Code of Federal Regulations (alpha)

CFR /  Title 24  /  Part 203: Single Family Mortgage Insurance

Section No. Description
Section 203.1 Approval of mortgagees for Direct Endorsement
Section 203.3 Approval of mortgagees for Lender Insurance
Section 203.4 Direct Endorsement process
Section 203.5 Lender Insurance process
Section 203.6 Commitment process
Section 203.7 Disclosure regarding interest due upon mortgage prepayment
Section 203.9 Informed consumer choice for prospective FHA mortgagors
Section 203.10 Mortgage insurance on proposed or new construction
Section 203.12 Builders' warranty
Section 203.14 Certification of appraisal amount
Section 203.15 Certificate and contract regarding use of dwelling for transient or hotel purposes
Section 203.16 Mortgage provisions
Section 203.17 Maximum mortgage amounts
Section 203.18 Qualified mortgage
Section 203.19 Agreed interest rate
Section 203.20 Amortization provisions
Section 203.21 Payment of insurance premiums or charges; prepayment privilege
Section 203.22 Mortgagor's payments to include other charges
Section 203.23 Application of payments
Section 203.24 Late charge
Section 203.25 Mortgagor's payments when mortgage is executed
Section 203.26 Charges, fees or discounts
Section 203.27 Economic soundness of projects
Section 203.28 Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands
Section 203.29 Certificate of nondiscrimination by the mortgagor
Section 203.30 Mortgagor of a principal residence in military service cases
Section 203.31 Mortgage lien
Section 203.32 Relationship of income to mortgage payments
Section 203.33 Credit standing
Section 203.34 Disclosure and verification of Social Security and Employer Identification Numbers
Section 203.35 Nature of title to realty
Section 203.37 Location of dwelling
Section 203.38 Standards for buildings
Section 203.39 Location of property
Section 203.40 Free assumability; exceptions
Section 203.41 Rental properties
Section 203.42 Eligibility of miscellaneous type mortgages
Section 203.43 Eligibility of advances
Section 203.44 Eligibility of graduated payment mortgages
Section 203.45 Eligibility of growing equity mortgages
Section 203.47 Eligibility of adjustable rate mortgages
Section 203.49 Eligibility of rehabilitation loans
Section 203.50 Applicability
Section 203.51 Acceptance of individual residential water purification equipment
Section 203.52 Definitions
Section 203.200 Scope
Section 203.201 Plan acceptability and acceptance renewal criteria-- general
Section 203.202 Issuance and nature of insured 10-year protection plans
Section 203.203 Requirements and limitations of a plan
Section 203.204 Plan coverage
Section 203.205 Housing performance standards or criteria
Section 203.206 Designated area
Section 203.207 Insurance backing criteria
Section 203.208 Payments under a plan
Section 203.209 Effect of amendments
Section 203.249 Definitions
Section 203.251 Insurance of mortgage
Section 203.255 Insurance of open-end advance
Section 203.256 Creation of the contract
Section 203.257 Substitute mortgagors
Section 203.258 Method of payment of MIP
Section 203.259 Amount of mortgage insurance premium (periodic MIP)
Section 203.260 Calculation of periodic MIP
Section 203.261 Due date of periodic MIP
Section 203.262 Payment of periodic MIP
Section 203.264 Mortgagee's late charge and interest
Section 203.265 Period covered by periodic MIP
Section 203.266 Duration of periodic MIP
Section 203.267 Pro rata payment of periodic MIP
Section 203.268 Method of payment of periodic MIP
Section 203.269 Open-end insurance charges
Section 203.270 One-time or Up-front MIP
Section 203.280 Calculation of one-time MIP
Section 203.281 Mortgagee's late charge and interest
Section 203.282 Refund of one-time MIP
Section 203.283 Calculation of up-front and annual MIP on or after July 1, 1991
Section 203.284 Fifteen-year mortgages: Calculation of up-front and annual MIP on or after December 26, 1992
Section 203.285 Discontinuance of adjusted premium charge
Section 203.288 Voluntary termination
Section 203.295 Termination by conveyance to other than Commissioner
