|
Section 390.10
|
Definitions |
|
Section 390.11
|
Issuance of Notice or Order |
|
Section 390.12
|
Contents and service of the Notice or Order |
|
Section 390.13
|
Petition for hearing |
|
Section 390.14
|
Initiation of hearing |
|
Section 390.15
|
Conduct of hearings |
|
Section 390.16
|
Default |
|
Section 390.17
|
Rules of evidence |
|
Section 390.18
|
Burden of persuasion |
|
Section 390.19
|
Relevant considerations |
|
Section 390.20
|
Proposed findings and conclusions and recommended decision |
|
Section 390.21
|
Decision of the FDIC Board of Directors |
|
Section 390.22
|
Miscellaneous |
|
Section 390.23
|
Scope |
|
Section 390.30
|
Rules of construction |
|
Section 390.31
|
Definitions |
|
Section 390.32
|
Authority of the Board of Directors |
|
Section 390.33
|
Authority of the administrative law judge |
|
Section 390.34
|
Appearance and practice in adjudicatory proceedings |
|
Section 390.35
|
Good faith certification |
|
Section 390.36
|
Conflicts of interest |
|
Section 390.37
|
Ex parte communications |
|
Section 390.38
|
Filing of papers |
|
Section 390.39
|
Service of papers |
|
Section 390.40
|
Construction of time limits |
|
Section 390.41
|
Change of time limits |
|
Section 390.42
|
Witness fees and expenses |
|
Section 390.43
|
Opportunity for informal settlement |
|
Section 390.44
|
The FDIC's right to conduct examination |
|
Section 390.45
|
Collateral attacks on adjudicatory proceeding |
|
Section 390.46
|
Commencement of proceeding and contents of notice |
|
Section 390.47
|
Answer |
|
Section 390.48
|
Amended pleadings |
|
Section 390.49
|
Failure to appear |
|
Section 390.50
|
Consolidation and severance of actions |
|
Section 390.51
|
Motions |
|
Section 390.52
|
Scope of document discovery |
|
Section 390.53
|
Request for document discovery from parties |
|
Section 390.54
|
Document subpoenas to nonparties |
|
Section 390.55
|
Deposition of witness unavailable for hearing |
|
Section 390.56
|
Interlocutory review |
|
Section 390.57
|
Summary disposition |
|
Section 390.58
|
Partial summary disposition |
|
Section 390.59
|
Scheduling and prehearing conferences |
|
Section 390.60
|
Prehearing submissions |
|
Section 390.61
|
Public hearings |
|
Section 390.62
|
Hearing subpoenas |
|
Section 390.63
|
Conduct of hearings |
|
Section 390.64
|
Evidence |
|
Section 390.65
|
Post-hearing filings |
|
Section 390.66
|
Recommended decision and filing of record |
|
Section 390.67
|
Exceptions to recommended decision |
|
Section 390.68
|
Review by the Board of Directors |
|
Section 390.69
|
Stays pending judicial review |
|
Section 390.70
|
Scope |
|
Section 390.71
|
Appointment of Office of Financial Institution Adjudication |
|
Section 390.72
|
Discovery |
|
Section 390.73
|
Civil money penalties |
|
Section 390.74
|
Additional procedures |
|
Section 390.75
|
Scope of subpart |
|
Section 390.80
|
Definitions |
|
Section 390.81
|
Confidentiality of proceedings |
|
Section 390.82
|
Transcripts |
|
Section 390.83
|
Rights of witnesses |
|
Section 390.84
|
Obstruction of the proceedings |
|
Section 390.85
|
Subpoenas |
|
Section 390.86
|
Scope of subpart |
|
Section 390.90
|
Definitions |
|
Section 390.91
|
Who may practice |
|
Section 390.92
|
Suspension and debarment |
|
Section 390.93
|
Reinstatement |
|
Section 390.94
|
Duty to file information concerning adverse judicial or administrative action |
|
Section 390.95
|
Proceeding under this subpart |
|
Section 390.96
|
Removal, suspension, or debarment of independent public accountants and accounting firms performing audit services |
|
Section 390.97
|
What does this subpart do? |
|
Section 390.100
|
Do the same procedures apply to all applications under this subpart? |
|
Section 390.101
|
How does the FDIC compute time periods under this subpart? |
|
Section 390.102
|
Must I meet with the FDIC before I file my application? |
|
Section 390.103
|
What information must I include in my draft business plan? |
|
Section 390.104
|
What type of application must I file? |
|
Section 390.105
|
What information must I provide with my application? |
|
Section 390.106
|
May I keep portions of my application confidential? |
|
Section 390.107
|
Where do I file my application? |
|
Section 390.108
