established for the

mentally or physically

disabled; or (2) a person

under 21 chronological years

of age who is enrolled in an

institution or center as

described in paragraph (3) of

the definition of School in

this section.Child and Adult Care Food Program. 42 U.S.C. 1766....... Section 1766 outlines that 7 CFR part 226.

reimbursement may be provided

under this section only for

supplements served to school

children who are not more than

18 years of age, except that

the age limitation provided by

this subsection shall not

apply to a child.

Section 1766(a)(3) and 7 CFR

226.2 outlines that

reimbursement are permitted

for meals served to children

through the age of 12,

children of migrant workers

through the age of 15, and

persons with disabilities, in

child care centers and day

care homes.

Section 1766(o)(1) and 7 CFR

226.2 outlines that adult day

care centers receive

reimbursement for meals served

to enrolled adults who are

functionally impaired or age

60 and older.

Section 1766(t)(5); and 7 CFR

226.2 outlines that

reimbursement are permitted

for emergency shelters for up

to three meals served each day

to residents age 18 and

younger.

Section 1766(r) and 7 CFR

226.17a(c) outlines that

reimbursement are permitted in

at-risk afterschool care

programs for meals served

during the regular school year

to children through the age of

18.Summer Food Service Program....... 42 U.S.C. 1761....... Section 1761(a)(1)(B) and 7 CFR 7 CFR part 225.

225.2 outlines that Children

age 18 and under may receive

meals through SFSP. A person

19 years of age and over who

has a mental or physical

disability (as determined by a

State of local educational

agency) and who participates

during the school year in a

public or private non-profit

school program (established

for the mentally or physically

disabled) is also eligible to

receive meals. In certain

circumstances, pregnant women

who receive Early Head Start

services are also eligible to

receive meals through SFSP if

they are age 18 or under. To

establish eligibility,

prospective mothers must be

enrolled in Early Head Start

and be eligible to receive

school meals through the NSLP

or another child nutrition

program.----------------------------------------------------------------------------------------------------------------

Forest Service----------------------------------------------------------------------------------------------------------------National Parks and Federal 16 U.S.C. 6808h...... Section 6808h(b)(1) AGE None.

Recreational Lands Pass. DISCOUNT.--The Secretary shall

make the National Parks and

Federal Recreational Lands

Pass available, at a cost of

$10.00, to any United States

citizen or person domiciled in

the United States who is 62

years of age or older, if the

citizen or person provides

adequate proof of such age and

such citizenship or residency.----------------------------------------------------------------------------------------------------------------

Natural Resources Conservation Service----------------------------------------------------------------------------------------------------------------Agriculture Conservation 16 U.S.C. 3851....... Section 1252 authorizes and None.

Experienced Services (ACES). directs the Secretary to

``establish a conservation

experienced services program

(in this section referred to

as the ``ACES Program'') for

the purpose of utilizing the

talents of individuals who are

age 55 or older, but who are

not employees of the

Department of Agriculture or a

State agriculture department,

to provide technical services

in support of the conservation-

related programs and

authorities carried out by the

Secretary.''----------------------------------------------------------------------------------------------------------------

Rural Development----------------------------------------------------------------------------------------------------------------Section 504 Origination Loans and 42 U.S.C. 1474....... Section 504 loans and grants 7 CFR 3550.101 et

Grants. are intended to help very low- seq.

income owner-occupants in

rural areas repair their

properties. Section 3550.103

provides that ``to be eligible

for grant assistance, an

application must be 62 years

of age or older at the time of

the application.''Section 515 Rural Rental Housing 42 U.S.C. 1490a...... Under the Direct Multi-Family 7 CFR part 3560.

Loans Program Section 521 Rental Housing Loan and Grants,

Assistance Program. Section 515 Rural Rental

Housing program supplies

apartments for elderly and

disabled people that are

equipped with special

amenities. USDA provides

assistance through the

separately appropriated

Section 521 Rental Assistance

Program, which brings tenants'

rent down to 30 percent of

their adjusted incomes.

Section 3560 defines ``elderly

person'' as ``a person who is

at least 62 years old.''----------------------------------------------------------------------------------------------------------------

National Institute of Food and Agriculture----------------------------------------------------------------------------------------------------------------Secondary Education, Two-Year 7 U.S.C. 3152(j)..... Section 1417(j) directs the None.