Section 203.315 Termination by prepayment of mortgage
Section 203.316 Termination by voluntary agreement
Section 203.317 Notice of termination by mortgagee
Section 203.318 Pro rata payment of premiums and charges
Section 203.319 Notice and date of termination by Commissioner
Section 203.320 Effect of termination
Section 203.321 Definition of delinquency and requirement for notice of delinquency to HUD
Section 203.330 Definition of default, date of default, and requirement of notice of default to HUD
Section 203.331 Reinstatement of defaulted mortgage
Section 203.333 Special forbearance
Section 203.340 Partial claim
Section 203.341 Mortgage modification
Section 203.342 Partial release, addition or substitution of security
Section 203.343 Postponement of principal payments--mortgagors in military service
Section 203.345 Postponement of foreclosure--mortgagors in military service
Section 203.346 Assignment of mortgage
Section 203.350 Application for insurance benefits and fiscal data
Section 203.351 Certification by mortgagee
Section 203.353 Acquisition of property
Section 203.355 Notice of foreclosure and pre-foreclosure sale; reasonable diligence requirements
Section 203.356 Deed in lieu of foreclosure
Section 203.357 Direct conveyance of property
Section 203.358 Time of conveyance to the Secretary
Section 203.359 Notice of property transfer or pre-foreclosure sale and application for insurance benefits
Section 203.360 Acceptance of property by Commissioner
Section 203.361 Conditions for withdrawal of application for insurance benefits
Section 203.362 Effect of noncompliance with regulations
Section 203.363 Mortgagee's liability for property expenditures
Section 203.364 Documents and information to be furnished the Secretary; claims review
Section 203.365 Conveyance of marketable title
Section 203.366 Contents of deed and supporting documents
Section 203.367 Claims without conveyance procedure
Section 203.368 Deficiency judgments
Section 203.369 Pre-foreclosure sales
Section 203.370 Partial claim
Section 203.371 Inspection and preservation of properties
Section 203.377 Property condition
Section 203.378 Adjustment for damage or neglect
Section 203.379 Certificate of property condition
Section 203.380 Occupancy of property
Section 203.381 Cancellation of hazard insurance
Section 203.382 Types of satisfactory title evidence
Section 203.385 Coverage of title evidence
Section 203.386 Acceptability of customary title evidence
Section 203.387 Waived title objections
Section 203.389 Waiver of title--mortgages or property formerly held by the Secretary
Section 203.390 Title objection waiver with reduced insurance benefits
Section 203.391 Method of payment
Section 203.400 Amount of payment--conveyed and non-conveyed properties
Section 203.401 Items included in payment--conveyed and non-conveyed properties
Section 203.402 Items deducted from payment--conveyed and non-conveyed properties
Section 203.403 Amount of payment--assigned mortgages
Section 203.404 Debenture interest rate
Section 203.405 Maturity of debentures
Section 203.406 Registration of debentures
Section 203.407 Form and amounts of debentures
Section 203.408 Redemption of debentures
Section 203.409 Issue date of debentures
Section 203.410 Cash adjustment
Section 203.411 Payment for foreclosure alternative actions
Section 203.412 Amount of payment--partial claims
Section 203.414 Delivery of certificate of claim
Section 203.415 Amount and items of certificate of claim
Section 203.416 Rate of interest of certificate of claim
Section 203.417 Nature of Mutual Mortgage Insurance Fund
Section 203.420 Allocation of Mutual Mortgage Insurance Fund income or loss
Section 203.421 Right and liability under Mutual Mortgage Insurance Fund
Section 203.422 Distribution of distributive shares
Section 203.423 Maximum amount of distributive shares
Section 203.424 Finality of determination
Section 203.425 Inapplicability to housing in older declining urban areas
Section 203.426 Statute of limitations on payment of distributive shares
Section 203.427 Sale of interests in insured mortgages