|
What is the filing date of my application? |
|
Section 390.109
|
How do I amend or supplement my application? |
|
Section 390.110
|
Who must publish a public notice of an application? |
|
Section 390.111
|
What information must I include in my public notice? |
|
Section 390.112
|
When must I publish the public notice? |
|
Section 390.113
|
Where must I publish the public notice? |
|
Section 390.114
|
What language must I use in my publication? |
|
Section 390.115
|
Comment procedures |
|
Section 390.116
|
Who may submit a written comment? |
|
Section 390.117
|
What information should a comment include? |
|
Section 390.118
|
Where are comments filed? |
|
Section 390.119
|
How long is the comment period? |
|
Section 390.120
|
Meeting procedures |
|
Section 390.121
|
When will the FDIC conduct a meeting on an application? |
|
Section 390.122
|
What procedures govern the conduct of the meeting? |
|
Section 390.123
|
Will FDIC approve or disapprove an application at a meeting? |
|
Section 390.124
|
Will a meeting affect application processing time frames? |
|
Section 390.125
|
If I file a notice under expedited treatment, when may I engage in the proposed activities? |
|
Section 390.126
|
What will the FDIC do after I file my application? |
|
Section 390.127
|
If the FDIC requests additional information to complete my application, how will it process my application? |
|
Section 390.128
|
Will the FDIC conduct an eligibility examination? |
|
Section 390.129
|
What may the FDIC require me to do after my application is deemed complete? |
|
Section 390.130
|
Will the FDIC require me to publish a new public notice? |
|
Section 390.131
|
May the FDIC suspend processing of my application? |
|
Section 390.132
|
How long is the FDIC review period? |
|
Section 390.133
|
How will I know if my application has been approved? |
|
Section 390.134
|
What will happen if the FDIC does not approve or disapprove my application within two calendar years after the |
|
Section 390.135
|
Definitions |
|
Section 390.140
|
Supplementary guidelines |
|
Section 390.141
|
Nondiscrimination in lending and other services |
|
Section 390.142
|
Nondiscriminatory appraisal and underwriting |
|
Section 390.143
|
Nondiscrimination in applications |
|
Section 390.144
|
Nondiscriminatory advertising |
|
Section 390.145
|
Equal Housing Lender Poster |
|
Section 390.146
|
Loan application register |
|
Section 390.147
|
Nondiscrimination in employment |
|
Section 390.148
|
Complaints |
|
Section 390.149
|
Guidelines relating to nondiscrimination in lending |
|
Section 390.150
|
Purpose and scope |
|
Section 390.180
|
Definitions |
|
Section 390.181
|
Prohibited practices |
|
Section 390.182
|
What you must disclose |
|
Section 390.183
|
Where insurance activities may take place |
|
Section 390.184
|
Qualification and licensing requirements for insurance sales personnel |
|
Section 390.185
|
What regulations govern the fiduciary operations of State savings associations? |
|
Section 390.190
|
What does this subpart do? |
|
Section 390.220
|
Must I inform FDIC before I use electronic means or facilities? |
|
Section 390.221
|
How do I notify FDIC? |
|
Section 390.222
|
What does this subpart do? |
|
Section 390.230
|
What records should I maintain on deposit activities? |
|
Section 390.231
|
Procedure upon taking possession |
|
Section 390.240
|
Notice of appointment |
|
Section 390.241
|
What does this subpart cover? |
|
Section 390.250
|
Definitions |
|
Section 390.251
|
How must separate corporate identities be maintained? |
|
Section 390.252
|
What notices are required to establish or acquire a new subsidiary or engage in new activities through an existing subsidiary? |
|
Section 390.253
|
How may a subsidiary of a State savings association issue securities? |
|
Section 390.254
|
How may a State savings association exercise its salvage power in connection with a service corporation or lower-tier entities? |
|
Section 390.255
|
General |
|
Section 390.260
|
Definitions |
|
Section 390.262
|
Real estate lending standards; purpose and scope |
|
Section 390.264
|
Real estate lending standards |
|
Section 390.265
|
Letters of credit and other independent undertakings to pay against documents |