Postsecondary Education, and Secretary to ``promote

Agriculture in the K-12 Classroom complementary and synergistic

Challenge Grants Program. linkages among secondary, 2-

year postsecondary, and higher

education programs in the food

and agricultural sciences in

order to promote excellence in

education and encourage more

young Americans to pursue and

complete a baccalaureate or

higher degree in the food and

agricultural sciences.'' The

Act further empowers the

Secretary to make competitive

or noncompetitive grants to

public secondary schools,

institutions of higher

education that award an

associate's degree, other

institutions of higher

education, and nonprofit

organizations [to] . . . (C)

to interest young people in

pursuing higher education in

order to prepare for

scientific and professional

careers in the food and

agricultural sciences; . . .

and (G) to support current

agriculture in the classroom

programs for grades K-12.Hispanic-Serving Institutions-- 7 U.S.C. 3243, as Section 1456(e)(1), as amended 7 CFR part 3434.

Competitive Grants Program for amended. by the Agricultural Act of

Hispanic Agricultural Workers and 2014, states that the

Youth. ``Secretary shall establish a

competitive grants program . .

. (B) to award competitive

grants to Hispanic-serving

agricultural colleges and

universities to provide for

training in the food and

agricultural sciences of

Hispanic agricultural workers

and Hispanic youth working in

the food and agricultural

sciences.Girl Scouts of the United States 7 U.S.C. 7630, as Section 410(d). Grants for None.

of America, the Boy Scouts of amended. Youth Organizations of the

America, the National 4-H Agricultural, Research,

Council, and the National FFA Extension and Education Reform

Organization. Act of 1998, directs the

Secretary to make grants

available to the designated

youth organizations for the

organizations' establishment

of pilot projects to expand

their programs in rural areas

and small towns. Eligibility

is limited to the four

statutorily-identified youth

organizations.Youth Farm Safety and Education 7 U.S.C. 341, et The primary purpose of program 29 CFR part 570,

Certification (YFSEC). seq.; 7 U.S.C. is to develop a coordinated subpart E-1.

343(d). approach to agricultural

safety and health education

for youth. YFSEC Program

notices define ``youth'' as

``children or adolescents who

have reached their 12th

birthday; but not their 20th

birthday.''

Expanded Food and Nutrition 7 U.S.C. 3175........ Section 1425 authorizes a 7 CFR part 15,

Education Program (EFNEP). national education program to subpart A.

enable low-income individuals

and families. Through EFNEP,

the Department delivers

several ``youth'' programs

that offer education on

nutrition, food preparation,

and food safety.The Children, Youth, and Families 7 U.S.C. 341, et Section 3(d) of the Smith-Lever 7 CFR part 3015, 7

At-Risk Sustainable Community seq.; 7 U.S.C. Act authorizes the Department CFR part 3019, 7

Projects (CYFAR SCP). 343(d). to administer the CYFAR SCP. CFR part 3430.

Per Program notices, CYFAR SCP

supports community educational

programs for at-risk children,

youth, and families which are

based on locally identified

needs, soundly grounded in

research, and which lead to

the accomplishment of one of

four CYFAR National Outcomes;

and (2) [t]o integrate CYFAR

programming into ongoing

Extension programs for

children, youth, and families--

insuring that at-risk, low

income children, youth, and

families continue to be part

of Extension and/or 4-H

programs and have access to

resources and educational

opportunities.----------------------------------------------------------------------------------------------------------------

Risk Management Agency----------------------------------------------------------------------------------------------------------------Federal Crop Insurance Program.... 7 U.S.C. 1501........ Per the Crop Insurance 7 CFR parts 400,

Handbook, which provides the 402, 457.

official FCIC approved

underwriting standards for

policies administered by

Approved Insurance Providers

under the Common Crop

Insurance Policy Basic

Provisions, 7 CFR part 457

including the Catastrophic

Risk Protection Endorsement, 7

CFR part 402, and the Actual

Production History Regulation

7 CFR part 400 Subpart G for

the 2014 and succeeding crop

years, to be eligible for crop

insurance the applicant must

be of ``legal majority.''

Legal majority is defined as

``where the individual has

reached 18 years old or was

conferred legal majority by a

(1) For individuals

less than 18 years of age or

where legal majority has not

been conferred by a court, to

be eligible for crop

insurance: (a) A minor must

provide evidence an insurable

share exists; and (b) a court-

appointed guardian or parent

must co-sign the application.

(2) When a court-appointed

guardian or parent cosigns the

application: (a) An

acknowledgement guaranteeing

payment of the annual premium

must be included with the

application; and (b) a written

statement describing the

farming operation and the

insurable share must be

provided. (3) For CAT coverage

only, a minor who is competent

to enter into a binding

contract, may insure a crop at

CAT level without a cosigner;

however, if not competent to

enter into a binding contract,

a court-appointed guardian or

parent must sign the

application.''----------------------------------------------------------------------------------------------------------------