Section 203.430 Sale of insured mortgage to approved mortgagee
Section 203.431 Effect of sale of insured mortgage
Section 203.432 Assignments, pledges and transfers by approved mortgagee
Section 203.433 Declaration of trust
Section 203.434 Transfers of partial interests
Section 203.435 Claim procedure--graduated payment mortgages
Section 203.436 Mortgages involving a dwelling unit in a cooperative housing development
Section 203.437 Mortgages on Indian land insured pursuant to section 248 of the National Housing Act
Section 203.438 Mortgages on Hawaiian home lands insured pursuant to section 247 of the National Housing Act
Section 203.439 Definitions
Section 203.440 Insurance of loan
Section 203.441 Contract created by Insurance Certificate or by endorsement
Section 203.442 Insurance premium
Section 203.443 Voluntary termination of contract
Section 203.457 Termination by prepayment of loan
Section 203.458 Notice of termination by lender
Section 203.459 Pro rata payment of premium before termination
Section 203.462 Notice and date of termination by Commissioner
Section 203.463 Effect of termination
Section 203.464 Definition of delinquency and requirement for notice of delinquency to HUD
Section 203.466 Definition of default, date of default, and requirement of notice of default to HUD
Section 203.467 Reinstatement of defaulted loan
Section 203.469 Special forbearance
Section 203.471 Relief for borrower in military service
Section 203.472 Claim procedure
Section 203.473 Maximum claim period
Section 203.474 Claim application and items to be filed
Section 203.476 Certificate by lender when loan assigned
Section 203.477 Payment of insurance benefits
Section 203.478 Debenture interest rate
Section 203.479 Maturity of debentures
Section 203.481 Registration of debentures
Section 203.482 Forms and amounts of debentures
Section 203.483 Redemption of debentures
Section 203.484 Issue date of debentures
Section 203.486 Cash adjustment
Section 203.487 Sale of interests in insured loans
Section 203.488 Sale of insured loan to approved lender
Section 203.489 Effect of sale of insured loan
Section 203.491 Assignments, pledges and transfers by approved lender
Section 203.492 Declaration of trust
Section 203.493 Transfers of partial interests
Section 203.495 Actions to be taken by mortgagee or lender
Section 203.496 Effect of amendments
Section 203.499 Mortgage servicing generally
Section 203.500 Loss mitigation
Section 203.501 Responsibility for servicing
Section 203.502 Providing information
Section 203.508 Release of personal liability
Section 203.510 Free assumability; exceptions
Section 203.512 Escrow accounts
Section 203.550 Fees and charges after endorsement
Section 203.552 Enforcement of late charges
Section 203.554 Return of partial payments
Section 203.556 Handling prepayments
Section 203.558 Mortgage collection action
Section 203.600 Delinquency notice to mortgagor
Section 203.602 Contact with the mortgagor
Section 203.604 Loss mitigation performance
Section 203.605 Pre-foreclosure review
Section 203.606 Reinstatement
Section 203.608 Relief for mortgagor in military service
Section 203.610 Special forbearance
Section 203.614 Mortgage modification
Section 203.616 Processing defaulted mortgages on property located on Indian land
Section 203.664 Processing defaulted mortgages on property located on Hawaiian home lands
Section 203.665 Processing defaulted mortgages on property in Allegany Reservation of Seneca Nation of Indians
Section 203.666 Conveyance of occupied property
Section 203.670 Criteria for determining the Secretary's interest
Section 203.671 Residential areas
Section 203.672 Habitability
Section 203.673 Eligibility for continued occupancy
Section 203.674 Notice to occupants of pending acquisition
Section 203.675 Request for continued occupancy
Section 203.676 Decision to approve or deny a request
Section 203.677 Conveyance of vacant property
Section 203.678 Continued occupancy after conveyance
Section 203.679 Approval of occupancy after conveyance
Section 203.680 Authority of HUD Field Office Managers
Section 203.681 Termination of program