|
Section 390.267
|
Investment in State housing corporations |
|
Section 390.268
|
Prohibition on loan procurement fees |
|
Section 390.269
|
Asset classification |
|
Section 390.270
|
Records for lending transactions |
|
Section 390.271
|
Re-evaluation of real estate owned |
|
Section 390.272
|
When do the definitions in this subpart apply? |
|
Section 390.280
|
Account |
|
Section 390.281
|
Accountholder |
|
Section 390.282
|
Affiliate |
|
Section 390.283
|
Affiliated person |
|
Section 390.284
|
Audit period |
|
Section 390.285
|
Certificate account |
|
Section 390.286
|
Consumer credit |
|
Section 390.287
|
Controlling person |
|
Section 390.288
|
Corporation |
|
Section 390.289
|
Demand accounts |
|
Section 390.290
|
Director |
|
Section 390.291
|
Financial institution |
|
Section 390.292
|
Immediate family |
|
Section 390.293
|
Land loan |
|
Section 390.294
|
Low-rent housing |
|
Section 390.295
|
Money Market Deposit Accounts |
|
Section 390.296
|
Negotiable Order of Withdrawal Accounts |
|
Section 390.297
|
Nonresidential construction loan |
|
Section 390.298
|
Nonwithdrawable account |
|
Section 390.299
|
Note account |
|
Section 390.300
|
Officer |
|
Section 390.302
|
Parent company; subsidiary |
|
Section 390.303
|
Political subdivision |
|
Section 390.304
|
Principal office |
|
Section 390.305
|
Public unit |
|
Section 390.306
|
Savings account |
|
Section 390.307
|
State savings association |
|
Section 390.308
|
Security |
|
Section 390.309
|
Service corporation |
|
Section 390.310
|
State |
|
Section 390.311
|
Subordinated debt security |
|
Section 390.312
|
Tax and loan account |
|
Section 390.313
|
United States Treasury General Account |
|
Section 390.314
|
United States Treasury Time Deposit Open Account |
|
Section 390.315
|
With recourse |
|
Section 390.316
|
Regulatory reporting requirements |
|
Section 390.320
|
Regulatory reports |
|
Section 390.321
|
Audit of State savings associations |
|
Section 390.322
|
Chartering documents |
|
Section 390.330
|
Securities: Statement of non-insurance |
|
Section 390.331
|
Merger, consolidation, purchase or sale of assets, or assumption of liabilities |
|
Section 390.332
|
Advertising |
|
Section 390.333
|
Directors, officers, and employees |
|
Section 390.334
|
Tying restriction exception |
|
Section 390.335
|
Employment contracts |
|
Section 390.336
|
Transactions with affiliates |
|
Section 390.337
|
Loans by State savings associations to their executive officers, directors, and principal shareholders |
|
Section 390.338
|
Pension plans |
|
Section 390.339
|
Offers and sales of securities at an office of a State savings association |
|
Section 390.340
|
Inclusion of subordinated debt securities and mandatorily redeemable preferred stock as supplementary capital |
|
Section 390.341
|
Capital distributions by State savings associations |
|
Section 390.342
|
What is a capital distribution? |
|
Section 390.343
|
Definitions applicable to capital distributions |
|
Section 390.344
|
Must I file with the FDIC? |
|
Section 390.345
|
How do I file with the FDIC? |
|
Section 390.346
|
May I combine my notice or application with other notices or applications? |
|
Section 390.347
|
Will the FDIC permit my capital distribution? |
|
Section 390.348
|
Management and financial policies |
|
Section 390.349
|
Examinations and audits; appraisals; establishment and maintenance of records |
|
Section 390.350
|
Frequency of safety and soundness examination |
|
Section 390.351
|
Financial derivatives |
|
Section 390.352
|
Interest-rate-risk-management procedures |
|
Section 390.353
|
Procedures for monitoring Bank Secrecy Act (BSA) compliance |
|
Section 390.354
|
Suspicious Activity Reports and other reports and statements |
|
Section 390.355
|
Bonds for directors, officers, employees, and agents; form of and amount of bonds |
|
Section 390.356
|
Bonds for agents |
|
Section 390.357
|
Conflicts of interest |
|
Section 390.358
|
Corporate opportunity |
|
Section 390.359
|
Change of director or senior executive officer |
|
Section 390.360
|
Applicable definitions |
|
Section 390.361
|
Who must give prior notice? |
|
Section 390.362
|
What procedures govern the filing of my notice? |
|
Section 390.363
|
What information must I include in my notice? |
|
Section 390.364
|
What procedures govern the FDIC's review of my notice for completeness? |
|
Section 390.365
|
What standards and procedures will govern the FDIC review of the substance of my notice? |
|
Section 390.366
|
When may a proposed director or senior executive officer begin service? |
|
Section 390.367
|
When will the FDIC waive the prior notice requirement? |
|
Section 390.368
|
Form and content of financial statements |
|
Section 390.380
|
Definitions |
|
Section 390.381
|
Qualification of public accountant |
|
Section 390.382
|
Condensed financial information [Parent only] |
|
Section 390.383
|
Financial statements for conversions, SEC filings, and offering circulars |
|
Section 390.384
|
Authority, purpose, and scope |
|
Section 390.400
|
Definitions |
|
Section 390.401
|
Prohibitions |
|
Section 390.402
|
Interlocking relationships permitted by statute |
|
Section 390.403
|
Small market share exemption |
|
Section 390.404
|
General exemption |
|
Section 390.405
|
Change in circumstances |
|
Section 390.406
|
Enforcement |
|
Section 390.407
|
Interlocking relationships permitted pursuant to Federal Deposit Insurance Act |
|
Section 390.408
|
Definitions |
|
Section 390.410
|
Offering circular requirement |
|
Section 390.411
|
Exemptions |
|
Section 390.412
|
Non-public offering |
|
Section 390.413
|
Filing and signature requirements |
|
Section 390.414
|
Effective date |
|
Section 390.415
|
Form, content, and accounting |
|
Section 390.416
|
Use of the offering circular |
|
Section 390.417
|
Escrow requirement |
|
Section 390.418
|
Unsafe or unsound practices |
|
Section 390.419
|
Withdrawal or abandonment |
|
Section 390.420
|
Securities sale report |
|
Section 390.421
|
Public disclosure and confidential treatment |
|
Section 390.422
|
Waiver |
|
Section 390.423
|
Requests for interpretive advice or waiver |
|
Section 390.424
|
Delayed or continuous offering and sale of securities |
|
Section 390.425
|
Sales of securities at an office of a State savings association |
|
Section 390.426
|
Current and periodic reports |
|
Section 390.427
|
Approval of the security |
|
Section 390.428
|
Form for securities sale report |
|
Section 390.429
|
Filing of copies of offering circulars in certain exempt offerings |
|
Section 390.430
|
Authority, purpose, and scope |
|
Section 390.440
|
Definitions |
|
Section 390.441
|
Appraisals required; transactions requiring a State certified or licensed appraiser |
|
Section 390.442
|
Minimum appraisal standards |
|
Section 390.443
|
Appraiser independence |
|
Section 390.444
|
Professional association membership; competency |
|
Section 390.445
|
Enforcement |
|
Section 390.446
|
Appraisal policies and practices of State savings associations and subsidiaries |
|
Section 390.447
|
Authority, purpose, scope, other supervisory authority, and disclosure of capital categories |
|
Section 390.450
|
Definitions |
|
Section 390.451
|
Notice of capital category |
|
Section 390.452
|
Capital measures and capital category definitions |
|
Section 390.453
|
Capital restoration plans |
|
Section 390.454
|
Mandatory and discretionary supervisory actions under section 38 |
|
Section 390.455
|
Directives to take prompt corrective action |
|
Section 390.456
|
Procedures for reclassifying a State savings association based on criteria other than capital |
|
Section 390.457
|
Order to dismiss a director or senior executive officer |
|
Section 390.458
|
Enforcement of directives |
|
Section 390.459
|
Scope |
|
Section 390.460
|
Definitions |
|
Section 390.461
|
Minimum regulatory capital requirement |
|
Section 390.462
|
Individual minimum capital requirements |
|
Section 390.463
|
Capital directives |
|
Section 390.464
|
Components of capital |
|
Section 390.465
|
Risk-based capital credit risk-weight categories |
|
Section 390.466
|
Leverage ratio |
|
Section 390.467
|
Tangible capital requirement |
|
Section 390.468
|
Consequences of failure to meet capital requirements |
|
Section 390.469
|
Reservation of authority |
|
Section 390.470
|
Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships |
|
Section 390.471
|
Authority, purpose, and scope |